# 31 C.F.R. § 1010.313 (2026): Aggregation

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_313

## Section

- **Citation:** 31 C.F.R. § 1010.313 (2026)
- **Heading:** Aggregation
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 31 CFR: Money and Finance: Treasury / Chapter X: FINANCIAL CRIMES ENFORCEMENT NETWORK, DEPARTMENT OF THE TREASURY / Part 1010: GENERAL PROVISIONS / Subpart C: Reports Required To Be Made / § 1010.313: § 1010.313   Aggregation.

## Text

(a)
Multiple branches.
A financial institution includes all of its domestic branch offices, and any recordkeeping facility, wherever located, that contains records relating to the transactions of the institution's domestic offices, for purposes of the transactions in currency reporting requirements in this chapter.
(b)
Multiple transactions.
In the case of financial institutions other than casinos, for purposes of the transactions in currency reporting requirements in this chapter, multiple currency transactions shall be treated as a single transaction if the financial institution has knowledge that they are by or on behalf of any person and result in either cash in or cash out totaling more than $10,000 during any one business day (or in the case of the U.S. Postal Service, any one day). Deposits made at night or over a weekend or holiday shall be treated as if received on the next business day following the deposit.

## Nearby sections

- [31 C.F.R. § 1010.300 (2026) § 1010.300   General.](https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_300.md)
- [31 C.F.R. § 1010.301 (2026) § 1010.301   Determination by the Secretary.](https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_301.md)
- [31 C.F.R. § 1010.306 (2026) § 1010.306   Filing of reports.](https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_306.md)
- [31 C.F.R. § 1010.310 (2026) § 1010.310   Reports of transactions in currency.](https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_310.md)
- [31 C.F.R. § 1010.311 (2026) § 1010.311   Filing obligations for reports of transactions in currency.](https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_311.md)
- [31 C.F.R. § 1010.312 (2026) § 1010.312   Identification required.](https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_312.md)
- [31 C.F.R. § 1010.313 (2026) § 1010.313   Aggregation.](https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_313.md)
- [31 C.F.R. § 1010.314 (2026) § 1010.314   Structured transactions.](https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_314.md)
- [31 C.F.R. § 1010.315 (2026) § 1010.315   Exemptions for non-bank financial institutions.](https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_315.md)
- [31 C.F.R. § 1010.320 (2026) § 1010.320   Reports of suspicious transactions.](https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_320.md)
- [31 C.F.R. § 1010.330 (2026) § 1010.330   Reports relating to currency in excess of $10,000 received in a trade or business.](https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_330.md)
- [31 C.F.R. § 1010.331 (2026) § 1010.331   Reports relating to currency in excess of $10,000 received as bail by court clerks.](https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_331.md)
- [31 C.F.R. § 1010.340 (2026) § 1010.340   Reports of transportation of currency or monetary instruments.](https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_340.md)
- [31 C.F.R. § 1010.350 (2026) § 1010.350   Reports of foreign financial accounts.](https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_350.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T31_P1010_S1010_313. Check the current official text before relying on it. Not legal advice.