# 29 C.F.R. § 20.205 (2026): Notice requirements

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_205

## Section

- **Citation:** 29 C.F.R. § 20.205 (2026)
- **Heading:** Notice requirements
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 29 CFR: Labor / Part 20: FEDERAL CLAIMS COLLECTION / Subpart F: Administrative Wage Garnishment / § 20.205: § 20.205   Notice requirements.

## Text

(a) At least 30 days before the initiation of garnishment proceedings, the Department shall mail, by first class mail to the debtor's last known address a written notice informing the debtor of:
(1) The nature and amount of the debt;
(2) The intention of the Department to initiate proceedings to collect the debt through deductions from pay until the debt and all accumulated interest, penalties and administrative costs are paid in full; and
(3) An explanation of the debtor's rights, including those set forth in paragraph (b) of this section, and the time frame within which the debtor may exercise his or her rights.
(b) The debtor shall be afforded the opportunity:
(1) To inspect and copy the Department's records related to the debt;
(2) To enter into a written repayment agreement with the Department under terms agreeable to the Department; and
(3) For a hearing in accordance with § 20.206 before a hearing official. The debtor is not entitled to a hearing concerning the terms of the proposed repayment schedule if these terms have been established by written agreement under 20.206(b)(2).
(c) The Department will retain evidence of service indicating the date of mailing of the notice.

## Nearby sections

- [29 C.F.R. § 20.201 (2026) § 20.201   Purpose.](https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_201.md)
- [29 C.F.R. § 20.202 (2026) § 20.202   Scope.](https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_202.md)
- [29 C.F.R. § 20.203 (2026) § 20.203   Definitions.](https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_203.md)
- [29 C.F.R. § 20.204 (2026) § 20.204   General rule.](https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_204.md)
- [29 C.F.R. § 20.205 (2026) § 20.205   Notice requirements.](https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_205.md)
- [29 C.F.R. § 20.206 (2026) § 20.206   Hearing.](https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_206.md)
- [29 C.F.R. § 20.207 (2026) § 20.207   Wage garnishment order.](https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_207.md)
- [29 C.F.R. § 20.208 (2026) § 20.208   Certification by employer.](https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_208.md)
- [29 C.F.R. § 20.209 (2026) § 20.209   Amounts withheld.](https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_209.md)
- [29 C.F.R. § 20.210 (2026) § 20.210   Exclusions from garnishment.](https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_210.md)
- [29 C.F.R. § 20.211 (2026) § 20.211   Financial hardship.](https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_211.md)
- [29 C.F.R. § 20.212 (2026) § 20.212   Ending garnishment.](https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_212.md)
- [29 C.F.R. § 20.213 (2026) § 20.213   Actions prohibited by employer.](https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_213.md)
- [29 C.F.R. § 20.214 (2026) § 20.214   Refunds.](https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_214.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T29_P20_S20_205. Check the current official text before relying on it. Not legal advice.