# AZ Circular Letter 1988-01: AZ Circular Letter 1988-01: Testing of Officers and Employees of Title Insurance Agents > Arizona · Agency guidance · In force URL: https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1988_01 ## Section - **Citation:** AZ Circular Letter 1988-01 - **Heading:** AZ Circular Letter 1988-01: Testing of Officers and Employees of Title Insurance Agents - **Jurisdiction:** Arizona - **Kind:** Agency guidance - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** Arizona Department of Insurance and Financial Institutions Bulletins / AZ Circular Letter 1988-01: Testing of Officers and Employees of Title Insurance Agents ## Text STATE OF ARIZONA DEPARTMENT OF INSURANCE JANE DEE HULL 2910 NORTH 44th STREET, SUITE 210 CHARLES R. COHEN Governor PHOENIX, ARIZONA 85018-7256 Director of Insurance 602/912-8456 (phone) 602/912-8452 (fax) Former Director Susan Gallinger issued the following Circular Letter on July 20, 1988: Circular Letter 88-1 TESTING OF OFFICERS AND EMPLOYEES OF TITLE INSURANCE AGENTS July 20, 1988 It has come to my attention that there may be some confusion in the title insurance industry regarding which officers and employees of title insurance agencies are required to take and pass the Department’s examination. A.R.S. § 20-1580(1) requires that every officer and employee of a title insurance agency “who intends to exercise the power and perform the duties of the agency” shall take and pass the Department’s examination. A.R.S. § 20-1580(3) specifically exempts those employees who perform only clerical functions from the examination requirement. In determining which employees exercise the power and perform the functions of the agency, we look to the definition of “title insurance agent” as provided in A.R.S. § 20-1562(7): A domestic or foreign stock corporation authorized in writing by a title insurer to solicit insurance and collect premiums and to issue or countersign policies in its behalf. (Emphasis added). The above definition indicates that any nonclerical employees of the agency who engage in the solicitation or marketing of title insurance, the collection of premiums, or the issuing or countersigning of policies must take and pass the Department’s examination. Since each title insurance agency is structured and operated differently, it is impossible for the Department to produce a list of those employees who must take and pass the examination. Rather, each title insurance agency has an obligation to review its organization to determine for itself which of its employees perform the duties ning of policies must take and pass the Department’s examination. Since each title insurance agency is structured and operated differently, it is impossible for the Department to produce a list of those employees who must take and pass the examination. Rather, each title insurance agency has an obligation to review its organization to determine for itself which of its employees perform the duties Circular Letter 88-1 July 20, 1988 Page 2 described above. Please contact the Department’s Licensing Section at (602) 912-8470 to schedule examinations. Susan Gallinger DIRECTOR OF INSURANCE ## Nearby sections - [AZ Circular Letter 1981-02 AZ Circular Letter 1981-02: Department Investigation of Workers' Compensation Insurance Replacement](https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1981_02.md) - [AZ Circular Letter 1981-03 AZ Circular Letter 1981-03: Reasonableness of Benefits in Relation to Premium Charged](https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1981_03.md) - [AZ Circular Letter 1985-02 AZ Circular Letter 1985-02: Intentional Misquoting of Personal Lines Property and Casualty Rates](https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1985_02.md) - [AZ Circular Letter 1987-06 AZ Circular Letter 1987-06: Credit Insurance](https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1987_06.md) - [AZ Circular Letter 1988-01 AZ Circular Letter 1988-01: Testing of Officers and Employees of Title Insurance Agents](https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1988_01.md) - [AZ Circular Letter 1989-02 AZ Circular Letter 1989-02: Unclaimed Property](https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1989_02.md) - [AZ Circular Letter 1990-01A AZ Circular Letter 1990-01A: Cancellation or Nonrenewal of Homeowners' Policies](https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1990_01A.md) - [AZ Circular Letter 1990-04A AZ Circular Letter 1990-04A: AIDS/HIV Testing and Consent Form](https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1990_04A.md) - [AZ Circular Letter 1990-05A AZ Circular Letter 1990-05A: Arizona House Bill 2181 (Chapter 394)](https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1990_05A.md) - [AZ Circular Letter 1990-07A AZ Circular Letter 1990-07A: "Moving" Auto Insurance Policyholders to New Companies](https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1990_07A.md) - [AZ Circular Letter 1992-01 AZ Circular Letter 1992-01: Medicare Open Enrollment](https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1992_01.md) - [AZ Circular Letter 1992-03 AZ Circular Letter 1992-03: Use of United States Drug Enforcement Administration (DEA) Registration Numbers as Physician Identification Numbers](https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1992_03.md) - [AZ Circular Letter 1992-05 AZ Circular Letter 1992-05: Joint State/Federal Statement on Regulation of MEWAs](https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1992_05.md) - [AZ Circular Letter 1994-02 AZ Circular Letter 1994-02: Premium Credit for Subscription to Fire Protection Service](https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1994_02.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/AZ_INS_CL_1988_01. Check the current official text before relying on it. Not legal advice.