# 20 C.F.R. § 361.10 (2026): Written agreement to repay debt as alternative to salary offset

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_10

## Section

- **Citation:** 20 C.F.R. § 361.10 (2026)
- **Heading:** Written agreement to repay debt as alternative to salary offset
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 20 CFR: Employees' Benefits / Chapter II: RAILROAD RETIREMENT BOARD / Part 361: RECOVERY OF DEBTS OWED TO THE UNITED STATES GOVERNMENT BY GOVERNMENT EMPLOYEES / § 361.10: § 361.10   Written agreement to repay debt as alternative to salary offset.

## Text

(a)
Notification by employee.
The employee may propose, in response to a Notice of Intent, a written agreement to repay the debt as an alternative to salary offset. Any employee who wishes to do this must submit a proposed written agreement to repay the debt which is received by the Board within thirty calendar days of the date of the Notice of Intent.
(b)
Board's response.
In response to timely notice by the debtor as described in paragraph (a) of this section, the Board will notify the employee whether the employee's proposed written agreement for repayment is acceptable. It is within the Board's discretion to accept a repayment agreement instead of proceeding by offset. In making this determination, the Board will balance the agency's interest in collecting the debt against hardship to the employee. If the debt is delinquent and the employee has not disputed its existence or amount, the Board will accept a repayment agreement instead of offset only if the employee is able to establish that offset would result in undue financial hardship or would be against equity and good conscience.

## Nearby sections

- [20 C.F.R. § 361.1 (2026) § 361.1   Purpose.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_1.md)
- [20 C.F.R. § 361.2 (2026) § 361.2   Scope.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_2.md)
- [20 C.F.R. § 361.3 (2026) § 361.3   Definitions.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_3.md)
- [20 C.F.R. § 361.4 (2026) § 361.4   Determination of indebtedness.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_4.md)
- [20 C.F.R. § 361.5 (2026) § 361.5   Notice requirements before offset.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_5.md)
- [20 C.F.R. § 361.6 (2026) § 361.6   Requests for waiver or hearing.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_6.md)
- [20 C.F.R. § 361.7 (2026) § 361.7   Written decision following a hearing.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_7.md)
- [20 C.F.R. § 361.8 (2026) § 361.8   Limitations on notice and hearing requirements.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_8.md)
- [20 C.F.R. § 361.9 (2026) § 361.9   Exception to requirement that a hearing be offered.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_9.md)
- [20 C.F.R. § 361.10 (2026) § 361.10   Written agreement to repay debt as alternative to salary offset.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_10.md)
- [20 C.F.R. § 361.11 (2026) § 361.11   Procedures for salary offset: When deductions may begin.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_11.md)
- [20 C.F.R. § 361.12 (2026) § 361.12   Procedures for salary offset: Types of collection.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_12.md)
- [20 C.F.R. § 361.13 (2026) § 361.13   Procedures for salary offset: Methods of collection.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_13.md)
- [20 C.F.R. § 361.14 (2026) § 361.14   Procedures for salary offset: Imposition of interest, penalties and administrative costs.](https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_14.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T20_P361_S361_10. Check the current official text before relying on it. Not legal advice.