# 12 C.F.R. § 626.6010 (2026): Nondiscrimination in applications

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T12_P626_S626_6010

## Section

- **Citation:** 12 C.F.R. § 626.6010 (2026)
- **Heading:** Nondiscrimination in applications
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 12 CFR: Banks and Banking / Chapter VI: FARM CREDIT ADMINISTRATION / Part 626: NONDISCRIMINATION IN LENDING / § 626.6010: § 626.6010   Nondiscrimination in applications.

## Text

(a) No Farm Credit institution may discourage or refuse to allow, receive, or consider any application, request, or inquiry regarding an eligible loan or other eligible credit service or discriminate in imposing conditions upon, or in processing, any such application, request, or inquiry on the basis of:
(1) Race, color, religion, national origin, sex, marital status, or age (provided that the applicant has the capacity to enter into a binding contract); the fact that all or part of the applicant's income derives from any public assistance program; or the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act or any state law upon which the Consumer Financial Protection Bureau has granted an exception, as prescribed under title VII (Equal Credit Opportunity Act) of the Consumer Credit Protection Act, as amended (15 U.S.C. 1601
et seq.
), and the Consumer Financial Protection Bureau's implementing regulation (12 CFR part 1002); and
(2) Race, color, religion, sex, national origin, handicap, or familial status, as prescribed under title VIII (the Fair Housing Act) of the Civil Rights Act of 1968, as amended by the Fair Housing Amendments Act of 1988 (42 U.S.C. 3601
et seq.
), and the Department of Housing and Urban Development's implementing regulations (24 CFR part 100).
(b) The provisions of paragraph (a) of this section shall apply whenever:
(1) An application is made for any such loan or other credit service; or
(2) A request is made for forms or papers to be used to make application for any such loan or other credit service; or
(3) An inquiry is made about the availability of such loan or other credit service.
[57 FR 13638, Apr. 17, 1992. Redesignated at 62 FR 4441, Jan. 30, 1997; 91 FR 3029, Jan. 26, 2026]

## Nearby sections

- [12 C.F.R. § 626.6000 (2026) § 626.6000   Definitions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P626_S626_6000.md)
- [12 C.F.R. § 626.6005 (2026) § 626.6005   Nondiscrimination in lending and other services.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P626_S626_6005.md)
- [12 C.F.R. § 626.6010 (2026) § 626.6010   Nondiscrimination in applications.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P626_S626_6010.md)
- [12 C.F.R. § 626.6015 (2026) § 626.6015   Nondiscriminatory appraisal.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P626_S626_6015.md)
- [12 C.F.R. § 626.6020 (2026) § 626.6020   Nondiscriminatory advertising.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P626_S626_6020.md)
- [12 C.F.R. § 626.6025 (2026) § 626.6025   Equal housing lender poster.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P626_S626_6025.md)
- [12 C.F.R. § 626.6030 (2026) § 626.6030   Complaints.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P626_S626_6030.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T12_P626_S626_6010. Check the current official text before relying on it. Not legal advice.