# 12 C.F.R. § 1002.103 (2026): Covered applications

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_103

## Section

- **Citation:** 12 C.F.R. § 1002.103 (2026)
- **Heading:** Covered applications
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 12 CFR: Banks and Banking / Chapter X: CONSUMER FINANCIAL PROTECTION BUREAU / Part 1002: EQUAL CREDIT OPPORTUNITY ACT (REGULATION B) / Subpart B: Small Business Lending Data Collection / § 1002.103: § 1002.103   Covered applications.

## Text

(a)
Covered application.
Except as provided in paragraph (b) of this section, covered application means an oral or written request for a covered credit transaction that is made in accordance with procedures used by a financial institution for the type of credit requested.
(b)
Circumstances that are not covered applications.
A covered application does not include:
(1) Reevaluation, extension, or renewal requests on an existing business credit account, unless the request seeks additional credit amounts.
(2) Inquiries and prequalification requests.

## Nearby sections

- [12 C.F.R. § 1002.101 (2026) § 1002.101   Authority, purpose, and scope.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_101.md)
- [12 C.F.R. § 1002.102 (2026) § 1002.102   Definitions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_102.md)
- [12 C.F.R. § 1002.103 (2026) § 1002.103   Covered applications.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_103.md)
- [12 C.F.R. § 1002.104 (2026) § 1002.104   Covered credit transactions and excluded transactions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_104.md)
- [12 C.F.R. § 1002.105 (2026) § 1002.105   Covered financial institutions and exempt institutions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_105.md)
- [12 C.F.R. § 1002.106 (2026) § 1002.106   Business and small business.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_106.md)
- [12 C.F.R. § 1002.107 (2026) § 1002.107   Compilation of reportable data.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_107.md)
- [12 C.F.R. § 1002.108 (2026) § 1002.108   Firewall.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_108.md)
- [12 C.F.R. § 1002.109 (2026) § 1002.109   Reporting of data to the Bureau.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_109.md)
- [12 C.F.R. § 1002.110 (2026) § 1002.110   Publication of data and other disclosures.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_110.md)
- [12 C.F.R. § 1002.111 (2026) § 1002.111   Recordkeeping.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_111.md)
- [12 C.F.R. § 1002.112 (2026) § 1002.112   Enforcement.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_112.md)
- [12 C.F.R. § 1002.113 (2026) § 1002.113   Severability.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_113.md)
- [12 C.F.R. § 1002.114 (2026) § 1002.114   Effective date, compliance date, and special transitional rules.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_114.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_103. Check the current official text before relying on it. Not legal advice.