# 2007 Nonforeign Area Cost-of-Living Allowance Survey Report: Pacific and Washington, DC, Areas

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URL: https://www.frixlaw.com/law-library/documents/fr%3AE8-28833

## Record

- **Collection:** Federal Register
- **Document type:** Notice
- **Published:** December 9, 2008
- **Citation:** 73 FR 74861

## Text

OFFICE OF PERSONNEL MANAGEMENT
2007 Nonforeign Area Cost-of-Living Allowance Survey Report: Pacific and Washington, DC, Areas

AGENCY:

U.S. Office of Personnel Management.

ACTION:

Notice.

SUMMARY:

This notice publishes the “2007 Nonforeign Area Cost-of-Living Allowance Survey Report: Pacific and Washington, DC, Areas.” The Federal Government uses the results of surveys such as these to set cost-of-living allowance (COLA) rates for General Schedule, U.S. Postal Service, and certain other Federal employees in Alaska, Hawaii, Guam and the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands. This report contains the results of the COLA surveys conducted by the U.S. Office of Personnel Management in Hawaii, Guam, and the Washington, DC, area during the spring and summer of 2007.

DATES:

Comments on this report must be received on or before February 9, 2009.

ADDRESSES:

Send or deliver comments to Charles D. Grimes III, Deputy Associate Director for Performance and Pay Systems, Strategic Human Resources Policy Division, U.S. Office of Personnel Management, Room 7300B, 1900 E Street, NW., Washington, DC 20415-8200;
fax:
(202) 606-4264; or
e-mail: COLA@opm.gov
.

FOR FURTHER INFORMATION CONTACT:

J. Stanley Austin, (202) 606-2838;
fax:
(202) 606-4264; or
e-mail: COLA@opm.gov
.

SUPPLEMENTARY INFORMATION:

Section 591.229 of title 5, Code of Federal Regulations, requires the Office of Personnel Management (OPM) to publish nonforeign area cost-of-living allowance (COLA) survey summary reports in the
Federal Register
. We are publishing the complete “
2007 Nonforeign Area Cost-of-Living Allowance Survey Report:

Pacific and Washington, DC, Areas
” with this notice. The report contains the results of the COLA surveys we conducted in Hawaii, Guam, and the Washington, DC, area during the spring and summer of 2007.

Survey Results

Using an index scale with Washington, DC, area living costs equal to 100, we computed index values of relative prices in the Honolulu County, Hawaii County, Kauai County, Maui County, and Guam and the Commonwealth of the Northern Mariana Islands (CNMI) COLA areas. Then we added an adjustment factor of 5.0 to the Honolulu County price index, 7.0 to the Hawaii County, Kauai County, and Maui County price indexes, and 9.0 to the Guam/CNMI price index and rounded the results to the nearest whole percentage point. The results indicate a reduction in the COLA rates for all Pacific areas.

Office of Personnel Management.

Michael W. Hager,
Acting Director.

2007 Nonforeign Area Cost-of-Living Allowance Survey Report: Pacific and Washington, DC, Areas

Table of Contents

Executive Summary

1. Introduction

1.1 Report Objectives

2. Preparing for the Survey

2.1 COLA Advisory Committees

2.2 Pre-Survey Meetings

2.3 Survey Item Selection

2.3.1 Special Considerations

2.4 Outlet Selection

2.5 Geographic Coverage

3. Conducting the Survey

3.1 Pricing Period

3.2 Non-Housing Price Data Collection

3.2.1 Data Collection Teams

3.2.2 Data Collection Process

3.3 Housing (Rental) Price Data Collection

4. Analyzing the Results

4.1 Data Review

4.2 Special Price Computations

4.2.1 K-12 Private Education

4.2.2 Health Insurance

4.2.3 Water Utilities

4.2.4 Energy Utilities Model

4.2.5 Rental Data Hedonic Models

4.3 Averaging Prices by Item and Area

4.4 Computing Price Indexes

4.4.1 Geometric Means

4.4.2 Special Private Education Computations

4.5 Applying Consumer Expenditure Weights

5. Final Results

6. Post Survey Meetings

List of Appendices

Appendix 1: Prior Survey Results: 1990-2006

Appendix 2: Estimated DC Area Middle Income Annual Consumer Expenditures

Appendix 3: COLA Survey Items and Descriptions

Appendix 4: COLA Rental Survey Data Collection Elements

Appendix 5: Utility Usage and Calculations

Appendix 6: Hedonic Rental Data Equations and Results

Appendix 7: Final Living-Cost Results for COLA Areas

Executive Summary

The Government pays cost-of-living allowances (COLAs) to Federal employees in nonforeign areas in consideration of living costs significantly higher than those in the Washington, DC area. The Office of Personnel Management (OPM) conducts living-cost surveys to set the COLA rates. The methodology for conducting these surveys is prescribed in regulation at subpart B of part 591 of title 5 of the Code of Federal Regulations.

This report provides the results of the COLA surveys OPM conducted in the spring and summer of 2007 in Honolulu County, Hawaii County, Kauai County, Maui County, Guam, and the Washington, DC area. The report details our comparison of living costs in the Pacific areas with living costs in the Washington, DC area.

For the surveys, we contacted about 1,300 outlets and collected approximately 5,500 prices on more than 240 items representing typical consumer purchases. We also collected about 2,800 prices on rental housing. We then combined the data using consumer expenditure information from the Bureau of Labor Statistics. The final results are living-cost indexes, shown in Table 1. These indexes compare living costs in the Pacific COLA areas to those in the Washington, DC area. The index for the DC area (not shown) is 100.00 because it is, by law, the reference area. The living-cost indexes shown in Table 1 include the adjustment factor prescribed at 5 CFR 591.227.

Table 1—Final Living-Cost Comparison Indexes

Allowance area
Index

Honolulu County, HI
121.37

Hawaii County, HI
111.71

Kauai County, HI
118.14

Maui County, HI
123.62

Guam/CNMI
119.98

1. Introduction

1.1 Report Objectives

This report provides the results of the 2007 Pacific nonforeign area cost-of-living allowance (COLA) survey conducted by the U.S. Office of Personnel Management (OPM) in the spring and summer of 2007. In addition to providing these results, the report describes how we prepared for and conducted the survey, and how we analyzed the results. The results show comparative living-cost differences between the Pacific areas, i.e., Honolulu County, Hawaii County, Kauai County, Maui County, and Guam, and the Washington, DC area. By law, Washington, DC is the base or “reference” area for the COLA program.

2. Preparing for the Survey

2.1 COLA Advisory Committees

Before conducting the Pacific survey, OPM established COLA Advisory Committees (CACs) in Honolulu, the Hawaii County areas of Hilo and Kailua Kona, Kauai, Maui, and Guam. The settlement of
Caraballo, et al.
v.
United States
, No. 1997-0027 (D.V.I.), August 17, 2000, provides for employee involvement in the administration of the COLA program. As in previous surveys, we found it valuable to involve employee and agency representatives in planning and conducting the surveys and in reviewing the survey results.

Each CAC is composed of approximately 12 agency and employee representatives from the survey area and 2 OPM representatives. The functions of the CACs include the following:

—Advising and assisting OPM in planning COLA surveys;

—Providing or arranging for data collection observers during COLA surveys;

—Advising and assisting OPM in reviewing survey data;

—Advising OPM on its COLA program administration, including survey methodology;

—Assisting OPM in disseminating information to affected employees about the surveys and the COLA program; and

—Advising OPM on special situations or conditions, such as hurricanes and earthquakes, as they relate to OPM's authority to conduct interim surveys or implement some other change in response to conditions caused by a natural disaster or similar emergency.

2.2 Pre-Survey Meetings

To help OPM prepare for the COLA surveys, the CACs held 3-day meetings in Honolulu, Hilo, Kailua Kona, Kauai, Maui, and Guam. The CACs reviewed the preliminary outlet and item lists for the surveys. The committee members researched the outlets and availability and appropriateness of the items in each area and made recommendations concerning the survey. We incorporated these recommendations into the survey design.

We found the work of the CACs to be extremely helpful and informative. The CACs' knowledge of the local area, the popularity of items and outlets, and other information about the COLA area were invaluable in helping plan the survey.

2.3 Survey Item Selection

As described in Sections 2.1 and 2.2, we consulted with the CACs as we selected survey items. We identified items to reflect a wide array of items consumers typically purchase. To determine what consumers purchase, we used the Bureau of Labor Statistics (BLS) 2002/2003 Consumer Expenditure Survey (CES). We aggregated CES expenditures into the following nine major expenditure groups (MEGs):

—Food,

—Shelter and Utilities,

—Household Furnishings and Supplies,

—Apparel,

—Transportation,

—Medical,

—Recreation,

—Education and Communication, and

—Miscellaneous.

We further subdivided each MEG into primary expenditure groups (PEGs). In all, there were 45 PEGs. For example, we subdivided Food into the following nine PEGs:

—Cereals and Bakery Products;

—Meats, Poultry, Fish, and Eggs;

—Dairy Products;

—Fresh Fruits and Vegetables;

—Processed Foods;

—Other Food at Home;

—Nonalcoholic Beverages;

—Food Away from Home; and

—Alcoholic Beverages.

To select survey items, we chose a sufficient number of items to represent each PEG and reduce overall price index variability. To do this, we applied the following guidelines:

Each survey item should be—

—Relatively important (i.e., represent a fairly large expenditure) within the PEG;

—Relatively easy to find in both COLA and DC areas;

—Relatively common, i.e., what people typically buy;

—Relatively stable over time, e.g., not a fad item; and

—Subject to similar supply and demand functions.

In all, we selected over 240 non-housing items to survey. Appendix 2 shows how we organized the CES data into MEGs and PEGs, identifies the Detailed Expenditure Categories (DECs) for which we chose survey items, and shows estimated DC area middle income annual consumer expenditures for each DEC and higher level of aggregations.

Appendix 3 lists the non-housing items we surveyed and their descriptions. Each of these items is specifically described with an exact brand, model, type, and size whenever practical. Thus, we priced exactly the same items or the same quality and quantity of items in both the COLA and DC areas. For example, OPM priced a 10.75-ounce can of Campbell's Chicken Noodle Soup in both the COLA and DC areas because it is typical of canned soups, and consumers commonly purchase it.

2.3.1 Special Considerations

Health Insurance:
It was not practical to compare the prices of exactly the same quality and quantity of health insurance between the COLA and Washington, DC, areas because the same array of plans is not offered in each area, and a significant proportion of Federal employees in both the COLA and DC areas subscribe to plans not available nationwide. To compare the employee health benefits premiums of these often highly different plans, OPM would have to adjust for differences in benefits and coverage. Research conducted by the parties prior to the
Caraballo
settlement indicated this would not be feasible.

Therefore, we use the non-Postal Service employee's share of the Federal Employees Health Benefits premiums by plan for each plan offered in each area. OPM maintains these data in the Central Personnel Data File (CPDF), including the number of white-collar Federal employees enrolled in each plan. As described in Section 4.2.3 below, we used these data to compute the average “price” of health insurance for Federal employees in the COLA and DC areas.

Housing:
For housing items, we survey rental rates for specific kinds or classes of housing and collect detailed information about each housing unit. We survey the following classes of housing:

—Four bedroom, single family unit, not to exceed 3200 square feet;

—Three bedroom, single family unit, not to exceed 2600 square feet;

—Two bedroom, single family unit, not to exceed 2200 square feet;

—Three bedroom, single family unit, not to exceed 2,600 square feet;

—Two bedroom, single family unit, not to exceed 2,200 square feet;

—Three bedroom apartment unit, not to exceed 2,000 square feet;

—Two bedroom apartment unit, not to exceed 1,800 square feet; and

—One bedroom apartment unit, not to exceed 1,400 square feet.

For each housing unit we surveyed, we assessed approximately 80 characteristics about the unit. For example, we determined the number of bedrooms, bathrooms, square footage, and whether there was a garage, air conditioning, security systems, and recreational facilities. Appendix 4 lists the types of detailed information we collected. We did not collect homeowner data, such as mortgage payments, maintenance expenses, or

insurance. Under the
Caraballo
settlement, the parties agreed to adopt a rental equivalence approach similar to the one BLS uses for the Consumer Price Index. Rental equivalence compares the shelter value (rental value) of owned homes, rather than total owner costs, because the latter are influenced by the investment value of the home (i.e., influenced by what homeowners hope to realize as a profit when they sell their homes). As a rule, living-cost surveys do not compare how consumers invest their money.

We survey rents and use that as a surrogate for rental equivalence. In late 2004 and 2005, we conducted special research, the General Population Rental Equivalence Survey (GPRES), to obtain additional rent and rental equivalence information. The goal was to determine whether we should adjust the rent index before using it to estimate homeowner rental values. The analyses showed no adjustments should be made. Therefore, use of the rents to estimate rental equivalence is appropriate. We published the GPRES results in a
Federal Register
notice on July 31, 2006, at 71 FR 43228.

Although we surveyed rental rates for the same classes of housing in each area, the type, style, size, quality, and other characteristics of each unit varied within each area and between the COLA and DC areas. As described in Section 4.2.5, we used hedonic regression analyses to hold these characteristics constant between the COLA and Washington, DC, area to make rental price comparisons.

