# 12 C.F.R. § 145.1 (2026): General authority

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T12_P145_S145_1

## Section

- **Citation:** 12 C.F.R. § 145.1 (2026)
- **Heading:** General authority
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 12 CFR: Banks and Banking / Chapter I: COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY / Part 145: FEDERAL SAVINGS ASSOCIATIONS—OPERATIONS / § 145.1: § 145.1   General authority.

## Text

A Federal savings association may exercise all authority granted it by the Home Owners' Loan Act of 1933 (“Act”), 12 U.S.C. 1464, as amended, and its charter and bylaws, whether or not implemented specifically by OCC regulations, subject to the limitations and interpretations contained in this part.

## Nearby sections

- [12 C.F.R. § 145.1 (2026) § 145.1   General authority.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P145_S145_1.md)
- [12 C.F.R. § 145.16 (2026) § 145.16   Public deposits, depositaries, and fiscal agents.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P145_S145_16.md)
- [12 C.F.R. § 145.17 (2026) § 145.17   Funds transfer services.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P145_S145_17.md)
- [12 C.F.R. § 145.92 (2026) § 145.92   Branch offices.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P145_S145_92.md)
- [12 C.F.R. § 145.101 (2026) § 145.101   Fiscal agency.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P145_S145_101.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T12_P145_S145_1. Check the current official text before relying on it. Not legal advice.