# 44 C.F.R. § 71.3 (2025): Denial of flood insurance

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T44_P71_S71_3

## Section

- **Citation:** 44 C.F.R. § 71.3 (2025)
- **Heading:** Denial of flood insurance
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 44 CFR: Emergency Management and Assistance / Chapter I: FEDERAL EMERGENCY MANAGEMENT AGENCY, DEPARTMENT OF HOMELAND SECURITY / Part 71: IMPLEMENTATION OF COASTAL BARRIER LEGISLATION / § 71.3: § 71.3   Denial of flood insurance.

## Text

(a) No new flood insurance coverage may be provided on or after October 1, 1983, for any new construction or substantial improvement of a structure located in an area identified as being in the CBRS both as of October 18, 1982, and as of November 16, 1990.
(b) No new flood insurance coverage may be provided on or after November 16, 1990, for any new construction or substantial improvement of a structure located in any area newly identified as being in the CBRS as of November 16, 1990.
(c) No new flood insurance coverage may be provided after November 16, 1991, for any new construction or substantial improvement of a structure which is located in an “otherwise protected area.”
(d) Notwithstanding paragraph (c) of this section, new flood insurance coverage may be provided for a structure which is newly constructed or substantially improved in an “otherwise protected area” if the building is used in a manner consistent with the purpose for which the area is protected.
[57 FR 22662, May 29, 1992]

## Nearby sections

- [44 C.F.R. § 71.1 (2025) § 71.1   Purpose of part.](https://www.frixlaw.com/law-library/statutes/CFR_T44_P71_S71_1.md)
- [44 C.F.R. § 71.2 (2025) § 71.2   Definitions.](https://www.frixlaw.com/law-library/statutes/CFR_T44_P71_S71_2.md)
- [44 C.F.R. § 71.3 (2025) § 71.3   Denial of flood insurance.](https://www.frixlaw.com/law-library/statutes/CFR_T44_P71_S71_3.md)
- [44 C.F.R. § 71.4 (2025) § 71.4   Documentation.](https://www.frixlaw.com/law-library/statutes/CFR_T44_P71_S71_4.md)
- [44 C.F.R. § 71.5 (2025) § 71.5   Violations.](https://www.frixlaw.com/law-library/statutes/CFR_T44_P71_S71_5.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T44_P71_S71_3. Check the current official text before relying on it. Not legal advice.