# 20 C.F.R. § 416.1207 (2026): Resources determinations > Federal · Regulations · In force URL: https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1207 ## Section - **Citation:** 20 C.F.R. § 416.1207 (2026) - **Heading:** Resources determinations - **Jurisdiction:** Federal - **Kind:** Regulations - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** Title 20 CFR: Employees' Benefits / Chapter III: SOCIAL SECURITY ADMINISTRATION / Part 416: SUPPLEMENTAL SECURITY INCOME FOR THE AGED, BLIND, AND DISABLED / Subpart L: Resources and Exclusions / § 416.1207: § 416.1207 Resources determinations. ## Text (a) General. Resources determinations are made as of the first moment of the month. A resource determination is based on what assets an individual has, what their values are, and whether or not they are excluded as of the first moment of the month. (b) Increase in value of resources. If, during a month, a resource increases in value or an individual acquires an additional resource or replaces an excluded resource with one that is not excluded, the increase in the value of the resources is counted as of the first moment of the next month (c) Decrease in value of resources. If, during a month, a resource decreases in value or an individual spends a resource or replaces a resource that is not excluded with one that is excluded, the decrease in the value of the resources is counted as of the first moment of the next month. (d) Treatment of items under income and resource counting rules. Items received in cash or in kind during a month are evaluated first under the income counting rules and, if retained until the first moment of the following month, are subject to the rules for counting resources at that time. (e) Receipts from the sale, exchange, or replacement of a resource. If an individual sells, exchanges or replaces a resource, the receipts are not income. They are still considered to be a resource. This rule includes resources that have never been counted as such because they were sold, exchanged or replaced in the month in which they were received. See § 416.1246 for the rule on resources disposed of for less than fair market value (including those disposed of during the month of receipt). Example: Miss L., a disabled individual, receives a $350 unemployment insurance benefit on January 10, 1986. The benefit is unearned income to Miss L. when she receives it. On January 14, Miss L. uses the $350 payment to purchase shares of stock. Miss L. has exchanged one item (cash) for another item (stock). The $350 payment is never counted as a resource to Miss L f during the month of receipt). Example: Miss L., a disabled individual, receives a $350 unemployment insurance benefit on January 10, 1986. The benefit is unearned income to Miss L. when she receives it. On January 14, Miss L. uses the $350 payment to purchase shares of stock. Miss L. has exchanged one item (cash) for another item (stock). The $350 payment is never counted as a resource to Miss L. because she exchanged it in the same month she received it. The stock is not income; it is a different form of a resource exchanged for the cash. Since a resource is not countable until the first moment of the month following its receipt, the stock is not a countable resource to Miss L. until February 1. [52 FR 4283, Feb. 11, 1987] ## Nearby sections - [20 C.F.R. § 416.1201 (2026) § 416.1201 Resources; general.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1201.md) - [20 C.F.R. § 416.1202 (2026) § 416.1202 Deeming of resources.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1202.md) - [20 C.F.R. § 416.1203 (2026) § 416.1203 Deeming of resources of an essential person.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1203.md) - [20 C.F.R. § 416.1204 (2026) § 416.1204 Deeming of resources of the sponsor of an alien.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1204.md) - [20 C.F.R. § 416.1204a (2026) § 416.1204a Deeming of resources where Medicaid eligibility is affected.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1204a.md) - [20 C.F.R. § 416.1205 (2026) § 416.1205 Limitation on resources.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1205.md) - [20 C.F.R. § 416.1207 (2026) § 416.1207 Resources determinations.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1207.md) - [20 C.F.R. § 416.1208 (2026) § 416.1208 How funds held in financial institution accounts are counted.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1208.md) - [20 C.F.R. § 416.1210 (2026) § 416.1210 Exclusions from resources; general.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1210.md) - [20 C.F.R. § 416.1212 (2026) § 416.1212 Exclusion of the home.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1212.md) - [20 C.F.R. § 416.1216 (2026) § 416.1216 Exclusion of household goods and personal effects.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1216.md) - [20 C.F.R. § 416.1218 (2026) § 416.1218 Exclusion of the automobile.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1218.md) - [20 C.F.R. § 416.1220 (2026) § 416.1220 Property essential to self-support; general.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1220.md) - [20 C.F.R. § 416.1222 (2026) § 416.1222 How income-producing property essential to self-support is counted.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1222.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T20_P416_S416_1207. 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