2.4 Outlet Selection

Just as it is important to select commonly-purchased items and survey the same items in both the DC area and COLA areas, it is important to select outlets frequented by consumers and find comparable outlets in both the COLA and DC areas. To identify comparable outlets, we categorize outlets by type (e.g., grocery store, convenience store, discount store, hardware store, auto dealer, and catalog outlet) and then survey only specific items at each outlet type. For example, we survey grocery items at supermarkets in all areas because most people purchase their groceries at such stores and because supermarkets exist in nearly all areas. Selecting comparable outlets is particularly important because significant price variations may occur between dissimilar outlets (e.g., comparing the price of milk at a supermarket with the price of milk at a convenience store).

We used the above classification criteria and existing data sources, including previous COLA surveys, phone books, and various business listings, to develop initial outlet lists for the survey. We provided these lists to the CACs and consulted with them on outlet selection. The committees helped us refine the outlet lists and identify other/additional outlets where local consumers generally purchase the survey items.

We also priced some items by catalog, and when we did, we priced the same items by catalog in the COLA areas and in the DC area. We priced 9 items by catalog in the Pacific areas. All catalog prices included any charges for shipping and handling and all applicable taxes, including excise taxes.

In all, we surveyed prices from approximately 1,300 outlets. In the COLA survey areas, we attempted to survey three popular outlets of each type, to the extent practical. For some outlet types, such as local phone service, there were not three outlets. In some areas, there was not a sufficient number of businesses to find three outlets of each particular type. In the Washington, DC, area, we surveyed up to nine popular outlets of each type, three in each of the DC survey areas described in Table 2.

2.5 Geographic Coverage

Table 2 shows the Pacific COLA and DC survey area boundaries. We collected non-housing prices in outlets throughout the Pacific areas described in Table 2. To collect rental housing data, we contracted with Delta-21 Resources, Incorporated, a research organization with expertise in housing and rental data collection. Delta-21 surveyed rental rates in locations within these areas.

In selecting the locations and sample sizes within each location, we used 2000 census data showing the relative number of Federal employees and housing units by zip code. We allocated the rental sample objectively, requiring Delta-21 to attempt to obtain more rental observations in locations with a relatively large number of Federal employees and housing units and fewer observations in locations with a relatively small number of Federal employees and housing units. Although the process provided a rational way to allocate the sample, Delta-21 was limited ultimately by how many units were available for rent within a location. Under the contract, Delta-21 surveyed only units available for rent. It did not survey all renter-occupied housing.

Table 2—Survey and Data Collection Areas

COLA areas and reference areas
Survey area

Honolulu County
City and County of Honolulu.

Hawaii County
Hilo area, Kailua Kona/Waimea area.

Kauai County
Kauai Island

Maui County
Maui Island.

Guam/CNMI
Guam.

Washington, DC-DC
District of Columbia.

Washington, DC-MD
Montgomery County and Prince Georges County.

Washington, DC-VA
Arlington County, Fairfax County, Prince William County, City of Alexandria, City of Fairfax, City of Falls Church, City of Manassas, and City of Manassas Park.

Note: For selected items, such as golf and air travel, these survey areas include additional geographic locations beyond these jurisdictions.

To collect non-housing data in the DC area, we divide the area into three survey areas, as shown in Table 2. We collect non-housing prices in outlets throughout these areas. We survey certain items, such as golf, in areas beyond the counties and cities specified in Table 2. We also survey the cost of air travel from Ronald Reagan Washington National Airport, Washington Dulles International Airport, and Baltimore/Washington International Airport (BWI) and survey the price of a 5-mile taxi ride originating at these airports. Both Dulles and BWI are outside the counties and cities shown in Table 2. Nevertheless, DC area residents commonly use both airports.

Delta-21 surveyed rental housing rates throughout the DC area. We do not divide the DC area into three separate survey areas for rental housing data collection but rather treat the area as a single survey area. As with the Pacific COLA areas, we used Census data to select specific locations and sample sizes within the DC area. Delta-21 collected data accordingly within these locations.

3. Conducting the Survey

3.1 Pricing Period

We collected data from early March through May 2007. We collected non-housing price data concurrently in the Pacific areas in March and collected the bulk of the DC area data in April and May. Delta-21 collected rental data sequentially in the DC area, Guam, Kauai, Kailua Kona/Waimea, Hilo, Maui, and Honolulu County from March through July 2007.

3.2 Non-Housing Price Data Collection

3.2.1 Data Collection Teams

In both the COLA and Washington, DC, areas, OPM central office staff collected non-housing price data. In the COLA areas, data collection observers designated by the local COLA Advisory Committees accompanied the OPM data collectors. The data collection observers advised and assisted the data collectors in contacting outlets, matching items, and selecting substitutes. The observers also advised OPM on other living-cost and compensation issues relating to their areas. We found the observers to be a valuable resource in conducting the local area surveys.

Because of logistical considerations, cost, and the fact OPM central office staff is very knowledgeable about the DC area, we did not use COLA Advisory Committee data collection observers in the Washington, DC, area. However, we made all of the DC area data available to the COLA Advisory Committees. This included both housing and non-housing data. The non-housing data showed the individual prices by item, store, and survey location as well as averages. The housing data included a photograph and a rough sketch of the layout of the rental unit. We also provided the COLA Advisory Committees with maps showing where each rental unit is located.

3.2.2 Data Collection Process

The data collector/observer teams obtained most of the data by visiting stores, auto dealers, and other outlets. The teams also priced some items, such as bank interest, piano lessons, and private education tuition, by telephone. As noted in Section 2.4, we surveyed some items via catalog, including all shipping costs and any applicable taxes in the price. We also collected other data, such as sales tax rates and airline fares, from Web sites on the Internet.

For all items subject to sales and/or excise taxes, we added the appropriate amount of tax to the price for computing COLA rates. We added 4.712 percent in Honolulu County and 4.166 percent in Hawaii County, Kauai County, and Maui County to account for the Hawaii general excise tax on businesses. In the DC area, sales tax rates varied by city, and some sales tax rates also varied by item, such as restaurant meals, within a location. Guam currently has no general sales or business tax that is passed on to the consumer separately at the time of sale.

The data collectors collected the price of the item at the time of the visit to the outlet. Therefore, with certain exceptions, the data collectors collected the sale price if the item was on sale, and we used that sale price in the COLA calculations. The exceptions include coupon prices, going-out-of-business prices, clearance prices, mail-in rebates, and area-wide distress sales, which we do not use. We also do not collect automobile “sale” or negotiated prices. Instead, we obtain the sticker (i.e., non-negotiated) price for the model and specified options. The prices are the manufacturer's suggested retail price (including options), destination charges, additional shipping charges, appropriate dealer-added items or options, dealer mark-up, and taxes, including sales tax and licensing and title fees.

3.3 Housing (Rental) Price Data Collection

As noted in Section 2.5, we contracted for the collection of rental housing data with Delta-21, which collected data in the Pacific areas and in the DC area. We arranged for COLA Advisory Committee observers to accompany Delta-21 rental data collectors for a limited period during the local rental surveys. The rental data collected included rental prices, comprehensive information about the size and type of dwelling, number and types of rooms, and other important amenities that might influence the rental price. Appendix 4 lists the data elements Delta-21 collected.

Delta-21 identified units for rent from various sources, including rental property managers, realtor brokers, listing services, newspaper ads, grocery store bulletin boards, and drive-by observation. Delta-21 then visited each rental unit, took a photograph of the unit, made a sketch of the floor plan based on exterior dimensions and shape, and noted the unit's longitude and latitude coordinates. We used longitude and latitude to (1) determine the distance of the rental unit from major commercial and Government centers, (2) to correlate census tract data (e.g., median income) for the tract in which the unit was located, and (3) to map each unit's location. As discussed in Section 4.2.5, we used certain census tract data elements along with the data Delta-21 collected to determine the relative price of rents. OPM made the rental data available to the COLA Advisory Committees, including the photographs, sketches, and maps.

4. Analyzing the Results

4.1 Data Review

During and after the data collection process, the data collectors reviewed the data for errors and omissions. This involved reviewing the data item-by-item and comparing prices across outlets within an area to spot data entry errors, mismatches, and other mistakes.

After all of the data had been collected in both the COLA areas and the Washington, DC, area, we again reviewed the data by item across all of the areas. One purpose was to spot errors not previously detected, but the principal reason was to look at substitute items.

A substitute is an item similar to but not exactly the same as the specified survey item. For example, we may specify a 32-ounce bottle of Heinz Ketchup as one of the items to survey. However, during the survey we may discover some allowance area stores do not carry this item, but all carry a 24-ounce bottle of Hunt's Ketchup. Therefore, we will price the 24-ounce Hunt's Ketchup in the allowance areas and in the DC area as a substitute. We will use the substitute price information in place of the price of the originally specified item.

4.2 Special Price Computations

After completing the data review, we made special price computations for five survey items: K-12 private education, Federal Employees Health Benefits premiums, water utilities, energy utility prices, and rental housing prices. For each of these, we used special processes to calculate appropriate values for each survey area.

4.2.1 K-12 Private Education

One of the items we surveyed is the average annual tuition for private education, grades K-12. As in previous surveys, we found tuition rates varied by grade level. Therefore, we computed

an overall average tuition “price” for each school surveyed by averaging the tuition rates grade-by-grade. Section 4.4.2 below describes the additional special use factor we applied to the average tuition rates in the price comparison process.

4.2.2 Health Insurance

As noted in Section 2.3.1, we surveyed the non-Postal employees' premium for the various Federal Employees Health Benefits (FEHB) plans offered in each survey area. Using enrollment information from the CPDF, we computed two weighted average premium costs—one for self-only coverage and another for family coverage—for white-collar Federal employees in each of the COLA areas and in the Washington, DC, area. As shown in Table 3, we then computed an overall weighted average premium for each survey area by applying the number of white-collar Federal employees nationwide enrolled in self-only and family plans. We used the overall weighted average premiums as “prices” in the price averaging process described in Section 4.3.

Table 3—2007 Average FEHB Premiums for Full-Time Permanent Employees
[Non-Postal Employees' Share]

Location

Self
premium

Family
premium

Bi-weekly
weighted
average
premium

Annual
weighted
average
premium

Honolulu County
$36.22
$80.14
$62.72
$1,636.32

Hawaii County
$35.48
$79.13
61.82
1,612.84

Kauai County
$35.34
$80.53
62.61
1,633.45

Maui County
$36.30
$80.60
63.03
1,644.41

Guam/CNMI
$39.77
$102.42
77.57
2,023.75

DC Area
$45.20
$93.96
79.93
2,085.32

Nationwide Enrollment
615,389
936,075

Enrollment Percentage
39.67%
60.33%

4.2.3 Water Utilities

OPM surveyed water utility rates in each of the COLA and Washington, DC, survey areas. To compute the “price” of water utilities, OPM assumed the average monthly water consumption in each area was 7,600 gallons. This is consistent with the consumption amount OPM used in the previous COLA survey. OPM used this quantity along with the rates charged to compute the average monthly water utility cost by survey area. OPM used these average monthly costs as “prices” in the price averaging process described in Section 4.3 below.

4.2.4 Energy Utilities Model

For energy utilities (i.e., electricity, gas, and oil), OPM collected from local utility companies and suppliers in the COLA and DC survey areas the price of various energy utilities used for lighting, cooking, cooling, and other household needs over a 12-month period. OPM then used the results of a heating and cooling engineering model to determine how many kilowatt hours of electricity, cubic feet of gas, and/or gallons of fuel oil are needed in each area to maintain a specific model home at a constant ambient temperature of 69 degrees when heat is used or 72 degrees when cooling is used. The engineering model uses local home construction information and climatic data from the National Oceanic and Atmospheric Administration and also includes the amount of electricity needed to run standard household appliances and lighting. For each survey area, OPM calculated the cost to heat and cool the model home using the different heating fuels and electricity for lighting and appliances. Although some homes use additional energy sources, such as wood, coal, kerosene, and solar energy, OPM did not price or include these in the calculations because, based on the results of the 2000 census, relatively few homes use these as primary energy sources.

For the Pacific areas, OPM surveyed the price of electricity to compute home energy costs because the 2000 census indicated electricity is the primary energy source in more than 95 percent of the homes in Hawaii and Guam. In the DC area, OPM surveyed the costs of all three fuels (gas, oil, and electricity) and applied all taxes, fees, and fuel cost adjustments in effect for the 12-month period. OPM used percentages based on the usage of the different fuels in each survey area to compute a weighted average utility fuel cost for the area. Appendix 5 shows the energy requirements, relative usage percentages, and total costs by area. OPM used these total costs as the “price” of utilities in the COLA rate calculations.

4.2.5 Rental Data Hedonic Models

As discussed in Sections 2.5 and 3.3, OPM hired a contractor to collect rental data, including rents and the characteristics of each rental unit. As described in Section 3.3, we collated the rental data with census tract information published by the Bureau of the Census using the longitude and latitude of the rental properties. We used census tracts, which are relatively small geographically, as surrogates for neighborhoods. We believe the census tract characteristics, such as the percentage of school age children, reflect the character and quality of the neighborhoods in which the rental units are found.

