# 12 C.F.R. § 1.8 (2026): Nonconforming investments

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T12_P1_S1_8

## Section

- **Citation:** 12 C.F.R. § 1.8 (2026)
- **Heading:** Nonconforming investments
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 12 CFR: Banks and Banking / Chapter I: COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY / Part 1: INVESTMENT SECURITIES / § 1.8: § 1.8   Nonconforming investments.

## Text

(a) A national bank's investment in securities that no longer conform to this part but conformed when made will not be deemed in violation but instead will be treated as nonconforming if the reason why the investment no longer conforms to this part is because:
(1) The bank's capital declines;
(2) Issuers, obligors, or credit-enhancers merge;
(3) Issuers become related directly or indirectly through common control;
(4) The investment securities rules change;
(5) The security no longer qualifies as an investment security; or
(6) Other events identified by the OCC occur.
(b) A bank shall exercise reasonable efforts to bring an investment that is nonconforming as a result of events described in paragraph (a) of this section into conformity with this part unless to do so would be inconsistent with safe and sound banking practices.

## Nearby sections

- [12 C.F.R. § 1.1 (2026) § 1.1   Authority, purpose, scope, and reservation of authority.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1_S1_1.md)
- [12 C.F.R. § 1.2 (2026) § 1.2   Definitions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1_S1_2.md)
- [12 C.F.R. § 1.3 (2026) § 1.3   Limitations on dealing in, underwriting, and purchase and sale of securities.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1_S1_3.md)
- [12 C.F.R. § 1.4 (2026) § 1.4   Calculation of limits.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1_S1_4.md)
- [12 C.F.R. § 1.5 (2026) § 1.5   Safe and sound banking practices; credit information required.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1_S1_5.md)
- [12 C.F.R. § 1.6 (2026) § 1.6   Convertible securities.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1_S1_6.md)
- [12 C.F.R. § 1.7 (2026) § 1.7   Securities held in satisfaction of debts previously contracted; holding period; disposal; accounting treatment; non-speculative purpose.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1_S1_7.md)
- [12 C.F.R. § 1.8 (2026) § 1.8   Nonconforming investments.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1_S1_8.md)
- [12 C.F.R. § 1.100 (2026) § 1.100   Indirect general obligations.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1_S1_100.md)
- [12 C.F.R. § 1.110 (2026) § 1.110   Taxing powers of a State or political subdivision.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1_S1_110.md)
- [12 C.F.R. § 1.120 (2026) § 1.120   Prerefunded or escrowed bonds and obligations secured by Type I securities.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1_S1_120.md)
- [12 C.F.R. § 1.130 (2026) § 1.130   Type II securities; guidelines for obligations issued for university and housing purposes.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1_S1_130.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T12_P1_S1_8. Check the current official text before relying on it. Not legal advice.