# 12 C.F.R. § 1073.301 (2026): Scope

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T12_P1073_S1073_301

## Section

- **Citation:** 12 C.F.R. § 1073.301 (2026)
- **Heading:** Scope
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 12 CFR: Banks and Banking / Chapter X: CONSUMER FINANCIAL PROTECTION BUREAU / Part 1073: PROCEDURES FOR BUREAU DEBT COLLECTION / Subpart C: Salary Offset / § 1073.301: § 1073.301   Scope.

## Text

(a) These salary offset regulations should be read in conjunction with 5 U.S.C. 5514 and 5 CFR part 550, subpart K, and apply to the collection of debts owed by employees of the Bureau or other Federal agencies.
(b) These salary offset procedures do not apply:
(1) Where an employee consents to the recovery of a debt from his current pay account;
(2) To debts arising under the Internal Revenue Code (Title 26, U.S. Code), the tariff laws of the United States, or to any case where collection of a debt by salary offset is explicitly provided for or prohibited by another statute.
(c) These procedures do not preclude an employee from requesting a waiver of an erroneous payment under 5 U.S.C. 5584, or from questioning the amount or validity of a debt, in the manner specified by law or these agency regulations. This subpart also does not preclude an employee from requesting waiver of the collection of a debt under any other applicable statutory authority.
(d) When possible, salary offset through centralized administrative offset procedures should be attempted before seeking salary offset from a paying agency different than the creditor agency.

## Nearby sections

- [12 C.F.R. § 1073.301 (2026) § 1073.301   Scope.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1073_S1073_301.md)
- [12 C.F.R. § 1073.302 (2026) § 1073.302   Notice requirement where CFPB is creditor agency.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1073_S1073_302.md)
- [12 C.F.R. § 1073.303 (2026) § 1073.303   Procedures to request a hearing.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1073_S1073_303.md)
- [12 C.F.R. § 1073.304 (2026) § 1073.304   Failure to timely submit request for a hearing.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1073_S1073_304.md)
- [12 C.F.R. § 1073.305 (2026) § 1073.305   Procedures for hearing.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1073_S1073_305.md)
- [12 C.F.R. § 1073.306 (2026) § 1073.306   Salary offset process.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1073_S1073_306.md)
- [12 C.F.R. § 1073.307 (2026) § 1073.307   Voluntary repayment agreements as alternative to salary offset where the CFPB is the creditor agency.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1073_S1073_307.md)
- [12 C.F.R. § 1073.308 (2026) § 1073.308   Special review of repayment agreement or salary offset due to changed circumstances.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1073_S1073_308.md)
- [12 C.F.R. § 1073.309 (2026) § 1073.309   Interest, penalties, and administrative costs.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1073_S1073_309.md)
- [12 C.F.R. § 1073.310 (2026) § 1073.310   Refunds.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1073_S1073_310.md)
- [12 C.F.R. § 1073.311 (2026) § 1073.311   Non-waiver of rights by payment.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1073_S1073_311.md)
- [12 C.F.R. § 1073.312 (2026) § 1073.312   Exception to procedures.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1073_S1073_312.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T12_P1073_S1073_301. Check the current official text before relying on it. Not legal advice.