OPM uses hedonic regression analysis, which is a type of multiple linear regression analysis, to compare rents in the COLA areas with rents in the DC area. Multiple linear regression is a type of statistical analysis used to determine how the dependent variable (in this case rent) is influenced by the independent variables (in this case the characteristics of the neighborhood and rental unit). In regression analyses, it is very important to choose the independent variables with great care, making certain only those meeting certain statistically significant thresholds are used in the analysis. To select the independent variables, OPM uses a special procedure developed jointly by OPM and the Technical Advisory Committee. (The Technical Advisory Committee was established under the
Caraballo
settlement and is composed of three economists with expertise in living-cost comparisons.) We call this procedure the Variable Selection Protocol (VSP).

VSP is a multi-step procedure that uses objective criteria to eliminate independent variables with little

statistical significance in the regression. It also removes variables with inexplicable signs and variables that negatively affect the precision of the rent indexes. An example of an inexplicable sign is when the landlord provides an amenity (e.g., a microwave), and the variable has a negative sign. In essence, this is the same as saying on average when the landlord did not provide a microwave, the property rented for more than when the landlord did provide a microwave.

How VSP drops variables that negatively affect the precision of rent indexes is a bit more complicated to explain. The key variable in the regression is the survey area, i.e., Honolulu, Hawaii County, Maui, Kauai, Guam, and the Washington, DC, area. As with all variables in the regression, these variables have parameter estimates; but the survey area parameter estimates are especially important because they become the rent indexes for each of the survey areas. Therefore, it is important that the survey area parameter estimates be as accurate as practicable. The accuracy is measured by the standard error of the survey area parameter estimate. In the last steps of VSP, the protocol tests each of the variables in the model and drops variables that if retained would raise the standard errors of the survey area parameter estimates.

Using VSP, we selected variables with the greatest statistical significance. The variables are listed below and are shown in the regression output in Appendix 6.

—Age of unit;

—Age of unit squared;

—Number of bathrooms;

—Number of bedrooms;

—Unit type (detached house, row/townhouse, high rise apartment, garden apartment, and other (in-home apartments, duplex/triplex/quadplex units and other));

—Number of square feet combined (i.e., “crossed”) with unit type;

—Square footage squared;

—Neighborhood condition (above average, average, or below average);

—Full kitchen (variable values range from 0-1 with three possible levels: 0, .5, or 1—variable receives .5 if unit has a refrigerator and .5 if it has a range or oven);

—Electricity (landlord provides electricity);

—Furniture (landlord provides furniture);

—Percent BA index (percentage of population in the census tract with a baccalaureate degree or higher level of education divided by the percentage of the population in the survey area with a baccalaureate degree or higher level of education);

—Percent school age index (percentage of population in the census tract of school age divided by the percentage of the population in the survey area of school age);

—Percent below the poverty level index (percentage of population in the census tract with income below the poverty level divided by the percentage of the population in the survey area with income below the poverty level);

—Survey year (2006 or 2007 DC area only); and

—Survey area (Honolulu, Hawaii County, Maui, Kauai, Guam, or the DC area).

We included the survey year variable in the regression calculations because, based on the recommendation of the Technical Advisory Committee, we use two years of DC area rental data. We find adding data from the previous year significantly reduces the standard error of the survey area parameter estimate.

As is common in this type of analysis and as was done in the research leading to the
Caraballo
settlement, OPM uses semi-logarithmic regressions. As noted previously in this section, the regression produces parameter estimates for each independent variable, including survey area. When the regression uses the Washington, DC, area as the base, the regression produces parameter estimates for each of the COLA survey areas: Honolulu, Hawaii County, Maui, Kauai, Guam. The exponent of the survey area parameter estimate (i.e., after the estimate is converted from natural logarithms) multiplied by 100 (following the convention used to express indexes) is the survey area's rent index. This index reflects the difference in rents in each of the COLA survey areas relative to the Washington, DC, area, while holding constant important neighborhood and rental unit characteristics captured in the survey and census data.

OPM makes a technical adjustment in the above calculations to correct for a slight bias caused by the use of logarithms because the exponent of the average of the logarithms of a series of numbers is always less than the average of the numbers. Therefore, we added one-half of the standard deviation of the survey area parameter estimate before converting from natural logarithms. (See Arthur Goldberger, “Best Linear Unbiased Prediction in the Generalized Linear Regression Model,”
Journal of the American Statistical Association,
1962.) Table 4 shows the resulting rent indexes. We used these indexes as “prices” in the price averaging process described in Section 4.3.

Table 4—Rent Indexes

Area
Rent index

Honolulu County
115.89

Hilo Area
58.98

Kailua Kona/Waimea Area
89.07

Kauai County
89.51

Maui County
97.73

Guam
82.57

Washington, DC, Area

100.00
*

*
By definition, the index of the base area is always 100.00.

Appendix 6 shows the regression equation in SAS code and the regression results. (SAS is a proprietary statistical analysis computer software package.)

4.3 Averaging Prices by Item and Area

After OPM collected, reviewed, and made special adjustments in the data (as required), OPM averaged the prices for each item by COLA survey area. For example, OPM priced a bag of sugar at three different grocery stores in Honolulu County and averaged these prices to compute a single average price for sugar in Honolulu. If OPM collected more than one price for a particular matched item within the same outlet (e.g., priced equivalent brands), OPM used the lowest price by item and outlet to compute the average. (The concept is that, if the item and brands are equivalent, consumers will choose the one with the lowest price.) OPM repeated this item-by-item averaging process for each area.

For Washington, DC, area prices, we first averaged prices within each of the three DC survey areas described in Section 2.5. Then we computed a weighted average of the three DC survey areas using census data on where Federal employees live as the weights.

4.4 Computing Price Indexes

Next, OPM computed a price index for each of the items found in both the COLA survey area and in the Washington, DC, area. To do this, OPM divided the COLA survey area average price by the DC area average price and, following the convention used to express indexes, multiplied this by 100. For the vast majority of survey items, OPM next applied consumer expenditure weights. For a few items, however, OPM first applied special processes as described in Sections 4.4.1 and 4.4.2 below.

4.4.1 Geometric Means

As described in Section 2.3, OPM selected survey items to represent selected detailed expenditure categories (DECs). Generally, OPM surveyed only one item per DEC, but in a few cases, OPM surveyed multiple items at a single

DEC. In these cases, OPM computed the geometric mean of the price indexes to derive a single price index for the DEC. (A geometric mean is the
n
th root of the product of
n
different numbers and is often used in price index computations.) For example, OPM surveyed two prescription drugs—Methylphenidate and Nexium. These two different prescription drugs represent a single DEC called “prescription drugs.” To derive a single price index for the DEC, OPM computed the geometric mean of the price index for Methylphenidate and the price index for Nexium.

4.4.2 Special Private Education Computations

As noted in Section 4.2.1, OPM surveyed K-12 private education in the COLA and DC areas and computed an average tuition “price” that reflected all grade levels. Because not everyone sends children to private school, OPM made an additional special adjustment for K-12 education by applying “use factors.” These use factors reflect the relative extent to which Federal employees make use of private education in the COLA and DC areas. For example, Table 5 shows a use factor of 2.0302 for Honolulu County. OPM computed this by dividing 26.86 percent (the percentage of Federal employees in Honolulu County with at least 1 child in a private school) by 13.23 percent (the percentage of DC area Federal employees with at least 1 child in a private school). OPM obtained the percentages from the results of the 1992/93 Federal Employee Housing and Living Patterns Survey, which is the most current comprehensive data available. Table 5 shows the use factors and the adjusted price indexes for each COLA survey area.

Table 5—Summary of Private Education Use Factors and Indexes

COLA survey area
Employees w/children in private schools
Local area
DC area
Use factor
Price index
Price index w/use factor

Honolulu County
26.86
13.23
2.0302
78.55
159.48

Hilo Area
*

18.94
13.23
1.4316
55.57
79.56

Kailua Kona/Waimea
*

18.94
13.23
1.4316
74.77
107.04

Kauai County
22.46
13.23
1.6977
57.74
98.03

Maui County
20.39
13.23
1.5412
52.76
81.32

Guam
42.26
13.23
3.1943
52.02
166.18

*
Use factor data available only for Hawaii County.

4.5 Applying Consumer Expenditure Weights

Next, OPM applied consumer expenditure weights to aggregate price indexes by expenditure group. As noted in Section 2.3, OPM used the results of the BLS Consumer Expenditure Survey to estimate the amounts middle income level consumers in the DC area spend on various items. Using expenditure weights, OPM combined the price indexes according to their relative importance. For example, shelter is the most important expenditure in terms of the COLA survey and represents about 30 percent of total consumer expenditures. On the other hand, the purchase of newspapers at newsstands represents less than
1/10
th of 1 percent of total expenditures.

Beginning at the lowest level of expenditure aggregation (e.g., sub-PEG), OPM computed the relative importance of each survey item within the level of aggregation, multiplied the price index times its expenditure percentage, and summed the cross products for all of the items within the level of aggregation to compute a weighted price index for that level. OPM repeated this process at each higher level of aggregation (e.g., PEG and MEG). Appendix 7 shows these calculations for each COLA survey area at the PEG and MEG level.

The above process resulted in an overall price index for each of the Pacific COLA areas (shown in Appendix 7), but not for Hawaii County, which has two separate COLA survey areas. To compute an overall price index for Hawaii County, OPM computed weights based on the number of General Schedule (GS) and equivalent Federal employees stationed on the Hilo side of the island compared with the number stationed on the Kailua Kona/Waimea side of the island. OPM then multiplied each of the MEG indexes for Hilo and Kailua Kona by their respective GS employment weights and summed the cross products to produce an overall price index for Hawaii County. (See Appendix 7.) Table 6 shows the weights OPM used.

Table 6—Hilo and Kailua Kona/Waimea Employment Weights

Area
GS employment
Weight

Hilo Area
643
66.7

Kailua Kona/Waimea Area
321
33.3

Total
964
100.0

5. Final Results

To compute the overall living-cost index, OPM added to the price index a non-price adjustment factor. The parties in
Caraballo
negotiated these factors to reflect differences in living costs that might not be captured by the surveys, and OPM adopted these factors in regulation as part of the new methodology. The factor for Honolulu County is five index points. The factor for all other COLA areas in Hawaii is seven index points. The factor for Guam/CNMI is nine index points. The resulting living-cost indexes are shown in Table 7.

Table 7—Final Living-Cost Comparison Indexes

Allowance area
Index

Honolulu County, HI
121.37

Hawaii County, HI
111.71

Kauai County, HI
118.14

Maui County, HI
123.62

Guam/CNMI
119.98

6. Post Survey Review

In December 2007, OPM held teleconferences with the COLA Advisory Committees in Honolulu, Hilo, Kailua Kona, Kauai, Maui, and Guam to review the survey results. We provided the committee members with various reports showing the data we collected, examples of how we reviewed these data, the data we used in our analyses, and the results at the PEG and MEG level, as shown in Appendix 7. We explained how we analyzed the rental data and used expenditure weights to combine price indexes to reflect overall living costs.

Appendix 1—Prior Survey Results: 1990-2006

Citation
Contents

73 FR 774
Report on 2006 living-cost surveys conducted in Alaska.

71 FR 63179
Report on 2005 living-cost surveys conducted in Puerto Rico and the U.S. Virgin Islands.

70 FR 44989
Report on 2004 living-cost surveys conducted in Hawaii and Guam.

69 FR 12002
Report on 2003 living-cost surveys conducted in Alaska.

69 FR 6020
Report on 2002 living-cost surveys conducted in Puerto Rico and the U.S. Virgin Islands.

65 FR 44103
Report on 1998 living-cost surveys conducted in Alaska, Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

63 FR 56432
Report on 1997 living-cost surveys conducted in Alaska, Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

62 FR 14190
Report on 1996 living-cost surveys conducted in Alaska, Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

61 FR 4070
Report on winter 1995 living-cost surveys conducted in Alaska.

60 FR 61332
Report on summer 1994 living-cost surveys conducted in Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

59 FR 45066
Report on winter 1994 living-cost surveys conducted in Alaska.

58 FR 45558
Report on summer 1992 and winter 1993 living-cost surveys conducted in Alaska, Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

58 FR 27316
Report on summer 1993 living-cost surveys conducted in Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

57 FR 58556
Report on summer 1991 and winter 1992 living-cost surveys conducted in Alaska, Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

56 FR 7902
Report on summer 1990 living-cost surveys conducted in Alaska, Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

Appendix 2—Estimated DC Area Middle Income Annual Consumer Expenditures

[Asterisks show Detailed Expenditure Categories (DECs) for which OPM surveyed items.]

