# 12 C.F.R. § 229.37 (2026): Variation by agreement

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_37

## Section

- **Citation:** 12 C.F.R. § 229.37 (2026)
- **Heading:** Variation by agreement
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 12 CFR: Banks and Banking / Chapter II: FEDERAL RESERVE SYSTEM / Part 229: AVAILABILITY OF FUNDS AND COLLECTION OF CHECKS (REGULATION CC) / Subpart C: Collection of Checks / § 229.37: § 229.37   Variation by agreement.

## Text

The effect of the provisions of subpart C may be varied by agreement, except that no agreement can disclaim the responsibility of a bank for its own lack of good faith or failure to exercise ordinary care, or can limit the measure of damages for such lack or failure; but the parties may determine by agreement the standards by which such responsibility is to be measured if such standards are not manifestly unreasonable.

## Nearby sections

- [12 C.F.R. § 229.30 (2026) § 229.30   Electronic checks and electronic information.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_30.md)
- [12 C.F.R. § 229.31 (2026) § 229.31   Paying bank's responsibility for return of checks and notices of nonpayment.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_31.md)
- [12 C.F.R. § 229.32 (2026) § 229.32   Returning bank's responsibility for return of checks.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_32.md)
- [12 C.F.R. § 229.33 (2026) § 229.33   Depositary bank's responsibility for returned checks and notices of nonpayment.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_33.md)
- [12 C.F.R. § 229.34 (2026) § 229.34   Warranties and indemnities.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_34.md)
- [12 C.F.R. § 229.35 (2026) § 229.35   Indorsements.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_35.md)
- [12 C.F.R. § 229.36 (2026) § 229.36   Presentment and issuance of checks.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_36.md)
- [12 C.F.R. § 229.37 (2026) § 229.37   Variation by agreement.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_37.md)
- [12 C.F.R. § 229.38 (2026) § 229.38   Liability.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_38.md)
- [12 C.F.R. § 229.39 (2026) § 229.39   Insolvency of bank.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_39.md)
- [12 C.F.R. § 229.40 (2026) § 229.40   Effect of merger transaction.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_40.md)
- [12 C.F.R. § 229.41 (2026) § 229.41   Relation to State law.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_41.md)
- [12 C.F.R. § 229.42 (2026) § 229.42   Exclusions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_42.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T12_P229_S229_37. Check the current official text before relying on it. Not legal advice.