# 24 C.F.R. § 206.15 (2026): Insurance

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_15

## Section

- **Citation:** 24 C.F.R. § 206.15 (2026)
- **Heading:** Insurance
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 24 CFR: Housing and Urban Development / Chapter II: OFFICE OF ASSISTANT SECRETARY FOR HOUSING—FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT / Part 206: HOME EQUITY CONVERSION MORTGAGE INSURANCE / Subpart B: Eligibility › Endorsement / § 206.15: § 206.15   Insurance.

## Text

Mortgages originated under this part must be endorsed through the Direct Endorsement program under § 203.5 of this chapter, except that any references to § 203.255 in § 203.5 shall mean § 206.115. The mortgagee shall submit the information as described in § 206.115(b) for the Direct Endorsement program; the certificate of housing counseling as described in § 206.41; a copy of the title insurance commitment satisfactory to the Commissioner (or other acceptable title evidence if the Commissioner has determined not to require title insurance under § 206.45(a)); the mortgagee's election of either the assignment or shared premium option under § 206.107; and any other documentation required by the Commissioner. If the mortgagee has complied with the requirements of §§ 203.3 and 203.5, except that any reference to § 203.255 in these sections shall mean § 206.115 for purposes of this section, and other requirements of this part, and the mortgage is determined to be eligible, the Commissioner will endorse the mortgage for insurance by issuing a Mortgage Insurance Certificate.

## Nearby sections

- [24 C.F.R. § 206.9 (2026) § 206.9   Eligible mortgagees.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_9.md)
- [24 C.F.R. § 206.13 (2026) § 206.13   Disclosure of available HECM program options.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_13.md)
- [24 C.F.R. § 206.15 (2026) § 206.15   Insurance.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_15.md)
- [24 C.F.R. § 206.17 (2026) § 206.17   Eligible mortgages: general.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_17.md)
- [24 C.F.R. § 206.19 (2026) § 206.19   Payment options.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_19.md)
- [24 C.F.R. § 206.21 (2026) § 206.21   Interest rate.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_21.md)
- [24 C.F.R. § 206.23 (2026) § 206.23   Shared appreciation.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_23.md)
- [24 C.F.R. § 206.25 (2026) § 206.25   Calculation of disbursements.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_25.md)
- [24 C.F.R. § 206.26 (2026) § 206.26   Change in payment option.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_26.md)
- [24 C.F.R. § 206.27 (2026) § 206.27   Mortgage provisions.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_27.md)
- [24 C.F.R. § 206.31 (2026) § 206.31   Allowable charges and fees.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_31.md)
- [24 C.F.R. § 206.32 (2026) § 206.32   No outstanding unpaid obligations.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_32.md)
- [24 C.F.R. § 206.33 (2026) § 206.33   Age of borrower.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_33.md)
- [24 C.F.R. § 206.34 (2026) § 206.34   Limitation on number of mortgages.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_34.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_15. Check the current official text before relying on it. Not legal advice.