Level
Code
Group
Category name
Expenditures

1
XTOTAL

Total Expenditure
$57,910.67

2
FOODTOTL
MEG
Food
6,516.50

3
CERBAKRY
PEG
Cereals and bakery products
426.43

4
CEREAL

Cereals and cereal products
152.02

5
010110

Flour
4.76

5
010120

Prepared flour mixes
12.20

5
010210

Ready to eat and cooked cereals *
95.36

5
010310

Rice *
17.23

5
010320

Pasta, cornmeal and other cereal products *
22.47

4
BAKERY

Bakery products
274.41

5
BREAD

Bread
81.05

6
020110

White bread *
31.35

6
020210

Bread, other than white *
49.70

5
CRAKCOOK

Crackers and cookies
72.78

6
020510

Cookies *
44.31

6
020610

Crackers
28.47

5
020810

Frozen and refrigerated bakery products *
20.07

5
OTHBAKRY

Other bakery products
100.51

6
020310

Biscuits and rolls *
37.28

6
020410

Cakes and cupcakes *
29.32

6
020620

Bread and cracker products
3.62

6
020710

Sweetrolls, coffee cakes, doughnuts
18.16

6
020820

Pies, tarts, turnovers
12.13

3
ANIMAL
PEG
Meats, poultry, fish, and eggs
797.61

4
BEEF

Beef
216.02

5
030110

Ground beef *
90.12

5
ROAST

Roast
30.38

6
030210

Chuck roast *
8.09

6
030310

Round roast *
6.69

6
030410

Other roast
15.60

5
STEAK

Steak
77.60

6
030510

Round steak *
13.00

6
030610

Sirloin steak *
22.62

6
030710

Other steak
41.99

5
030810

Other beef
17.92

4
PORK

Pork
123.62

5
040110

Bacon *
24.11

5
040210

Pork chops *
27.34

5
HAM

Ham
23.57

6
040310

Ham, not canned *
22.72

6
040610

Canned ham *
0.85

5
040510

Sausage
22.63

5
040410

Other pork
25.99

4
OTHRMEAT

Other meats
98.39

5
050110

Frankfurters *
19.93

5
LNCHMEAT

Lunch meats (cold cuts)
70.77

6
050210

Bologna, liverwurst, salami *
17.74

6
050310

Other lunchmeats
53.03

5
LAMBOTHR

Lamb, organ meats and others
7.69

6
050410

Lamb and organ meats
5.87

6
050900

Mutton, goat and game
1.82

4
POULTRY

Poultry
150.59

5
CHICKEN

Fresh and frozen chickens
124.71

6
060110

Fresh and frozen whole chicken *
32.03

6
060210

Fresh and frozen chicken parts *
92.68

5
060310

Other poultry
25.89

4
FISHSEA

Fish and seafood
174.06

5
070110

Canned fish and seafood *
24.51

5
070230

Fresh fish and shellfish *
88.71

5
070240

Frozen fish and shellfish *
60.84

4
080110

Eggs *
34.93

3
DAIRY
PEG
Dairy products
356.84

4
MILKCRM

Fresh milk and cream
136.59

5
090110

Fresh milk, all types *
122.82

5
090210

Cream
13.77

4
OTHDAIRY

Other dairy products
220.25

5
100110

Butter
18.06

5
100210

Cheese *
111.05

5
100410

Ice cream and related products *
58.14

5
100510

Miscellaneous dairy products
33.00

3
FRUITVEG
PEG
Fruits and vegetables
411.55

4
FRSHFRUT

Fresh fruits
236.25

5
110110

Apples *
38.56

5
110210

Bananas *
36.77

5
110310

Oranges *
26.41

5
110510

Citrus fruits, excluding oranges
20.52

5
110410

Other fresh fruits
113.99

4
FRESHVEG

Fresh vegetables
175.30

5
120110

Potatoes *
29.88

5
120210

Lettuce *
24.10

5
120310

Tomatoes *
32.62

5
120410

Other fresh vegetables
88.70

3
PROCFOOD
PEG
Processed Foods
704.71

4
PROCFRUT

Processed fruits
105.96

5
FRZNFRUT

Frozen fruits and fruit juices
10.47

6
130110

Frozen orange juice *
3.34

6
130121

Frozen fruits
4.27

6
130122

Frozen fruit juices
2.86

5
130310

Canned fruits *
18.85

5
130320

Dried fruit
6.64

5
130211

Fresh fruit juice
16.11

5
130212

Canned and bottled fruit juice *
53.90

4
PROCVEG

Processed vegetables
79.04

5
140110

Frozen vegetables *
24.44

5
CANDVEG

Canned and dried vegetables and juices
54.59

6
140210

Canned beans *
10.48

6
140220

Canned corn
5.00

6
140230

Canned miscellaneous vegetables
16.96

6
140320

Dried peas
0.18

6
140330

Dried beans
2.60

6
140340

Dried miscellaneous vegetables
8.69

6
140310

Dried processed vegetables
0.25

6
140410

Frozen vegetable juices
0.18

6
140420

Fresh and canned vegetable juices
10.25

4
MISCFOOD

Miscellaneous foods
519.71

5
FRZNPREP

Frozen prepared foods
112.04

6
180210

Frozen meals *
36.91

6
180220

Other frozen prepared foods
75.13

5
180110

Canned and packaged soups *
33.18

5
SNACKS

Potato chips, nuts, and other snacks
96.38

6
180310

Potato chips and other snacks *
73.94

6
180320

Nuts
22.44

5
CONDMNTS

Condiments and seasonings
82.84

6
180410

Salt, spices, other seasonings *
17.24

6
180420

Olives, pickles, relishes
10.20

6
180510

Sauces and gravies *
38.13

6
180520

Baking needs and miscellaneous products
17.27

5
OTHRPREP

Other canned and packaged prepared foods
156.42

6
180611

Prepared salads
23.46

6
180612

Prepared desserts *
10.82

6
180620

Baby food *
23.36

6
180710

Miscellaneous prepared foods
98.30

6
180720

Vitamin supplements
0.48

5
190904

Food prepared by consumer unit on out of town trips
38.85

3
OTHRFOOD
PEG
Other food at home
206.39

4
SWEETS

Sugar and other sweets
131.14

5
150110

Candy and chewing gum *
80.99

5
150211

Sugar *
18.75

5
150212

Artificial sweeteners *
5.30

5
150310

Jams, preserves, other sweets *
26.10

4
FATSOILS

Fats and oils
75.25

5
160110

Margarine *
7.11

5
160211

Fats and oils *
24.69

5
160212

Salad dressings *
23.30

5
160310

Nondairy cream and imitation milk *
10.85

5
160320

Peanut butter
9.30

3
NALCBEVG
PEG
Nonalcoholic beverages
275.93

4
170110

Cola *
81.53

4
170210

Other carbonated drinks
46.70

4
COFFEE

Coffee
40.79

5
170310

Roasted coffee *
25.98

5
170410

Instant and freeze dried coffee
14.81

4
170520

Tea
19.43

4
170510

Noncarbonated fruit flavored drinks *
16.25

4
200112

Nonalcoholic beer
0.24

4
170530

Other nonalcoholic beverages and ice
70.99

3
FOODAWAY
PEG
Food away from home
2,780.39

4
RESTCOAO

Meals at Restaurants, carry outs, and other
2,386.66

5
LUNCH

Lunch
837.92

6
190111

Lunch at fast food, takeout, delivery, etc. *
413.59

6
190112

Lunch at full service restaurants *
299.86

6
190113

Lunch at vending machines/mobile vendors
22.44

6
190114

Lunch at employer and school cafeterias
102.02

5
DINNER

Dinner
1,100.42

6
190211

Dinner at fast food, takeout, delivery, etc. *
391.80

6
190212

Dinner at full service restaurants *
698.07

6
190213

Dinner at vending machines/mobile vendors
4.57

6
190214

Dinner at employer and school cafeterias
5.99

5
SNKNABEV

Snacks and nonalcoholic beverages
205.47

6
190311

Snacks/nonalcoholic bev. at fast food, takeout, etc. *
118.81

6
190312

Snacks/nonalcoholic bev. at full service restaurants
36.59

6
190313

Snacks/nonalcoholic bev. at vending machines
43.22

6
190314

Snacks/nonalcoholic bev. at cafeterias
6.84

5
BRKFBRUN

Breakfast and brunch
242.85

6
190321

Breakfast/brunch at fast food, takeout, delivery, etc. *
119.45

6
190322

Breakfast/brunch at full service restaurants *
107.45

6
190323

Breakfast/brunch at vending machines, etc.
5.50

6
190324

Breakfast/brunch at cafeterias
10.45

4
NONRESME

Non Restaurant Meals
393.74

5
190901

Board (including at school)
14.32

5
190902

Catered affairs
52.08

5
190903

Food on out of town trips
209.62

5
790430

School lunches
76.88

5
800700

Meals as pay
40.83

3
ALCBEVG
PEG
Alcoholic beverages
556.66

4
ALCHOME

At home
282.69

5
200111

Beer and ale *
180.53

5
200210

Whiskey
8.39

5
200310

Wine *
77.62

5
200410

Other alcoholic beverages
16.16

4
ALCAWAY

Away from home
273.97

5
BEERNALE

Beer and ale
122.78

6
200511

Beer and ale at fast food, takeout, etc.
19.42

6
200512

Beer and ale at full service restaurants *
100.55

6
200513

Beer and ale at vending machines, etc.
2.34

6
200514

Beer at Employer
0.47

6
200515

Beer at Board
0.00

6
200516

Beer and ale at catered affairs
0.00

5
WINE

Wine
34.88

6
200521

Wine at fast food, takeout, delivery, etc.
2.22

6
200522

Wine at full service restaurants *
32.41

6
200523

Wine at vending machines, etc.
0.25

6
200524

Wine at Employer
0.00

6
200525

Wine at Board
0.00

6
200526

Wine at catered affairs
0.00

5
OTHALCBV

Other alcoholic beverages
72.43

6
200531

Other alcoholic bev. at fast food, etc.
6.56

6
200532

Other alcoholic bev. at full service restaurants
65.69

6
200533

Other alcoholic bev. at vending machines, etc.
0.18

6
200534

Other Alcohol at Employer
0.00

6
200535

Other Alcohol at Board
0.00

6
200536

Other alcoholic beverages at catered affairs
0.00

5
200900

Alcoholic beverages purchased on trips
43.88

2
SHEL&UTL
MEG
Shelter and Utilities
22,057.19

3
SHELTER
PEG
Shelter
19,633.77

4
RNTLEQ

Rented Equivalence (estimated monthly × 12)
15,195.09

4
RENTXX

Rented Dwelling (rent minus tenants ins.) *
4,065.04

4
350110

Tenants Insurance (tenants ins × 2) *
35.69

4
OTHLODGE

Other Lodging (other minus housing at school)
337.95

3
ENERUT
PEG
Energy Utilities *
2,044.33

3
WATERX
PEG
Water and other public services *
379.09

2
HHF&SUPP
MEG
Household Furnishings and Supplies
3,094.33

3
HHOPER
PEG
Household operations
887.07

4
HHPERSRV

Personal services
545.00

5
340210

Babysitting and child care *
114.45

6
340211

Child care in own home
43.12

6
340212

Care care outside own home
71.33

5
340906

Care for elderly, invalids, handicapped, etc.
49.85

5
340910

Adult daycare centers
4.45

5
670310

Daycare centers, nursery, and preschools *
376.25

4
HHOTHXPN

Other household expenses
342.08

5
340310

Housekeeping services *
65.73

5
340410

Gardening, lawn care service *
106.31

5
340420

Water softening service
7.00

5
340520

Household laundry and dry cleaning, sent out
1.29

5
340530

Coin operated household laundry/dry cleaning
4.97

5
340914

Services for termite/pest control
19.74

5
340915

Home security system service fee
22.36

5
340903

Other home services
18.29

5
330511

Termite/pest control products
3.01

5
340510

Moving, storage, freight express *
52.81

5
340620

Appliance repair, including service center
18.25

5
340630

Reupholstering, furniture repair
6.33

5
340901

Repairs/rentals of lawn/equipment, etc.
8.75

5
340907

Appliance rental
2.26

5
340908

Rental of office equipment for nonbusiness use
0.62

5
340913

Repair of miscellaneous household equip.
4.31

5
990900

Rental/install of dishwashers, range hoods, and garb. disposals
0.05

3
HKPGSUPP
PEG
Housekeeping supplies
578.03

4
LAUNDRY

Laundry and cleaning supplies
147.39

5
330110

Soaps and detergents *
75.97

5
330210

Other laundry cleaning products
71.42

4
HKPGOTHR

Other household products
278.54

5
330310

Cleansing & toilet tissue, paper towels/napkins *
85.90

5
330510

Miscellaneous household products
123.76

5
330610

Lawn and garden supplies *
68.87

4
POSTAGE

Postage and stationery
152.10

5
330410

Stationery, stationery supplies, giftwrap *
79.37

5
340110

Postage
69.94

6
STAMP

Stamp *
66.17

6
PARPST

Parcel Post *
3.77

5
340120

Delivery services
2.78

3
TEX&RUGS
PEG
Textiles and Area Rugs
173.96

4
HHTXTILE

Household textiles
149.28

5
280110

Bathroom linens *
20.67

5
280120

Bedroom linens *
86.28

5
280130

Kitchen and dining room linens
8.48

5
280210

Curtains and draperies
16.10

5
280220

Slipcovers, decorative pillows
7.32

5
280230

Sewing materials for slipcovers, curtains, etc.
9.53

5
280900

Other linens
0.91

4
FLOORCOV

Floor coverings
24.67

5
RNTCARPT

Wall to wall carpeting (renter)
1.42

6
230134

Wall to wall carpet (renter)
1.01

6
320163

Wall to wall carpet (replacement) (renter)
0.41

5
320111

Floor coverings, nonpermanent *
23.25

3
FURNITUR
PEG
Furniture
495.94

4
290110

Mattress and springs *
60.32

4
290120

Other bedroom furniture
