# 5 C.F.R. § 831.611 (2026): Election at time of retirement of fully reduced annuity to provide a current spouse annuity > Federal · Regulations · In force URL: https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_611 ## Section - **Citation:** 5 C.F.R. § 831.611 (2026) - **Heading:** Election at time of retirement of fully reduced annuity to provide a current spouse annuity - **Jurisdiction:** Federal - **Kind:** Regulations - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** Title 5 CFR: Administrative Personnel / Chapter I: OFFICE OF PERSONNEL MANAGEMENT / Part 831: RETIREMENT / Subpart F: Survivor Annuities / § 831.611: § 831.611 Election at time of retirement of fully reduced annuity to provide a current spouse annuity. ## Text (a) A married employee or Member retiring under CSRS will receive a fully reduced annuity to provide a current spouse annuity unless— (1) The employee or Member, with the consent of the current spouse, elects a self-only annuity, a partially reduced annuity, or a fully reduced annuity to provide a former spouse annuity, in accordance with § 831.612(b) or § 831.614; or (2) The employee or Member elects a self-only annuity, a partially reduced annuity or a fully reduced annuity to provide a former spouse annuity, and current spousal consent is waived in accordance with § 831.608. (b) Qualifying court orders that award former spouse annuities prevent payment of current spouse annuities to the extent necessary to comply with the court order and § 831.614. (c) The maximum rate of a current spouse annuity is 55 percent of the rate of the retiring employee's or Member's self-only annuity if the employee or Member is retiring based on a separation from a position under CSRS on or after October 11, 1962. The maximum rate of a current spouse annuity is 50 percent of the rate of the retiring employee's or Member's self-only annuity if the employee or Member is retiring based on a separation from a position covered under CSRS between September 30, 1956, and October 11, 1962. (d)(1) The amount of the reduction to provide a current spouse annuity equals 2 1/2 percent of the first $3600 of the designated survivor base plus 10 percent of the portion of the designated survivor base which exceeds $3600, if— mber's self-only annuity if the employee or Member is retiring based on a separation from a position covered under CSRS between September 30, 1956, and October 11, 1962. (d)(1) The amount of the reduction to provide a current spouse annuity equals 2 1/2 percent of the first $3600 of the designated survivor base plus 10 percent of the portion of the designated survivor base which exceeds $3600, if— (i) The employee's or Member's separation on which the retirement is based was on or after October 11, 1962; or (ii) The reduction is to provide a current spouse annuity (under § 831.631) for a spouse acquired after retirement. (2) The amount of the reduction to provide a current spouse annuity under this section for former employees or Members whose retirement is based on separations before October 11, 1962, equals 2 1/2 percent of the first $2400 of the designated survivor base plus 10 percent of the portion of the designated survivor base which exceeds $2400. [50 FR 20070, May 13, 1985, as amended at 51 FR 31931, Sept. 8, 1986; 58 FR 52880, Oct. 13, 1993. Redesignated at 58 FR 52882, Oct. 13, 1993] ## Nearby sections - [5 C.F.R. § 831.601 (2026) § 831.601 Purpose and scope.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_601.md) - [5 C.F.R. § 831.602 (2026) § 831.602 Relation to other regulations.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_602.md) - [5 C.F.R. § 831.603 (2026) § 831.603 Definitions.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_603.md) - [5 C.F.R. § 831.611 (2026) § 831.611 Election at time of retirement of fully reduced annuity to provide a current spouse annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_611.md) - [5 C.F.R. § 831.612 (2026) § 831.612 Election at time of retirement of a fully reduced annuity or a partially reduced annuity to provide a former spouse annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_612.md) - [5 C.F.R. § 831.613 (2026) § 831.613 Election of insurable interest annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_613.md) - [5 C.F.R. § 831.614 (2026) § 831.614 Election of a self-only annuity or partially reduced annuity by married employees and Members.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_614.md) - [5 C.F.R. § 831.616 (2026) § 831.616 Elections by previously retired retiree with new title to an annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_616.md) - [5 C.F.R. § 831.618 (2026) § 831.618 Waiver of spousal consent requirement.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_618.md) - [5 C.F.R. § 831.619 (2026) § 831.619 Marital status at time of retirement.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_619.md) - [5 C.F.R. § 831.621 (2026) § 831.621 Changes of election before final adjudication.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_621.md) - [5 C.F.R. § 831.622 (2026) § 831.622 Changes of election after final adjudication.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_622.md) - [5 C.F.R. § 831.631 (2026) § 831.631 Post-retirement election of fully reduced annuity or partially reduced annuity to provide a current spouse annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_631.md) - [5 C.F.R. § 831.632 (2026) § 831.632 Post-retirement election of fully reduced annuity or partially reduced annuity to provide a former spouse annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_632.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T5_P831_S831_611. 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