# 31 C.F.R. § 5.13 (2026): How will Treasury entities use administrative wage garnishment to collect a Treasury debt from a debtor's wages? > Federal · Regulations · In force URL: https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_13 ## Section - **Citation:** 31 C.F.R. § 5.13 (2026) - **Heading:** How will Treasury entities use administrative wage garnishment to collect a Treasury debt from a debtor's wages? - **Jurisdiction:** Federal - **Kind:** Regulations - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** Title 31 CFR: Money and Finance: Treasury / Part 5 / Subpart B / § 5.13: § 5.13 How will Treasury entities use administrative wage garnishment to collect a Treasury debt from a debtor's wages? ## Text (a) Treasury entities are authorized to collect debts from a debtor's wages by means of administrative wage garnishment in accordance with the requirements of 31 U.S.C. 3720D and 31 CFR 285.11. This part adopts and incorporates all of the provisions of 31 CFR 285.11 concerning administrative wage garnishment, including the hearing procedures described in 31 CFR 285.11(f). Treasury entities may use administrative wage garnishment to collect a delinquent Treasury debt unless the debtor is making timely payments under an agreement to pay the debt in installments (see § 5.6 of this part). At least thirty (30) days prior to initiating an administrative wage garnishment, Treasury entities will send notice to the debtor in accordance with the requirements of § 5.4 of this part, including the requirements of § 5.4(a)(10) of this part. For Treasury debts referred to the Financial Management Service under § 5.9 of this part, Treasury entities may authorize the Financial Management Service to send a notice informing the debtor that administrative wage garnishment will be initiated and how the debtor may request a hearing as described in § 5.4(a)(10) of this part. If a debtor makes a timely request for a hearing, administrative wage garnishment will not begin until a hearing is held and a decision is sent to the debtor. See 31 CFR 285.11(f)(4). If a debtor's hearing request is not timely, Treasury entities may suspend collection by administrative wage garnishment in accordance with the provisions of 31 CFR 285.11(f)(5). All travel expenses incurred by the debtor in connection with an in-person hearing will be borne by the debtor. (b) This section does not apply to Federal salary offset, the process by which Treasury entities collect debts from the salaries of Federal employees (see § 5.12 of this part). ## Nearby sections - [31 C.F.R. § 5.4 (2026) § 5.4 What notice will Treasury entities send to a debtor when collecting a Treasury debt?](https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_4.md) - [31 C.F.R. § 5.5 (2026) § 5.5 How will Treasury entities add interest, penalty charges, and administrative costs to a Treasury debt?](https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_5.md) - [31 C.F.R. § 5.6 (2026) § 5.6 When will Treasury entities allow a debtor to pay a Treasury debt in installments instead of one lump sum?](https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_6.md) - [31 C.F.R. § 5.7 (2026) § 5.7 When will Treasury entities compromise a Treasury debt?](https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_7.md) - [31 C.F.R. § 5.8 (2026) § 5.8 When will Treasury entities suspend or terminate debt collection on a Treasury debt?](https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_8.md) - [31 C.F.R. § 5.9 (2026) § 5.9 When will Treasury entities transfer a Treasury debt to the Treasury Department's Financial Management Service for collection?](https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_9.md) - [31 C.F.R. § 5.10 (2026) § 5.10 How will Treasury entities use administrative offset (offset of non-tax Federal payments) to collect a Treasury debt?](https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_10.md) - [31 C.F.R. § 5.11 (2026) § 5.11 How will Treasury entities use tax refund offset to collect a Treasury debt?](https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_11.md) - [31 C.F.R. § 5.12 (2026) § 5.12 How will Treasury entities offset a Federal employee's salary to collect a Treasury debt?](https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_12.md) - [31 C.F.R. § 5.13 (2026) § 5.13 How will Treasury entities use administrative wage garnishment to collect a Treasury debt from a debtor's wages?](https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_13.md) - [31 C.F.R. § 5.14 (2026) § 5.14 How will Treasury entities report Treasury debts to credit bureaus?](https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_14.md) - [31 C.F.R. § 5.15 (2026) § 5.15 How will Treasury entities refer Treasury debts to private collection agencies?](https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_15.md) - [31 C.F.R. § 5.16 (2026) § 5.16 When will Treasury entities refer Treasury debts to the Department of Justice?](https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_16.md) - [31 C.F.R. § 5.17 (2026) § 5.17 Will a debtor who owes a Treasury debt be ineligible for Federal loan assistance or Federal licenses, permits or privileges?](https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_17.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T31_P5_S5_13. 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