125.64

4
290210

Sofas
108.40

4
290310

Living room chairs *
49.72

4
290320

Living room tables
19.29

4
290410

Kitchen, dining room furniture *
53.53

4
290420

Infants' furniture
8.96

4
290430

Outdoor furniture
11.36

4
290440

Wall units, cabinets and other occasional furniture
58.72

3
MAJAPPL
PEG
Major appliances
126.33

4
230116

Dishwashers (built in), disposals, range hoods
6.96

5
230117

Dishwasher (owned home)
0.21

5
230118

Dishwasher (rented home)
6.75

4
300110

Refrigerators, freezers *
37.68

5
300111

Refrigerators, freezers (renter)
3.57

5
300112

Refrigerators, freezers (owned home)
34.11

4
300210

Washing machines *
19.48

5
300211

Washing machines (renter)
4.02

5
300212

Washing machines (owned home)
15.46

4
300220

Clothes dryers
14.95

5
300221

Clothes dryers (renter)
3.13

5
300222

Clothes Dryer (owned home)
11.82

4
300310

Cooking stoves, ovens *
20.78

5
300311

Cooking stoves, ovens (renter)
1.76

5
300312

Cooking stoves, ovens (owned home)
19.02

4
300320

Microwave ovens
6.10

5
300321

Microwave ovens (renter)
1.45

5
300322

Microwave ovens (owned home)
4.65

4
300330

Portable dishwasher
0.59

5
300331

Portable dishwasher (renter)
0.06

5
300332

Portable dishwasher (owned home)
0.53

4
300410

Window air conditioners
19.79

5
300411

Window air conditioners (renter)
0.98

5
300412

Window air conditioners (owned home)
3.21

5
320511

Electric floor cleaning equipment *
11.74

5
320512

Sewing machines
2.31

5
300900

Miscellaneous household appliances
1.55

3
SMAPPHWR
PEG
Small appliances, miscellaneous housewares
79.99

4
HOUSWARE

Housewares
56.50

5
320310

Plastic dinnerware
1.57

5
320320

China and other dinnerware *
7.98

5
320330

Flatware
2.47

5
320340

Glassware
8.23

5
320350

Silver serving pieces
4.38

5
320360

Other serving pieces
1.34

5
320370

Nonelectric cookware *
12.08

5
320380

Tableware, nonelectric kitchenware
18.44

4
SMLLAPPL

Small appliances
23.49

5
320521

Small electric kitchen appliances *
18.30

5
320522

Portable heating and cooling equipment
5.19

3
MISCHHEQ
PEG
Miscellaneous household equipment
753.01

4
320120

Window coverings
32.61

4
320130

Infants' equipment
16.65

4
320140

Laundry and cleaning equip.
22.31

4
320150

Outdoor equipment *
39.39

4
320210

Clocks
5.02

4
320220

Lamps and lighting fixtures
15.79

4
320231

Other household decorative items
201.60

4
320232

Telephones and accessories *
55.51

4
320410

Lawn and garden equipment *
71.36

4
320420

Power tools *
99.00

4
320901

Office furniture for home use *
10.74

4
320902

Hand tools *
8.50

4
320903

Indoor plants, fresh flowers *
50.43

4
320904

Closet and storage items
16.77

4
340904

Rental of furniture
3.09

4
430130

Luggage
7.21

4
690115

Personal Digital Assistants (PDA)
3.12

4
690116

Internet Svcs Away from Home
4.40

4
690210

Telephone answering devices
1.40

4
690220

Calculators
0.19

4
690230

Business equipment for home use
2.31

4
320430

Other hardware
18.39

4
690242

Smoke alarms (owned home)
1.29

4
690241

Smoke alarms (renter)
0.25

4
690243

Smoke alarms (owned vacation)
0.00

4
690245

Other household appliances (owned home)
7.35

4
690244

Other household appliances (renter)
2.53

4
320905

Miscellaneous household equipment and parts
55.79

2
APPAREL
MEG
Apparel and services
2,183.43

3
MENBOYS
PEG
Men and boys
492.34

4
MENS

Men, 16 and over
380.36

5
360110

Men's suits *
18.25

5
360120

Men's sportcoats, tailored jackets
5.42

5
360210

Men's coats and jackets
39.74

5
360311

Men's underwear *
21.29

5
360312

Men's hosiery
16.59

5
360320

Men's nightwear
1.61

5
360330

Men's accessories
53.25

5
360340

Men's sweaters and vests
10.05

5
360350

Men's active sportswear
15.20

5
360410

Men's shirts *
103.78

5
360511

Men's pants *
76.59

5
360512

Men's shorts, shorts sets
14.25

5
360901

Men's uniforms
3.26

5
360902

Men's costumes
1.04

4
BOYS

Boys, 2 to 15
111.99

5
370110

Boys' coats and jackets
5.36

5
370120

Boys' sweaters
2.62

5
370130

Boys' shirts *
32.35

5
370211

Boys' underwear
7.05

5
370212

Boys' nightwear
4.73

5
370213

Boys' hosiery
6.22

5
370220

Boys' accessories
4.79

5
370311

Boys' suits, sportcoats, vests
1.76

5
370312

Boys' pants *
31.09

5
370313

Boys' shorts, shorts sets
8.18

5
370903

Boys' uniforms
3.78

5
370904

Boys' active sportswear
3.13

5
370902

Boys' costumes
0.91

3
WMNSGRLS
PEG
Women and girls
797.99

4
WOMENS

Women, 16 and over
681.07

5
380110

Women's coats and jackets
69.54

5
380210

Women's dresses *
59.23

5
380311

Women's sportcoats, tailored jackets
6.82

5
380312

Women's vests and sweaters *
41.87

5
380313

Women's shirts, tops, blouses *
135.06

5
380320

Women's skirts
18.86

5
380331

Women's pants *
129.29

5
380332

Women's shorts, shorts sets
11.81

5
380340

Women's active sportswear
31.42

5
380410

Women's sleepwear
37.30

5
380420

Women's undergarments
31.43

5
380430

Women's hosiery
19.10

5
380510

Women's suits
22.04

5
380901

Women's accessories *
58.78

5
380902

Women's uniforms
7.23

5
380903

Women's costumes
1.28

4
GIRLS

Girls, 2 to 15
116.92

5
390110

Girls' coats and jackets
5.87

5
390120

Girls' dresses and suits *
10.40

5
390210

Girls' shirts, blouses, sweaters *
33.92

5
390221

Girls' skirts and pants *
29.54

5
390222

Girls' shorts, shorts sets
7.28

5
390230

Girls' active sportswear
7.45

5
390310

Girls' underwear and sleepwear
7.14

5
390321

Girls' hosiery
4.71

5
390322

Girls' accessories
7.33

5
390901

Girls' uniforms
2.32

5
390902

Girls' costumes
0.97

3
INFANT
PEG
Children under 2
70.14

4
410110

Infant coat, jacket, snowsuit
2.40

4
410120

Infant dresses, outerwear
19.20

4
410130

Infant underwear *
35.41

4
410140

Infant nightwear, loungewear *
3.65

4
410901

Infant accessories
9.48

3
FOOTWEAR
PEG
Footwear
523.09

4
400110

Men's footwear *
164.08

4
400210

Boys' footwear
58.30

4
400310

Women's footwear *
235.02

4
400220

Girls' footwear
65.69

3
OTHAPPRL
PEG
Other apparel products and services
299.87

4
420110

Material for making clothes
10.38

4
420120

Sewing patterns and notions
8.59

4
430110

Watches *
27.00

4
430120

Jewelry *
116.98

4
440110

Shoe repair and other shoe service
1.67

4
440120

Coinoperated apparel laundry/dry cleaning *
61.53

4
440130

Alteration, repair and tailoring of apparel
6.34

4
440140

Clothing rental
2.93

4
440150

Watch and jewelry repair
5.92

4
440210

Apparel laundry/dry cleaning not coinoperated *
57.91

4
440900

Clothing storage
0.61

2
TRANS
MEG
Transportation
8,202.21

3
MOTVEHCO
PEG
Motor Vehicle Costs
3,623.71

4
VEHPURCH

Vehicle purchases (net outlay)
2,839.52

5
NEWCARS

Cars and trucks, new
1,408.35

6
450110

New cars *
614.87

6
450210

New trucks
793.48

5
USEDCARS

Cars and trucks, used
1,430.27

6
460110

Used cars
732.39

6
460901

Used trucks
697.88

5
OTHVEHCL

Other vehicles
0.90

6
450220

New motorcycles
0.68

6
450900

New aircraft
0.00

6
460902

Used motorcycles
0.22

6
460903

Used aircraft
0.00

4
VEHFINCH

Vehicle finance charges
412.09

5
510110

Automobile finance charges *
169.36

5
510901

Truck finance charges
219.57

5
510902

Motorcycle and plane finance charges
5.58

5
850300

Other vehicle finance charges
17.58

4
LEASVEH

Leased vehicles
206.45

5
450310

Car lease payments
87.96

5
450313

Cash downpayment (car lease)
5.50

5
450314

Termination fee (car lease)
8.49

5
450410

Truck lease payments
101.20

5
450413

Cash downpayment (truck lease)
3.29

5
450414

Termination fee (truck lease)
0.00

4
VEHXP&LV

Other Vehicle Expenses and Licenses
165.65

5
520110

State & Local Registration *
99.18

6
520111

Vehicle reg. state (as of Q20012) incl in 520110
91.22

6
520112

Vehicle reg. local (as of Q20012) incl in 520110
7.97

5
520310

Driver's license
8.53

5
520410

Vehicle inspection (added to S&L registration) *
11.70

5
PARKING

Parking fees
23.89

6
520531

Parking fees in home city, excluding residence
19.35

6
520532

Parking fees, outoftown trips
4.54

5
520541

Tolls
12.60

5
520542

Tolls on outoftown trips
4.56

5
520550

Towing charges
5.17

5
520560

GPSS Services
0.59

5
620113

Automobile service clubs
18.89

3
GASOIL
PEG
Gasoline and motor oil
1,992.28

4
470111

Gasoline *
1,837.20

4
470112

Diesel fuel
32.93

4
470113

Gasoline on outoftown trips
111.06

4
470114

Gasohol
0.00

4
470211

Motor oil
9.97

4
470212

Motor oil on outoftown trips
1.12

3
CARP&R
PEG
Maintenance and repairs
809.20

4
CARPAR

Maintenance and Repair Parts
188.70

5
470220

Coolant, additives, brake, transmission fluids
5.12

5
480110

Tires purchased, replaced, installed *
118.24

5
480213

Parts, equipment, and accessories *
54.27

5
480214

Vehicle audio equipment, excluding labor
4.15

5
480212

Vehicle products
5.74

5
480215

Vehicle Video Equipment
1.18

4
CARREP

Maintenance and Repair Service *
620.50

5
490000

Misc. auto repair, servicing
50.15

5
490110

Body work and painting
30.90

5
490211

Clutch, transmission repair
58.32

5
490212

Drive shaft and rearend repair
10.33

5
490221

Brake work, including adjustments
61.65

5
490231

Repair to steering or frontend
20.21

5
490232

Repair to engine cooling system
25.52

5
490311

Motor tuneup
48.48

5
490312

Lube, oil change, and oil filters
79.17

5
490313

Frontend alignment, wheel balance and rotation
14.14

5
490314

Shock absorber replacement
4.10

5
490316

Gas tank repair, replacement
0.00

5
490318

Repair tires and other repair work
43.73

5
490319

Vehicle air conditioning repair
18.06

5
490411

Exhaust system repair
12.87

5
490412

Electrical system repair
26.34

5
490413

Motor repair, replacement
81.57

5
490900

Auto repair service policy
15.49

3
500110
PEG
Vehicle insurance *
1,168.76

3
RENTVEH
PEG
Rented vehicles
0.00

3
PUBTRANS
PEG
Public transportation
608.26

4
530110

Airline fares *
388.53

4
530210

Intercity bus fares
16.99

4
530510

Intercity train fares
35.38

4
530901

Ship fares
29.65

4
LOCTRANS

Local Transportation
137.73

5
530311

Intracity mass transit fares
85.04

5
530312

Local trans. on outoftown trips
15.77

5
530411

Taxi fares and limousine service on trips
9.26

5
530412

Taxi fares and limousine service *
25.98

5
530902

School bus
1.67

2
MEDICAL
MEG
Medical
2,750.36

3
HEALTINS
PEG
Health insurance *
1,619.00

4
COMHLTIN

Commercial health insurance
306.16

5
580111

Traditional fee for service health plan (not BCBS)
105.77

5
580113

Preferred provider health plan (not BCBS)
200.39

4
BCBS

Blue Cross, Blue Shield
457.97

5
580112

Traditional fee for service health plan (BCBS)
68.28

5
580114

Preferred provider health plan (BCBS)
186.34

5
580312

Health maintenance organization (BCBS)
152.08

5
580904

Commercial Medicare supplement (BCBS)
48.35

5
580906

Other health insurance (BCBS)
2.92

4
580311

Health maintenance organization (not BCBS)
346.16

4
580901

Medicare payments
307.37

4
COMEDOTH

Commercial Medicare supplements and other health insurance
168.70

5
580903

Commercial Medicare supplement (not BCBS)
124.90

5
580905

Other health insurance (not BCBS)
43.80

4
580400

Long Term Care Insurance
32.65

3
MEDSERVS
PEG
Medical services
674.66

4
560110

Physician's services *
165.27

4
560210

Dental services *
234.66

4
560310

Eyecare services
37.72

4
560400

