# 12 C.F.R. § 702.103 (2026): Applicability of risk-based capital measures

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_103

## Section

- **Citation:** 12 C.F.R. § 702.103 (2026)
- **Heading:** Applicability of risk-based capital measures
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 12 CFR: Banks and Banking / Chapter VII: NATIONAL CREDIT UNION ADMINISTRATION / Part 702: CAPITAL ADEQUACY / Subpart A: Prompt Corrective Action / § 702.103: § 702.103   Applicability of risk-based capital measures.

## Text

For purposes of § 702.102, a credit union is defined as “complex” and a risk-based capital measure is applicable only if the credit union's quarter-end total assets exceed five hundred million dollars ($500,000,000), as reflected in its most recent Call Report. A complex credit union may calculate its risk-based capital measure either by using the risk-based capital ratio under § 702.104(a) through (c), or, for a qualifying complex credit union opting into the CCULR framework, by using the CCULR framework under § 702.104(d).
[86 FR 72805, Dec. 23, 2021]

## Nearby sections

- [12 C.F.R. § 702.101 (2026) § 702.101   Capital measures, capital adequacy, effective date of classification, and notice to NCUA.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_101.md)
- [12 C.F.R. § 702.102 (2026) § 702.102   Capital classification.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_102.md)
- [12 C.F.R. § 702.103 (2026) § 702.103   Applicability of risk-based capital measures.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_103.md)
- [12 C.F.R. § 702.104 (2026) § 702.104   Risk-based capital ratio.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_104.md)
- [12 C.F.R. § 702.105 (2026) § 702.105   Derivative contracts.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_105.md)
- [12 C.F.R. § 702.106 (2026) § 702.106   Prompt corrective action for adequately capitalized credit unions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_106.md)
- [12 C.F.R. § 702.107 (2026) § 702.107   Prompt corrective action for undercapitalized credit unions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_107.md)
- [12 C.F.R. § 702.108 (2026) § 702.108   Prompt corrective action for significantly undercapitalized credit unions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_108.md)
- [12 C.F.R. § 702.109 (2026) § 702.109   Prompt corrective action for critically undercapitalized credit unions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_109.md)
- [12 C.F.R. § 702.110 (2026) § 702.110   Consultation with state officials on proposed prompt corrective action.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_110.md)
- [12 C.F.R. § 702.111 (2026) § 702.111   Net worth restoration plans (NWRP).](https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_111.md)
- [12 C.F.R. § 702.112 (2026) § 702.112   Reserves.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_112.md)
- [12 C.F.R. § 702.113 (2026) § 702.113   Full and fair disclosure of financial condition.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_113.md)
- [12 C.F.R. § 702.114 (2026) § 702.114   Payment of dividends.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_114.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T12_P702_S702_103. Check the current official text before relying on it. Not legal advice.