# 12 C.F.R. § 313.45 (2026): Certification of debt by FDIC as creditor agency

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_45

## Section

- **Citation:** 12 C.F.R. § 313.45 (2026)
- **Heading:** Certification of debt by FDIC as creditor agency
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 12 CFR: Banks and Banking / Chapter III: FEDERAL DEPOSIT INSURANCE CORPORATION / Part 313: PROCEDURES FOR COLLECTION OF CORPORATE DEBT, CRIMINAL RESTITUTION DEBT, AND CIVIL MONEY PENALTY DEBT / Subpart C: Salary Offset / § 313.45: § 313.45   Certification of debt by FDIC as creditor agency.

## Text

The Director may also issue a certification of the debt where there has not been a hearing, if the employee has admitted the debt, or failed to contest the existence and amount of the debt in a timely manner (e.g., by failing to request a hearing). The certification shall be in writing and shall state:
(a) The amount and basis of the debt owed by the employee;
(b) The date the FDIC's right to collect the debt first accrued;
(c) That the FDIC's debt collection regulations have been approved by OPM pursuant to 5 CFR part 550, subpart K;
(d) If the collection is to be made by lump-sum payment, the amount and date such payment will be collected;
(e) If the collection is to be made in installments through salary offset, the number of installments to be collected, the amount of each installment, and the date of the first installment, if a date other than the next officially established pay period; and
(f) The date the employee was notified of the debt, the action(s) taken pursuant to the FDIC's regulations, and the dates such actions were taken.

## Nearby sections

- [12 C.F.R. § 313.40 (2026) § 313.40   Scope.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_40.md)
- [12 C.F.R. § 313.41 (2026) § 313.41   Notice requirement where FDIC is creditor agency.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_41.md)
- [12 C.F.R. § 313.42 (2026) § 313.42   Procedures to request a hearing.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_42.md)
- [12 C.F.R. § 313.43 (2026) § 313.43   Failure to timely submit request for hearing.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_43.md)
- [12 C.F.R. § 313.44 (2026) § 313.44   Procedure for hearing.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_44.md)
- [12 C.F.R. § 313.45 (2026) § 313.45   Certification of debt by FDIC as creditor agency.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_45.md)
- [12 C.F.R. § 313.46 (2026) § 313.46   Notice of salary offset where FDIC is the paying agency.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_46.md)
- [12 C.F.R. § 313.47 (2026) § 313.47   Voluntary repayment agreements as alternative to salary offset where the FDIC is the creditor agency.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_47.md)
- [12 C.F.R. § 313.48 (2026) § 313.48   Special review of repayment agreement or salary offset due to changed circumstances.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_48.md)
- [12 C.F.R. § 313.49 (2026) § 313.49   Coordinating salary offset with other agencies.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_49.md)
- [12 C.F.R. § 313.50 (2026) § 313.50   Interest, penalties, and administrative costs.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_50.md)
- [12 C.F.R. § 313.51 (2026) § 313.51   Refunds.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_51.md)
- [12 C.F.R. § 313.52 (2026) § 313.52   Request from a creditor agency for services of a hearing official.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_52.md)
- [12 C.F.R. § 313.53 (2026) § 313.53   Non-waiver of rights by payments.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_53.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T12_P313_S313_45. Check the current official text before relying on it. Not legal advice.