Service by professionals other than physician
47.33

4
560330

Lab tests, xrays
41.62

4
570111

Hospital Room and Services *
124.44

4
570240

Medical care in retirement community
0.29

4
570220

Care in convalescent or nursing home
6.32

4
570902

Repair of medical equipment
0.96

4
570230

Other medical care services
16.05

3
DRUGS&ME
PEG
Drugs and Medical Supplies
456.70

4
DRUGS

Drugs
353.88

5
550210

Nonprescription drugs *
45.75

5
550410

Nonprescription vitamins
31.96

5
540000

Prescription drugs *
276.17

4
MEDSUPPL

Medical supplies
102.82

5
550110

Eyeglasses and contact lenses *
51.50

5
550340

Hearing aids
13.73

5
550310

Topicals and dressings *
28.87

5
550320

Medical equipment for general use
4.59

5
550330

Supportive and convalescent medical equip.
3.13

5
570901

Rental of medical equipment
0.32

5
570903

Rental of supportive, convalescentequipment
0.67

2
RECREATN
MEG
Recreation
2,571.77

3
FEESADM
PEG
Fees and admissions
672.71

4
610900

Recreation expenses, outoftown trips
29.76

4
620111

Social, recreation, civic club membership *
129.68

4
620121

Fees for participant sports *
103.59

4
620122

Participant sports, outoftown trips
28.95

4
620211

Movie, theater, opera, ballet *
149.26

4
620212

Movie, other admissions, outoftown trips
59.69

4
620221

Admission to sporting events
39.85

4
620222

Admission to sports events, outoftown trips
19.89

4
620310

Fees for recreational lessons *
82.29

4
620903

Other entertainment services, outoftown trips
29.76

3
TVAUDIO
PEG
Television, radios, sound equipment
419.47

4
310140

Televisions *
130.01

4
310311

Radios
5.28

4
310312

Phonographs
0.00

4
310313

Tape recorders and players
5.48

4
620930

On Line Gaming Services
0.00

4
310210

VCR's and video disc players *
26.83

4
310331

Miscellaneous sound equipment
1.09

4
310332

Sound equipment accessories
6.84

4
310220

Video cassettes, tapes, and discs *
58.76

4
310230

Video game hardware and software
37.13

4
310240

Streaming Downloading Audio
0.58

4
340610

Repair of TV, radio, and sound equipment
3.47

4
340902

Rental of televisions
0.88

4
310314

Personal Digital Audio Players
10.46

4
310320

Sound components and component systems *
13.36

4
310334

Satellite dishes
1.27

4
310340

CDs Records & Audio Tapes *
48.65

4
310350

Streaming Downloading Audio
2.24

4
340905

Rental of VCR, radio, and sound equipment
0.27

4
610130

Musical instruments and accessories
18.71

4
620904

Rental and repair of musical instruments
6.21

4
620912

Rental of video cassettes, tapes, & discs *
41.95

3
PETSPLAY
PEG
Pets, toys, and playground equipment
447.82

4
PETS

Pets
338.42

5
610310

Pet food *
144.28

5
610320

Pet purchase, supplies, medicine
73.38

5
620410

Pet services
25.64

5
620420

Vet services *
95.12

4
610110

Toys, games, hobbies, and tricycles *
99.22

4
610140

Stamp & Coin Collecting
7.65

4
610120

Playground equipment
2.53

3
ENTEROTH
PEG
Other entertainment supplies, equipment, and services
231.57

4
UNMTRBOT

Unmotored recreational vehicles
47.53

5
600121

Boat without motor and boat trailers
1.65

5
600122

Trailer and other attachable campers
45.88

4
PWRSPVEH

Motorized recreational vehicles
60.97

5
600141

Purchase of motorized camper
32.79

5
600142

Purchase of other vehicle *
10.79

5
600132

Purchase of boat with motor
17.38

4
RNTSPVEH

Rental of recreational vehicles
2.19

5
520904

Rental noncamper trailer
0.03

5
520907

Boat and trailer rental outoftown trips
0.37

5
620909

Rental of campers on outoftown trips
0.00

5
620919

Rental of other vehicles on outoftown trips
1.41

5
620906

Rental of boat
0.01

5
620921

Rental of motorized camper
0.00

5
620922

Rental of other RV's
0.37

4
600110

Outboard motors
0.65

4
520901

Docking and landing fees
1.33

4
RECEQUIP

Sports, recreation and exercise equipment
70.67

5
600210

Athletic gear, game tables, exercise equip. *
31.84

5
600310

Bicycles
6.84

5
600410

Camping equipment
8.17

5
600420

Hunting and fishing equipment
14.51

5
600430

Winter sports equipment
1.21

5
600901

Water sports equipment
3.52

5
600902

Other sports equipment
3.47

5
600903

Global Positioning Services
0.00

5
620908

Rental and repair of mis. sports equipment
1.12

4
PHOTOEQ

Photographic equipment, supplies and services
41.56

5
610210

Film *
5.46

5
610220

Other photographic supplies
0.32

5
620330

Film processing *
10.53

5
620905

Repair and rental of photographic equipment
0.11

5
610230

Photographic equipment
17.21

5
620320

Photographer fees
7.93

4
610901

Fireworks
2.91

4
610902

Souvenirs
0.72

4
610903

Visual goods
1.17

4
620913

Pinball, electronic video games
1.87

3
PERSPROD
PEG
Personal care products
335.09

4
640110

Hair care products *
58.89

4
640120

Nonelectric articles for the hair
7.16

4
640130

Wigs and hairpieces
2.78

4
640210

Oral hygiene products, articles
37.59

4
640220

Shaving needs
18.55

4
640310

Cosmetics, perfume, bath preparation *
159.33

4
640410

Deodorants, feminine hygiene, misc pers. Care
38.60

4
640420

Electric personal care appliances
12.19

3
PERSSERV
PEG
Personal care services
302.58

4
650310

Personal care service *
302.58

4
650900

Repair of personal care appliances
0.00

3
READING
PEG
Reading
88.23

4
590310

Newspapers, Magazines by Subscription *
64.93

4
590410

Newspapers, Magazines at Newstand *
23.30

3
590900
PEG
Newsletters
0.00

3
590220
PEG
Books thru book clubs
7.98

3
590230
PEG
Books not thru book clubs *
64.38

3
660310
PEG
Encyclopedia and other sets of reference books
1.95

2
EDU&COMM
MEG
Education and Communication
2,875.29

3
EDUCATN
PEG
Education
126.68

4
670210

Elementary and high school tuition *
100.75

4
660210

School books, supplies for elementary and H.S
25.93

3
COMMICAT
PEG
Communications
1,840.72

4
PHONE

Telephone services
1,599.90

5
270101

Telephone services in home city, excluding car *
865.86

5
270102

Telephone services for mobile car phones *
695.39

5
270103

Pager service
2.59

5
270104

Phone cards
36.06

4
690114

Computer information services *
240.81

3
270310
PEG
Community antenna or cable/satellite TV *
680.92

3
COMP&SVC
PEG
Computers and Computer Services
226.97

4
690113

Repair of computer systems for nonbusiness use
7.56

4
690111

Computers and computer hardware nonbusiness use *
192.72

4
690112

Computer software and accessories for nonbusiness use
26.69

2
MISCMEG
MEG
Miscellaneous
7,659.59

3
TOBACCO
PEG
Tobacco products and smoking supplies
250.30

4
630110

Cigarettes *
231.80

4
630210

Other tobacco products
16.78

4
630220

Smoking accessories
1.72

3
MISC
PEG
Miscellaneous
931.02

4
620925

Miscellaneous fees
4.07

4
620926

Lotteries and parimutuel losses
115.49

4
680110

Legal fees *
132.58

4
680140

Funeral expenses *
69.06

4
680210

Safe deposit box rental
4.48

4
680220

Checking accounts, other bank service charges
23.98

4
680901

Cemetery lots, vaults, maintenance fees
23.72

4
680902

Accounting fees
50.18

4
680903

Miscellaneous personal services
49.33

4
680904

Dating services
0.59

4
710110

Credit card interest and annual fees *
266.12

4
900002

Occupational expenses *
40.97

4
790600

Expenses for other properties
141.97

4
880210

Interest paid, home equity line of credit (other property)
0.18

4
620115

Shopping club membership fees
8.31

3
INSPENSN
PEG
Personal insurance and pensions
6,478.27

4
LIFEINSR

Life and other personal insurance *
486.20

5
700110

Life, endowment, annuity, other personal insurance
469.05

5
002120

Other nonhealth insurance
17.15

4
PENSIONS

Pensions and Social Security
5,992.07

5
800910

Deductions for government retirement *
94.65

5
800920

Deductions for railroad retirement
4.43

5
800931

Deductions for private pensions
488.08

5
800932

Nonpayroll deposit to retirement plans
442.06

5
800940

Deductions for Social Security
4,962.85

Appendix 3—COLA Survey Items and Descriptions

Adhesive Bandages.
One box of 30 adhesive bandages. Assorted sizes. Clear or flexible okay to use. (
Note
: in Virginia, add tax to this item.)
Use:
Band Aid.

Airfare Los Angeles.
Lowest cost round trip ticket to Los Angeles, CA, 3-week advance reservation, departing and returning midweek and including Saturday night stay. Price non-refundable ticket. Disregard restrictions, super-saver fares, and special promotions. In reference area, price flights from Baltimore Washington International for Maryland, Reagan National for the District of Columbia, and Dulles for Virginia. Price all flights via Internet on same day during the DC area survey.
Use:
Major carrier.

Airfare Miami.
Lowest cost round trip ticket to Miami, FL, 3-week advance reservation, departing and returning midweek and including Saturday night stay. Price non-refundable ticket. Disregard restrictions, super-saver fares, and special promotions. In reference area, price flights from Baltimore Washington International for Maryland, Reagan National for the District of Columbia, and Dulles for Virginia. Price all flights via Internet on same day during the DC area survey.
Use:
Major carrier.

Airfare Seattle.
Lowest cost round trip ticket to Seattle, WA, 3-week advance reservation, departing and returning midweek and including Saturday night stay. Price non-refundable ticket. Disregard restrictions, super-saver fares, and special promotions. In reference area, price flights from Baltimore Washington International for Maryland, Reagan National for the District of Columbia, and Dulles for Virginia. Price all flights via Internet on same day during the DC area survey.
Use:
Major carrier.

Airfare St. Louis.
Lowest cost round trip ticket to St. Louis, MO, 3-week advance reservation, departing and returning midweek and including Saturday night stay. Price non-refundable ticket. Disregard restrictions, super-saver fares, and special promotions. In reference area, price flights from Baltimore Washington International for Maryland, Reagan National for the District of Columbia, and Dulles for Virginia. Price all flights via Internet on same day during the DC area survey.
Use:
Major carrier.

Alternator (Ford).
Price of a remanufactured 95 Amp alternator for a 1998

Ford Explorer 4.0L fuel injected V6 with A/C and automatic transmission to the consumer at a dealership. Report price net of core charge (i.e., price after core is returned). Report core charge in comments. If only new alternator available, report new price as match. If price varies whether dealer installs, assume dealer installs but do not price labor.
Use:
Dealer recommended brand.

Alternator (Toyota).
Price of a remanufactured alternator for a 1998 Toyota Corolla LE sedan, 4 door, 1.8 liter, 4 cylinder, 16 valve, automatic transmission, to the consumer at a dealership. Report price net of core charge (i.e., price after core is returned). Report core charge in comments. If only new alternator available, report new price as match. If price varies whether dealer installs, assume dealer installs but do not price labor.
Use:
Dealer recommended brand.

Antacid.
Ninety-six count size of extra strength tablets.
Use:
Tums EX 96 tablets.

Antibacterial Ointment.
One ounce and
1/2
ounce tubes of antibacterial ointment.
Use:
Neosporin Original.

Apples.
Price per pound, loose (not bagged) apples. If only bagged apples available, report bag weight.
Use:
Red Delicious.

