# 12 C.F.R. § 1002.101 (2026): Authority, purpose, and scope

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_101

## Section

- **Citation:** 12 C.F.R. § 1002.101 (2026)
- **Heading:** Authority, purpose, and scope
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 12 CFR: Banks and Banking / Chapter X: CONSUMER FINANCIAL PROTECTION BUREAU / Part 1002: EQUAL CREDIT OPPORTUNITY ACT (REGULATION B) / Subpart B: Small Business Lending Data Collection / § 1002.101: § 1002.101   Authority, purpose, and scope.

## Text

(a)
Authority and scope.
This subpart to Regulation B is issued by the Bureau pursuant to section 704B of the Equal Credit Opportunity Act (15 U.S.C. 1691c-2). Except as otherwise provided herein, this subpart applies to covered financial institutions, as defined in § 1002.105(b), other than a person excluded from coverage of this part by section 1029 of the Consumer Financial Protection Act of 2010, title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act, Public Law 111-203, 124 Stat. 1376, 2004 (2010).
(b)
Purpose.
This subpart implements section 704B of the Equal Credit Opportunity Act, which Congress intended:
(1) To facilitate enforcement of fair lending laws; and
(2) To enable communities, governmental entities, and creditors to identify business and community development needs and opportunities of women-owned, minority-owned, and small businesses.

## Nearby sections

- [12 C.F.R. § 1002.101 (2026) § 1002.101   Authority, purpose, and scope.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_101.md)
- [12 C.F.R. § 1002.102 (2026) § 1002.102   Definitions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_102.md)
- [12 C.F.R. § 1002.103 (2026) § 1002.103   Covered applications.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_103.md)
- [12 C.F.R. § 1002.104 (2026) § 1002.104   Covered credit transactions and excluded transactions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_104.md)
- [12 C.F.R. § 1002.105 (2026) § 1002.105   Covered financial institutions and exempt institutions.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_105.md)
- [12 C.F.R. § 1002.106 (2026) § 1002.106   Business and small business.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_106.md)
- [12 C.F.R. § 1002.107 (2026) § 1002.107   Compilation of reportable data.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_107.md)
- [12 C.F.R. § 1002.108 (2026) § 1002.108   Firewall.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_108.md)
- [12 C.F.R. § 1002.109 (2026) § 1002.109   Reporting of data to the Bureau.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_109.md)
- [12 C.F.R. § 1002.110 (2026) § 1002.110   Publication of data and other disclosures.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_110.md)
- [12 C.F.R. § 1002.111 (2026) § 1002.111   Recordkeeping.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_111.md)
- [12 C.F.R. § 1002.112 (2026) § 1002.112   Enforcement.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_112.md)
- [12 C.F.R. § 1002.113 (2026) § 1002.113   Severability.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_113.md)
- [12 C.F.R. § 1002.114 (2026) § 1002.114   Effective date, compliance date, and special transitional rules.](https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_114.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T12_P1002_S1002_101. Check the current official text before relying on it. Not legal advice.