# 45 C.F.R. § 2506.12 (2026): Will the Corporation provide information to credit reporting agencies? > Federal · Regulations · In force URL: https://www.frixlaw.com/law-library/statutes/CFR_T45_P2506_S2506_12 ## Section - **Citation:** 45 C.F.R. § 2506.12 (2026) - **Heading:** Will the Corporation provide information to credit reporting agencies? - **Jurisdiction:** Federal - **Kind:** Regulations - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** Title 45 CFR: Public Welfare / Chapter XXV: CORPORATION FOR NATIONAL AND COMMUNITY SERVICE / Part 2506: COLLECTION OF DEBTS / Subpart B: General Provisions / § 2506.12: § 2506.12 Will the Corporation provide information to credit reporting agencies? ## Text (a) The Corporation will report certain delinquent debts to appropriate consumer credit reporting agencies by providing the following information: (1) A statement that the debt is valid and overdue; (2) The name, address, taxpayer identification number, and any other information necessary to establish the identity of the debtor; (3) The amount, status, and history of the debt; and (4) The program or pertinent activity under which the debt arose. (b) Before disclosing debt information to a credit reporting agency, the Corporation: (1) Takes reasonable action to locate the debtor if a current address is not available; (2) Provides the notice required under § 2506.14(a) if a current address is available; and (3) Obtains satisfactory assurances from the credit reporting agency that it complies with the Fair Credit Reporting Act (15 U.S.C. 1681 et seq. ) and other Federal laws governing the provision of credit information. (c) At the time debt information is submitted to a credit reporting agency, the Corporation provides a written statement to the reporting agency that all required actions have been taken. In addition, the Corporation thereafter ensures that the credit reporting agency is promptly informed of any substantive change in the conditions or amount of the debt, and promptly verifies or corrects information relevant to the debt. (d) If a debtor disputes the validity of the debt, the credit reporting agency refers the matter to the appropriate Corporation official. The credit reporting agency excludes the debt from its reports until the Corporation certifies in writing that the debt is valid. (e) The Corporation may disclose to a commercial credit bureau information concerning a commercial debt, including the following: (1) Information necessary to establish the name, address, and employer identification number of the commercial debtor; (2) The amount, status, and history of the debt; and (3) The program or pertinent activity under which the debt arose. ## Nearby sections - [45 C.F.R. § 2506.10 (2026) § 2506.10 Will the Corporation use its cross-servicing agreement with Treasury to collect its debts?](https://www.frixlaw.com/law-library/statutes/CFR_T45_P2506_S2506_10.md) - [45 C.F.R. § 2506.11 (2026) § 2506.11 Will the Corporation refer debts to the Department of Justice?](https://www.frixlaw.com/law-library/statutes/CFR_T45_P2506_S2506_11.md) - [45 C.F.R. § 2506.12 (2026) § 2506.12 Will the Corporation provide information to credit reporting agencies?](https://www.frixlaw.com/law-library/statutes/CFR_T45_P2506_S2506_12.md) - [45 C.F.R. § 2506.13 (2026) § 2506.13 How will the Corporation contract for private collection services?](https://www.frixlaw.com/law-library/statutes/CFR_T45_P2506_S2506_13.md) - [45 C.F.R. § 2506.14 (2026) § 2506.14 What should I expect to receive from the Corporation if I owe a debt to the Corporation?](https://www.frixlaw.com/law-library/statutes/CFR_T45_P2506_S2506_14.md) - [45 C.F.R. § 2506.15 (2026) § 2506.15 What will the notice tell me regarding collection actions that might be taken if the debt is not paid within 60 days of the notice, or arrangements to pay the debt are not made within 60 days of the notice?](https://www.frixlaw.com/law-library/statutes/CFR_T45_P2506_S2506_15.md) - [45 C.F.R. § 2506.16 (2026) § 2506.16 What will the notice tell me about my opportunity for review of my debt?](https://www.frixlaw.com/law-library/statutes/CFR_T45_P2506_S2506_16.md) - [45 C.F.R. § 2506.17 (2026) § 2506.17 What must I do to obtain a review of my debt, and how will the review process work?](https://www.frixlaw.com/law-library/statutes/CFR_T45_P2506_S2506_17.md) - [45 C.F.R. § 2506.18 (2026) § 2506.18 What interest, penalty charges, and administrative costs will I have to pay on a debt owed to the Corporation?](https://www.frixlaw.com/law-library/statutes/CFR_T45_P2506_S2506_18.md) - [45 C.F.R. § 2506.19 (2026) § 2506.19 How can I resolve my debt through voluntary repayment?](https://www.frixlaw.com/law-library/statutes/CFR_T45_P2506_S2506_19.md) - [45 C.F.R. § 2506.20 (2026) § 2506.20 What is the extent of the Chief Executive Officer's authority to compromise debts owed to the Corporation, or to suspend or terminate collection action on such debts?](https://www.frixlaw.com/law-library/statutes/CFR_T45_P2506_S2506_20.md) - [45 C.F.R. § 2506.21 (2026) § 2506.21 May the Corporation's failure to comply with these regulations be used as a defense to a debt?](https://www.frixlaw.com/law-library/statutes/CFR_T45_P2506_S2506_21.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T45_P2506_S2506_12. Check the current official text before relying on it. Not legal advice.