# 24 C.F.R. § 206.13 (2026): Disclosure of available HECM program options

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_13

## Section

- **Citation:** 24 C.F.R. § 206.13 (2026)
- **Heading:** Disclosure of available HECM program options
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 24 CFR: Housing and Urban Development / Chapter II: OFFICE OF ASSISTANT SECRETARY FOR HOUSING—FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT / Part 206: HOME EQUITY CONVERSION MORTGAGE INSURANCE / Subpart B: Eligibility › Endorsement / § 206.13: § 206.13   Disclosure of available HECM program options.

## Text

At the time of initial contact, the mortgagee shall inform the prospective HECM borrower, in a manner acceptable to the Commissioner, of all products, features, and options of the HECM program that FHA will insure under this part, including: fixed interest rate mortgages with the Single Lump Sum payment option; adjustable interest rate mortgages with tenure, term, and line of credit disbursement options, or a combination of these; any other FHA insurable disbursement options; and initial mortgage insurance premium options, and how those affect the availability of other mortgage and disbursement options.

## Nearby sections

- [24 C.F.R. § 206.9 (2026) § 206.9   Eligible mortgagees.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_9.md)
- [24 C.F.R. § 206.13 (2026) § 206.13   Disclosure of available HECM program options.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_13.md)
- [24 C.F.R. § 206.15 (2026) § 206.15   Insurance.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_15.md)
- [24 C.F.R. § 206.17 (2026) § 206.17   Eligible mortgages: general.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_17.md)
- [24 C.F.R. § 206.19 (2026) § 206.19   Payment options.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_19.md)
- [24 C.F.R. § 206.21 (2026) § 206.21   Interest rate.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_21.md)
- [24 C.F.R. § 206.23 (2026) § 206.23   Shared appreciation.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_23.md)
- [24 C.F.R. § 206.25 (2026) § 206.25   Calculation of disbursements.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_25.md)
- [24 C.F.R. § 206.26 (2026) § 206.26   Change in payment option.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_26.md)
- [24 C.F.R. § 206.27 (2026) § 206.27   Mortgage provisions.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_27.md)
- [24 C.F.R. § 206.31 (2026) § 206.31   Allowable charges and fees.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_31.md)
- [24 C.F.R. § 206.32 (2026) § 206.32   No outstanding unpaid obligations.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_32.md)
- [24 C.F.R. § 206.33 (2026) § 206.33   Age of borrower.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_33.md)
- [24 C.F.R. § 206.34 (2026) § 206.34   Limitation on number of mortgages.](https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_34.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T24_P206_S206_13. Check the current official text before relying on it. Not legal advice.