# 12 C.F.R. § 714.10 (2026): What other laws must you comply with when engaged in leasing?

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T12_P714_S714_10

## Section

- **Citation:** 12 C.F.R. § 714.10 (2026)
- **Heading:** What other laws must you comply with when engaged in leasing?
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 12 CFR: Banks and Banking / Chapter VII: NATIONAL CREDIT UNION ADMINISTRATION / Part 714: LEASING / § 714.10: § 714.10   What other laws must you comply with when engaged in leasing?

## Text

You must comply with the Consumer Leasing Act, 15 U.S.C. 1667-67f, and its implementing regulation, Regulation M, 12 CFR part 1013. You must comply with state laws on consumer leasing, but only to the extent that the state leasing laws are consistent with the Consumer Leasing Act, 15 U.S.C. 1667e, or provide the member with greater protections or benefits than the Consumer Leasing Act. You are also subject to the lending rules set forth in § 701.21 of this chapter, except as provided in §§ 714.8 and 714.9 of this part. The lending rules in § 701.21 address the preemption of other state and federal laws that impact on credit transactions.
[65 FR 34585, May 31, 2000, as amended at 77 FR 71085, Nov. 29, 2012]

## Nearby sections

- [12 C.F.R. § 714.1 (2026) § 714.1   What does this part cover?](https://www.frixlaw.com/law-library/statutes/CFR_T12_P714_S714_1.md)
- [12 C.F.R. § 714.2 (2026) § 714.2   What are the permissible leasing arrangements?](https://www.frixlaw.com/law-library/statutes/CFR_T12_P714_S714_2.md)
- [12 C.F.R. § 714.3 (2026) § 714.3   Must you own the leased property in an indirect leasing arrangement?](https://www.frixlaw.com/law-library/statutes/CFR_T12_P714_S714_3.md)
- [12 C.F.R. § 714.4 (2026) § 714.4   What are the lease requirements?](https://www.frixlaw.com/law-library/statutes/CFR_T12_P714_S714_4.md)
- [12 C.F.R. § 714.5 (2026) § 714.5   What is required if you rely on an estimated residual value greater than 25% of the original cost of the leased property?](https://www.frixlaw.com/law-library/statutes/CFR_T12_P714_S714_5.md)
- [12 C.F.R. § 714.6 (2026) § 714.6   Are you required to retain salvage powers over the leased property?](https://www.frixlaw.com/law-library/statutes/CFR_T12_P714_S714_6.md)
- [12 C.F.R. § 714.7 (2026) § 714.7   What are the insurance requirements applicable to leasing?](https://www.frixlaw.com/law-library/statutes/CFR_T12_P714_S714_7.md)
- [12 C.F.R. § 714.8 (2026) § 714.8   Are the early payment provisions, or interest rate provisions, applicable in leasing arrangements?](https://www.frixlaw.com/law-library/statutes/CFR_T12_P714_S714_8.md)
- [12 C.F.R. § 714.10 (2026) § 714.10   What other laws must you comply with when engaged in leasing?](https://www.frixlaw.com/law-library/statutes/CFR_T12_P714_S714_10.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T12_P714_S714_10. Check the current official text before relying on it. Not legal advice.