# 12 C.F.R. § 708a.302 (2026): Authority to merge

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T12_P708a_S708a_302

## Section

- **Citation:** 12 C.F.R. § 708a.302 (2026)
- **Heading:** Authority to merge
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 12 CFR: Banks and Banking / Chapter VII: NATIONAL CREDIT UNION ADMINISTRATION / Part 708a: BANK CONVERSIONS AND MERGERS / Subpart C: Merger of Insured Credit Unions Into Banks / § 708a.302: § 708a.302   Authority to merge.

## Text

A credit union, with the approval of its members, may merge into a bank only with the prior approval of NCUA, the Federal Deposit Insurance Corporation, and the regulator of the bank. If the credit union is State chartered, it also needs the prior approval of its State regulator.

## Nearby sections

- [12 C.F.R. § 708a.301 (2026) § 708a.301   Definitions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P708a_S708a_301.md)
- [12 C.F.R. § 708a.302 (2026) § 708a.302   Authority to merge.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P708a_S708a_302.md)
- [12 C.F.R. § 708a.303 (2026) § 708a.303   Board of directors' approval and members' opportunity to comment.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P708a_S708a_303.md)
- [12 C.F.R. § 708a.304 (2026) § 708a.304   Notice to NCUA and request to proceed with member vote.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P708a_S708a_304.md)
- [12 C.F.R. § 708a.305 (2026) § 708a.305   Disclosures and communications to members.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P708a_S708a_305.md)
- [12 C.F.R. § 708a.306 (2026) § 708a.306   Membership approval of a proposal to merge.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P708a_S708a_306.md)
- [12 C.F.R. § 708a.307 (2026) § 708a.307   Certification of vote on merger proposal.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P708a_S708a_307.md)
- [12 C.F.R. § 708a.308 (2026) § 708a.308   NCUA approval of the merger.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P708a_S708a_308.md)
- [12 C.F.R. § 708a.309 (2026) § 708a.309   Completion of merger.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P708a_S708a_309.md)
- [12 C.F.R. § 708a.310 (2026) § 708a.310   Limits on compensation of officials.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P708a_S708a_310.md)
- [12 C.F.R. § 708a.311 (2026) § 708a.311   Voting incentives.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P708a_S708a_311.md)
- [12 C.F.R. § 708a.312 (2026) § 708a.312   Voting guidelines.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P708a_S708a_312.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T12_P708a_S708a_302. Check the current official text before relying on it. Not legal advice.