# 12 C.F.R. § 5.65 (2026): Restrictions on undercapitalized institutions

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T12_P5_S5_65

## Section

- **Citation:** 12 C.F.R. § 5.65 (2026)
- **Heading:** Restrictions on undercapitalized institutions
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 12 CFR: Banks and Banking / Chapter I: COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY / Part 5: RULES, POLICIES, AND PROCEDURES FOR CORPORATE ACTIVITIES / Subpart E: Payment of Dividends by National Banks / § 5.65: § 5.65   Restrictions on undercapitalized institutions.

## Text

Notwithstanding any other provision in this subpart, a national bank may not declare or pay any dividend if, after making the dividend, the national bank would be “undercapitalized” as defined in 12 CFR part 6.

## Nearby sections

- [12 C.F.R. § 5.60 (2026) § 5.60   Authority, scope, and exceptions to rules of general applicability.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P5_S5_60.md)
- [12 C.F.R. § 5.61 (2026) § 5.61   Definitions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P5_S5_61.md)
- [12 C.F.R. § 5.62 (2026) § 5.62   Date of declaration of dividend.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P5_S5_62.md)
- [12 C.F.R. § 5.63 (2026) § 5.63   Capital limitation under 12 U.S.C. 56.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P5_S5_63.md)
- [12 C.F.R. § 5.64 (2026) § 5.64   Earnings limitation under 12 U.S.C. 60.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P5_S5_64.md)
- [12 C.F.R. § 5.65 (2026) § 5.65   Restrictions on undercapitalized institutions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P5_S5_65.md)
- [12 C.F.R. § 5.66 (2026) § 5.66   Dividends payable in property other than cash.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P5_S5_66.md)
- [12 C.F.R. § 5.67 (2026) § 5.67   Fractional shares.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P5_S5_67.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T12_P5_S5_65. Check the current official text before relying on it. Not legal advice.