# 13 C.F.R. § 123.301 (2026): When would my business not be eligible to apply for an economic injury disaster loan?

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T13_P123_S123_301

## Section

- **Citation:** 13 C.F.R. § 123.301 (2026)
- **Heading:** When would my business not be eligible to apply for an economic injury disaster loan?
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 13 CFR: Business Credit and Assistance / Chapter I: SMALL BUSINESS ADMINISTRATION / Part 123: DISASTER LOAN PROGRAM / Subpart D: Economic Injury Disaster Loans / § 123.301: § 123.301   When would my business not be eligible to apply for an economic injury disaster loan?

## Text

Your business is not eligible for an economic disaster loan if you (or any principal of the business) fit into any of the categories in §§ 123.101 and 123.201, or if your business is:
(a) Engaged in lending, multi-level sales distribution, speculation, or investment (except for real estate investment with property held for rental when the disaster occurred);
(b) A non-profit or charitable concern, other than a private non-profit organization;
(c) [Reserved]
(d) Not a small business concern; or
(e) Deriving more than one-third of gross annual revenue from legal gambling activities;
(f) A loan packager which earns more than one-third of its gross annual revenue from packaging SBA loans;
(g) Principally engaged in teaching, instructing, counseling, or indoctrinating religion or religious beliefs, whether in a religious or secular setting; or
(h) Primarily engaged in political or lobbying activities.
[61 FR 3304, Jan. 31, 1996, as amended at 63 FR 46644, Sept. 2, 1998; 75 FR 14333, Mar. 25, 2010; 88 FR 39341, June 16, 2023]

## Nearby sections

- [13 C.F.R. § 123.300 (2026) § 123.300   Is my business eligible to apply for an economic injury disaster loan?](https://www.frixlaw.com/law-library/statutes/CFR_T13_P123_S123_300.md)
- [13 C.F.R. § 123.301 (2026) § 123.301   When would my business not be eligible to apply for an economic injury disaster loan?](https://www.frixlaw.com/law-library/statutes/CFR_T13_P123_S123_301.md)
- [13 C.F.R. § 123.302 (2026) § 123.302   What is the interest rate on an economic injury disaster loan?](https://www.frixlaw.com/law-library/statutes/CFR_T13_P123_S123_302.md)
- [13 C.F.R. § 123.303 (2026) § 123.303   How can my business spend my economic injury disaster loan?](https://www.frixlaw.com/law-library/statutes/CFR_T13_P123_S123_303.md)
- [13 C.F.R. § 123.304 (2026) § 123.304   Is there a limit on the maximum loan amount to a single corporate group for COVID EIDL Loans?](https://www.frixlaw.com/law-library/statutes/CFR_T13_P123_S123_304.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T13_P123_S123_301. Check the current official text before relying on it. Not legal advice.