# 12 C.F.R. § 1081.204 (2026): Consolidation and severance of actions

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_204

## Section

- **Citation:** 12 C.F.R. § 1081.204 (2026)
- **Heading:** Consolidation and severance of actions
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 12 CFR: Banks and Banking / Chapter X: CONSUMER FINANCIAL PROTECTION BUREAU / Part 1081: RULES OF PRACTICE FOR ADJUDICATION PROCEEDINGS / Subpart B: Initiation of Proceedings and Prehearing Rules / § 1081.204: § 1081.204   Consolidation and severance of actions.

## Text

(a)
Consolidation.
(1) On the motion of any party, or on the hearing officer's own motion, the hearing officer may consolidate, for some or all purposes, any two or more proceedings, if each such proceeding involves or arises out of the same transaction, occurrence or series of transactions or occurrences, or involves at least one common respondent or a material common question of law or fact, unless such consolidation would cause unreasonable delay or injustice.
(2) In the event of consolidation under paragraph (a)(1) of this section, appropriate adjustment to the prehearing schedule may be made to avoid unnecessary expense, inconvenience, or delay.
(b)
Severance.
The hearing officer may, upon the motion of any party, sever the proceeding for separate resolution of the matter as to any respondent only if the hearing officer finds that:
(1) Undue prejudice or injustice to the moving party would result from not severing the proceeding; and
(2) Such undue prejudice or injustice would outweigh the interests of judicial economy and expedition in the complete and final resolution of the proceeding.

## Nearby sections

- [12 C.F.R. § 1081.200 (2026) § 1081.200   Commencement of proceeding and contents of notice of charges.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_200.md)
- [12 C.F.R. § 1081.201 (2026) § 1081.201   Answer and disclosure statement and notification of financial interest.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_201.md)
- [12 C.F.R. § 1081.202 (2026) § 1081.202   Amended pleadings.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_202.md)
- [12 C.F.R. § 1081.203 (2026) § 1081.203   Scheduling conference.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_203.md)
- [12 C.F.R. § 1081.204 (2026) § 1081.204   Consolidation and severance of actions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_204.md)
- [12 C.F.R. § 1081.205 (2026) § 1081.205   Non-dispositive motions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_205.md)
- [12 C.F.R. § 1081.206 (2026) § 1081.206   Availability of documents for inspection and copying.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_206.md)
- [12 C.F.R. § 1081.207 (2026) § 1081.207   Production of witness statements.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_207.md)
- [12 C.F.R. § 1081.208 (2026) § 1081.208   Subpoenas.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_208.md)
- [12 C.F.R. § 1081.209 (2026) § 1081.209   Deposition of witness unavailable for hearing.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_209.md)
- [12 C.F.R. § 1081.210 (2026) § 1081.210   Expert discovery.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_210.md)
- [12 C.F.R. § 1081.211 (2026) § 1081.211   Interlocutory review.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_211.md)
- [12 C.F.R. § 1081.212 (2026) § 1081.212   Dispositive motions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_212.md)
- [12 C.F.R. § 1081.213 (2026) § 1081.213   Partial summary disposition.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_213.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T12_P1081_S1081_204. Check the current official text before relying on it. Not legal advice.