Area Rug.
Approximately 8 foot by 11 foot oval braided rug, flat woven, 3-ply yarn, wool/nylon/rayon blend, with multi-colored accents. Include sales tax and shipping and handling.
Use:
American Traditions. JC Penney catalog number: A751-0449.

Artificial Sweetener.
Fifty-count package of artificial sweetener.
Use:
Equal.

Aspirin.
Fifty tablets of regular strength aspirin.
Use:
Bayer, Regular Strength.

ATV, Honda.
All terrain sports vehicle with 250-300cc engine. Electric start.
Use:
Honda 2007 Sportrax 300EX.

ATV, Yamaha.
All terrain sports vehicle with 350cc engine. Electric start.
Use:
Yamaha Warrior.

Auto Finance Rate.
Interest rate for a 4-year loan on a new car with a down payment of 20 percent. Assume the loan applicant is a current bank customer who will make payments by cash/check and not by automatic deduction from the account. Enter 7.65 percent as $7.650. If bank needs to know type of car, use specified Ford. Obtain interest rate and verify phone number.
Use:
Interest percentage rate.

Baby Food.
Four ounce jar strained vegetables or fruit.
Use:
Gerber 2nd.

Babysitter.
Minimum hourly wage appropriate to area.
Use:
Government wage data.

Baking Dish 8 x 8.
Glass baking dish, 8 inch square glass, clear or tinted. Exclude baking dish with cover or lid.
Use:
Martha Stewart (K-Mart) and Anchor Hocking (Wal-Mart).

Baking Dish 9 x 13.
Glass baking dish, 9 inch by 13 inch glass, clear or tinted. Exclude baking dish with cover or lid.
Use:
Pyrex.

Bananas.
Price per pound of bananas. If sold by bunch, report price and weight of average sized bunch.
Use:
Available brand.

Bath Towel.
Approximately 56 inch x 30 inch wide, 100 percent cotton, medium weight. Side hem is woven selvage. Bottom hem may be folded.
Use:
Springmaid (Wal-Mart) and Martha Stewart 3 Star (K-Mart).

Beer at Home (Cans).
Six-pack of 12 ounce cans. Do not price refrigerated beer unless that is the only type available.
Use:
Budweiser.

Beer Away.
All restaurant types. One glass of beer, draft if available. Check sales tax and include in price.
Use:
Budweiser.

Board Game.
Price standard edition, not deluxe.
Use:
Sorry.

Book, Paperback.
Store price (not publisher's list price unless that is the store price) for top selling fiction, paperback book. Also price via Amazon.com during the DC area survey.
Use:
Chesapeake Blue, by Nora Roberts and The King of Torts, by John Grisham.

Bowling.
One game of open (or non-league) 10-pin bowling on a weekday (Monday-Friday) between the hours of 10 a.m.-5 p.m. Exclude shoe rental. If priced by the hour, report hourly rate divided by 5 (
i.e.
, estimated number of games per hour) and note hourly rate in comments. Do not price duck-pin bowling.
Use:
Bowling.

Boy's Jeans.
Relaxed fit, size range 9 to 14, pre-washed jeans, not bleached, stone-washed or designer jeans.
Use:
Levis 550 Relaxed Fit.

Boy's Polo Shirt.
Knit polo-type short sleeve shirt with collar, solid color, cotton/polyester, size range 8 to 14.
Use:
Ralph Lauren (Macys) and Lands End (Sears).

Boy's T-Shirt.
Screen-printed t-shirt for boys ages 8 thru 10 (sizes 7 to 14). Pullover with crew neck, short sleeves and polyester/cotton blend. Do not price team logo shirts.
Use:
Green Dog Blues (Macys) and Canyon River Blues (Sears).

Bread, Wheat.
Loaf of sliced wheat bread, 16 ounces. Do not price store brand.
Use:
Roman Meal 16 oz.

Bread, Wheat, Butter Top.
Loaf of sliced wheat bread, 20-24 ounces. Do not price store brand.
Use:
Home Pride. Love's Home Pride is an equivalent brand.

Bread, White.
Loaf of sliced white bread, 22-24 ounces. Do not price store brand.
Use:
Wonder giant loaf. Love's is an equivalent brand.

Breakfast Full Service.
Approximately two strips of bacon or two sausages, two eggs, toast, hash browns, coffee, and juice. Check sales tax and include in price.
Use:
Bacon and eggs breakfast.

Cable TV, Analog Service.
One month of cable service. Include converter and universal remote fees. Do not price value packages or premium channels; i.e., Showtime, HBO, Cinemax. Do not report hook-up charges. Itemize taxes and fees as percent rates or amounts and add to price. Also try to obtain a bill from a local resident for comparison purposes.
Use:
Local provider.

Camera Film.
Four-pack, 35 millimeter, 24 exposure, 400 ASA (speed).
Use:
Kodak Max 400.

Candy Bar.
One regular size candy bar-weight approximately 1.55 to 2.13 ounces. Do not price king-size or multi-pack.
Use:
Snickers.

Canned Chopped Ham.
Twelve ounce can of processed luncheon meat. Do not price turkey, light, or smoked varieties.
Use:
SPAM.

Canned Green Beans.
Fourteen to 15 ounce can of plain-cut green beans.
Use:
Del Monte.

Canned Peaches.
Fifteen to 16 ounce can of peaches.
Use:
Del Monte.

Canned Soup.
Regular size (approx. 10.7 ounce) can of condensed soup. Not hearty, reduced fat, or salt free varieties.
Use:
Campbell's Chicken Noodle Soup.

Canned Tuna.
Chunk light tuna, packed in spring water (6.0 to 6.13 ounces). Do not price fancy style or albacore.
Use:
Star Kist.

Cellular Phone 500 Minute Plan.
Cellular phone service with 500 anytime minutes per month. Price via internet, all areas at the same time during the DC area survey. Call for fee information. Itemize taxes and fees and add to price. Also try to obtain a bill from a local resident for comparison purposes.
Use:
Major provider.

Cellular Phone 600 Minute Plan.
Cellular phone service with 600 anytime minutes per month. Price via internet, all areas at the same time during the DC area survey. Call for fee information. Itemize taxes and fees and add to price. Also try to obtain a bill from a local resident for comparison purposes.
Use:
Major provider.

Cellular Phone 800 Minute Plan.
Cellular phone service with 800 anytime minutes per month. Price via internet, all areas at the same time during the DC area survey. Call for fee information. Itemize taxes and fees and add to price. Also try to obtain a bill from a local resident for comparison purposes.
Use:
Major provider.

Cereal.
Raisin bran cereal, approximately 20 ounce box.
Use:
Post Raisin Bran.

Charcoal Grill.
Charcoal grill, heavy gauge, porcelain-enameled, steel lid, approximately 22.5 inches diameter, model 741001.
Use:
Weber 1 Touch Silver 22
1/2
″.

Charcoal Grill.
Charcoal grill, heavy gauge, porcelain-enameled, steel lid, approximately 18.5 inches diameter, model 441001.
Use:
Weber 1 Touch Silver 18.5″.

Cheese.
Twelve ounce package cheese, 16 slices. Okay to price two percent milk-reduced fat singles, but do not price fat free variety.
Use:
Kraft Singles, American.

Chicken Breast, Skinless, Boneless.
Price per pound of USDA grade boneless, skinless, fresh chicken breasts. Price store brand if available, otherwise record brand.
Note:
Most “fresh” (
i.e.
, not frozen) chicken is “chilled” to almost freezing.
Use:
Store brand.

Chicken, Whole Fryer, Fresh.
Price per pound of USDA graded, whole fryer, fresh chicken. If multiple brands available, match the lowest priced item and note in comments. If frozen chicken available, price as substitute.
Note
: Most “fresh” (i.e., not frozen) chicken is “chilled” to almost freezing.
Use:
Available brand.

Chrysler.
Purchase price of a 2007 Chrysler Sebring sedan, 4 door, 2.4 liter, 4 cylinder, 16 valve, four-speed automatic transmission. Please note the price of any special option packages.
Use:
Chrysler Sebring sedan.

Chrysler License, Registration, Taxes, & Inspection.
License, registration, periodic taxes (
e.g.
, road or personal property tax, but NOT one-time taxes such as sales tax), and inspection (e.g., safety and emissions) on the Chrysler specified for survey.
Use:
Specified Chrysler.

Chuck Roast, Boneless.
Price per pound, fresh (not frozen or previously frozen) boneless beef chuck pot roast. Price USDA Select or un-graded if available. If not available, note USDA grade in comments.

Use average size package; i.e., not family-pack, value-pack, super-saver pack, or equivalent. If multiple brands available (e.g., Angus), match the lowest priced item and note in comments.
Use:
Available brand.

Cigarettes.
One pack filter kings. Include State and/or Federal tobacco tax in price if normally part of the price. Report sales tax in the same manner as any other taxable item.
Use:
Marlboro.

Coffee, Ground.
Thirteen ounce can. Do not price decaffeinated or special roasts.
Use:
Folger's.

Compact Disc.
Current best-selling CD. Do not price double CD's.
Use:
Norah Jones,
Feels Like Home
or Beyonce,
Dangerously In Love.

Contact Lenses.
One box of disposable contact lenses, three pairs in the box. A pair lasts 2 weeks.
Use:
Bausch & Lomb or Acuvue.

Cookies.
Approximately sixteen ounce package of chocolate chip cookies.
Use:
Nabisco Chips Ahoy.

Cooking Oil.
Forty-eight fluid ounce plastic bottle of vegetable oil.
Use:
Crisco.

Cordless Phone 2.4 GHz.
Cordless phone, 2.4 GHz with Caller ID and Digital Answering Machine. Color: Black.
Use:
GE 2.4 GHz (27998GE6).

Cordless Phone 900 MHz.
Cordless phone, 900MHz with Caller ID and Digital Answering Machine.
Use:
GE (26992GE1).

Credit Card Interest & Annual Fees.
Obtain credit card interest rate of gold and platinum cards and apply it to the national average balance ($8,562) plus any annual fees charged by the bank. Obtain interest rate and charges and verify phone number.
Use:
Gold and platinum VISA/Master Card.

Cremation.
Direct cremation. Includes removal of remains, local transportation to crematory, necessary body care and minimal services of the staff. Include crematory fee. Do not include price of urn. Ask if crematory fee, Medical Examiner fee, and minimum basic container is included. Ask if anything other than basic service, such as a funeral service, is included.
Use:
Cremation.

Cured Ham, Boneless.
Price per pound of a boneless cured ham. If multiple brands available, match the lowest priced item and note in comments.
Use:
Hormel, Cure 81.

Day Care.
One month of day care for a 3-year old child, 5 days a week, about 10 hours per day. If monthly rate is not available, (1) obtain weekly rate, (2) record rate in the comments section, and (3) multiply weekly rate by 4.33 to obtain monthly rate.
Use:
Day care.

Dental Clean and Check-Up.
Current adult patient charge for routine exam, including two bite-wing x-rays and cleaning of teeth with light scaling and polishing. No special treatment of gums or teeth. Do not price an initial visit or specialist or oral surgeon. (Dental codes: 0120, 0272, 1110.)
Use:
Dentist.

Dental Crown.
Cost of a full crown on a lower molar, porcelain fused to a high noble metal. Include price of preparation or restoration of tooth to accept crown. Price for an adult. (Dental code: 2750.)
Use:
Dentist.

Dental Filling.
Lower molar, two surfaces resin-based composite filling. Price for an adult. (Dental code: 2392.)
Use:
Dentist.

Dining Table Set
. Solid hardwood butcher-block top dining table with 6 coordinating slat-back chairs (2 bonus side chairs for a penny). Table measures 42 x 60″, expands to a 60″ square with butterfly leaf, 29
1/2
″ high. Chairs have an 18″ seat height. Include sales tax and shipping and handling.
Use: 5-piece casual dining set from JC Penney catalog number:
A796-1323.

Dinner Full Service—Filet Mignon
. Extra fine dining, fine dining, and Outback-type restaurants. Filet mignon (6 to 10 ounce) with 1 or 2 small side dishes (e.g., rice or potato), salad and coffee. Do not include tip. Check sales tax and include in price.
Use:
Filet mignon.

Dinner Full Service—Steak, Large
. Extra fine dining, fine dining, and Outback-type restaurants. Steak (10 to 16 ounce) with 1 or 2 small side dishes (e.g., rice or potato), salad and coffee. Do not include tip. Check sales tax and include in price.
Use:
Steak dinner, large.

Dinner Full Service—Steak, Medium.
Casual and pancake house restaurants. Approximately 8 to 12 ounce steak, with 1 or 2 small side dishes (e.g., rice or potato), side salad or salad bar, and coffee. Meal should not include dessert. If 8-12 ounce unavailable, price closest size and note in comments. Check sales tax and include in price.
Use:
Steak dinner, medium.

Dish Set
. Patterned tableware, 20-piece set. Includes: 4 dinner plates, 4 luncheon plates, 4 bowls, 4 cups, and 4 saucers.
Use:
Corelle, Chutney.

Disposable Diapers
. Grocery and discount stores. Pampers: Forty-eight count package, Stage 2 (child 12-18 lbs), Jumbo disposable diapers with koala fit grips. If Stage 2 is not available price a different stage Pampers Jumbo diaper, report as match, and note stage in comments. Huggies: Forty-eight count package, Step 2 (child 12-18 lbs), Jumbo, Ultratrim disposable diapers with stretch waist. If Step 2 is not available price a different step Huggies Jumbo diaper, report as match, and note step in comments.
Use:
Pampers, Baby Dry, Jumbo, Stage 2; Huggies, Ultratrim, Jumbo, Step 2.

Doctor Office Visit
. Typical fee for office visit for an adult when medical advice or simple treatment is needed. Do not price initial visit. Exclude regular physical examination, injections, medications, or lab tests. Use general practitioner not pediatrician or other specialist.
Medical Code:
99213.
Use:
Doctor.

Drill, Cord
. Variable speed,
3/8
inch, reversible electric drill, approximately 5 amp.
Use:
Black & Decker DR200, Craftsman Model 10104 (Sears).

Drill, Cord (Extra Features)
. Variable speed,
3/8
inch, reversible electric drill, approximately 5 amp, keyless chuck, double gear reduction, built-in level.
Use:
Black & Decker DR201K.

Drill, Cordless
. Variable speed, reversible,
3/8
inch keyless ratcheting chuck, 14.4 volt, electric drill with fast recharge, with battery charger.
Use:
DeWalt DW928K-2 (Sears item number 00926842000).

Dry Clean Man's Suit
. Dry cleaning of a two-piece man's suit of typical fabric. Do not price for silk, suede or other unusual materials.
Use:
Dry cleaning.

DVD Movie
. Current best-selling DVD movie. Do not price double DVDs.
Use:

Bruce Almighty
or
Seabiscuit
.

DVD Player
. Progressive scan 1-disc MP3/CD/DVD player.
Use:
Sony DVPNS425P and Sony DVP-NS725P; RCA DRC230N (K-Mart); RCA DRC212N (Wal-Mart).

Education, Private 6-12
. Cost of tuition. Note if books and uniforms are included. If price varies by grade, record in comments price for each grade. Note any annual, recurring fees; i.e., registration, computer, activity, etc. If pricing at church-affiliated schools, note any rate differences for church members versus others.
Use:
Private school 6-12, private school K-12, private school K-8.

Eggs (White, Large)
. One dozen large white Grade A eggs. If multiple brands available, match the lowest priced item and note in comments.
Use:
Available brand.

Electric Bill
. Total utility rates for electricity from utility function model, including all taxes and surcharges, etc. Use utility worksheets to collect data. Also try to obtain a bill from a local resident for comparison purposes.
Use:
Local provider.

Electric Broom
. Electric broom style vacuum cleaner with 2 amp motor.
Use:
K-Mart: Eureka The Boss Bagless 164;
Wal-Mart:
Eureka The Boss Bagless 169.

Eye Round Roast, Boneless
. Price per pound, fresh (not frozen or previously frozen) boneless eye round roast. Price USDA Select or un-graded if available. If not available, note USDA grade in comments. Use average size package, i.e., not family-pack, value-pack, super-saver pack, or equivalent. If multiple brands available (e.g. Angus), match the lowest priced item and note in comments.
Use:
Available brand.

Fast Food Breakfast
. Egg McMuffin value meal, includes hash browns and coffee. Price medium size. Check sales tax and include in price.
Use:
Egg McMuffin Value Meal (Med.).

Fast Food Dinner Burger
. Big Mac value meal, includes fries and soda. Price medium size. Check sales tax and include in price.
Use:
Big Mac Value Meal (Med.).

Fast Food Dinner Pizza
. Medium cheese pizza (without extra cheese) with salad and small soft drink. Check sales tax and include in price.
Use:
Medium Cheese Pizza.

Fast Food Lunch Burger
. Big Mac value meal, includes fries and soda. Price medium size. Check sales tax and include in price.
Use:
Big Mac Value Meal (Med.).

Fast Food Lunch Pizza
. Personal size cheese pizza (without extra cheese) or one slice of cheese pizza. Include price of a small soft drink. Do not include price of salad or other side dishes. Check sales tax and include in price.
Use:
Cheese Pizza.

FEGLI (Life Insurance)
. Federal life insurance. This item is not surveyed locally because it is constant across all areas.
Use:
Federal Employees' Group Life Insurance.

FEHB Insurance
. Self only and family. This item is not surveyed locally. OPM provides premiums and enrollment data from Central Personnel Data File.
Use:
Federal Employees Health Benefits Insurance.

FERS/CSRS Contributions
. Federal retirement contributions. This item is not surveyed locally because it is constant across all areas.
Use:
Federal Employees' Retirement System and Civil Service Retirement System.

Filing Cabinet
. Metal, two-drawer, vertical file cabinet, approximately 24 x 14 x 18 inches. File drawer accommodates hanging files.
Use:
K-Mart: ISD Classic File 150; Wal-Mart: Space Solutions Ready File 10002.

Film Processing 1 Hour
. One-hour color film processing for 24 exposure, 35 mm, with either 3 x 5 or 4 x 6 inch single prints.
Use:
In-store processing.

Ford Explorer 4WD
. Purchase price of a 2007 Ford Explorer XLT, 4x4, 4 door, 4.0 liter, 6 cylinder, 5-speed automatic overdrive transmission. Please note the price of any special option packages.
Use:
Ford Explorer XLT.

Ford License, Registration, Taxes, and Inspection
. License, registration, periodic taxes (e.g., road or personal property tax, but NOT one-time taxes such as sales tax), and inspection (e.g., safety and emissions) on the Ford specified for survey.
Use:
Specified Ford.

Fresh Mahi-Mahi
. Price per pound of fresh Mahi-Mahi fillet. Do not price previously frozen (PF) or specially prepared varieties. Do not price family-pack, value-pack, super-save pack, or equivalent. If multiple brands available, match the lowest priced item and note in comments.
Use:
Available brand.

Fresh Tuna Steak, Yellowfin (Ahi)
. Price one pound of tuna steak, yellowfin (Ahi), fresh. Do not price previously frozen (PF) or specially prepared varieties. Do not price family-pack, value-pack, super-save pack, or equivalent. If multiple brands available, match the lowest priced item and note in comments.
Use:
Available brand.

Frozen Fish Fillet
. Price of one box (10 count) of frozen ocean whitefish breaded fillets.
Use:
Gorton's Lemon Herb flavor, approximately 18 ounce (if unavailable, price traditional crunchy as a substitute); Van de Kamp 10 count, approximately 21 to 25 ounce.

Frozen Orange Juice
. Twelve fluid ounce can of orange juice concentrate (makes 48 fl ounces). Do not price calcium fortified, pulp free, country style, etc.
Use:
Minute Maid.

Frozen Peas
. Sixteen ounce package of frozen petite or baby peas, no sauce or onions.
Use:
C&W Petite peas.

Frozen TV Dinner
. One 11.75 ounce (approximate size) frozen dinner with vegetable and/or other condiment. Do not price Hungry Man or equivalent extra-portion sizes.
Use:
Swanson Roasted Carved Turkey Breast, Swanson Angus Beef Salisbury Steak.

Frozen Waffles
. Ten count box of frozen waffles per package. Do not price fat-free or whole wheat varieties.
Use:
Eggo (10 ct).

Fruit Drink
. Ten pack of fruit drink, not juice, any flavor.
Use:
Hi C fruit punch drink 10 pack.

Fruit Juice
. Forty-eight ounce glass or plastic bottle of cranberry juice.
Use:
Ocean Spray Cranberry Juice.

Gas
. Price per gallon for self-service unleaded regular gasoline.
Use
: Major brand.

Gelatin
. Three ounce box gelatin dessert.
Use:
JELL-O.

General Admission Evening Film
. Adult price for evening showing, current-release (currently advertised on television). Report weekend evening price if different from weekday.
Use:
Movie.

Girl's Dress
. Girls print dress, softly colored floral-print blue chiffon dress. Scoop neck, split sleeves. Polyester chiffon; lining is polyester, washable. Include sales tax and shipping and handling.
Use:
Hype print dress, JC Penney catalog number: A380-9973.

Girl's Jeans
. Slim fit in the seat and thighs with flared legs and traditional 5-pocket styling, for girls ages 8 to 10 (size 7 to 14).
Use:
Ralph Lauren (Macys), Levis 517 (Sears).

Girl's Polo Type Top
. Girl's polo cotton blend, striped or solid pattern. Price sizes 7 to 14 or S, M, and L in girls sizes.
Use:
Ralph Lauren (Macys), Lands End (Sears).

Girl's Polo Type Top (Catalog)
. Girl's polo cotton/polyester blend, striped or solid pattern, straight bottom hem, 2-button front placket, with ribbed collar and cuffs; washable. Price sizes 7 to 14 or S, M, and L in girls sizes. JC Penney catalog number: A373-0302. Include sales tax and shipping and handling.
Use:
Ruling Class.

Golf, Non Resort
. Eighteen holes of golf on weekend with cart, tee-time approximately 2 p.m. Do not price par 3 courses. If only nine holes available, double price. If only daily rate available (unlimited number of holes), report the Saturday or Sunday rate. Price local resident fee.
Use:
Golf, non-resort.

Golf, Resort
. Eighteen holes of golf on weekend with cart, tee-time approximately 2 p.m. Do not price par 3 courses. If only nine holes available, double price. If only daily rate available (unlimited number of holes), report the Saturday or Sunday rate. Price local resident fee (not hotel guest fee). Price outside of local jurisdiction if necessary.
Use:
Golf, resort.

Ground Beef.
Price per pound, fresh (not frozen or previously frozen) ground beef or ground chuck. Price USDA Select or un-graded if available. If not available, note USDA grade in comments. Use average size package, i.e., not family-pack, value-pack, super-saver pack, or equivalent. If multiple brands available (e.g. Angus), match the lowest priced item and note in comments.
Use:
Available brand, 7% fat and 20% fat.

Hamburger Buns
. Eight-count package of sliced enriched white hamburger buns. Do not price store brand.
Use:
Wonder. Love's is an equivalent brand.

Hand-Held Vacuum
. Cordless, hand-held, vacuum with upholstery brush and crevice tool.
Use:
Black & Decker DustBuster 7.2 volt V7210 (K-Mart and Wal-Mart); 9.6 volt V9610 (Wal-Mart).

Health Club Membership
. One-year regular, individual membership for existing member. Do not price special offers. If no yearly rate, price month and prorate. Service must include free weights, cardiovascular equipment, and aerobic classes. Note if pool, tennis, racquet ball, or other service included.
Use:
Gold's Gym type.

Hospital Room
. Daily charge for a private and semi-private room. Include food and routine care. Exclude cost of operating room, surgery, medicine, lab fees, etc. Do not price specialty rooms; e.g., those in cardiac care units.
Use:
Private room and semi-private room.

Hot Dogs, Beef Franks
. Sixteen ounce package, 10 count, USDA graded, all beef franks. Do not price chicken, turkey, extra lean, or fat free frankfurters.
Use:
Oscar Mayer Beef Franks.

Hot Dogs, Wieners
. Sixteen ounce package, 10 count, USDA graded, meat (e.g., turkey and pork) wieners. Do not price extra lean or fat free varieties.
Use:
Oscar Mayer Wieners.

Housekeeping (Hourly Wage)
. Local hourly wage for a housekeeper or janitor. BLS code 37-2012.
Use:
Government wage data.

Ice Cream
. One-half gallon vanilla flavored ice cream. Do not price ice milk, fat free, sugar free, or frozen yogurt.
Use:
Breyers.

Ice Cream Cup
. One scoop, vanilla ice cream in a cup. Do not price frozen yogurt or soft-serve ice cream.
Use:
Baskin Robbins type.

Ice Cream Cup (Gourmet)
. One scoop, vanilla ice cream in a cup. Do not price frozen yogurt or soft-serve ice cream.
Use:
Ben & Jerry's type.

Infant's Sleeper
. One-piece sleeping garment with legs, covering the body including the feet. Stretch cotton/polyester terry. Washable. Can be packaged or hanging. Size: Newborn.
Use:
Carters Starters.

Insurance, Auto
. Annual premium for Chrysler, Ford, and Toyota surveyed; 35-year old married male, currently insured, no accidents/violations. Commuting 15 miles one-way/day, annual 15,000 miles. Bodily injury 100/300; property damage 25; medical 15 or personal injury protection 50; uninsured motorist 100/300; comprehensive deductible 100; and collision deductible 250. If this level of coverage is not available, price the policy with the closest coverage. In Guam, price optional typhoon coverage. Car values: Chrysler-$19,560; Ford-$32,045; Toyota-$16,095.
Use:
National company if available.

Internet Service Cable
. Monthly charge for unlimited cable Internet access. Itemize taxes and fees and add to price. Also try to obtain a bill from a local resident for comparison purposes.
Use:
Local cable provider.

Internet Service DSL
. Monthly charge for unlimited DSL Internet access. Itemize taxes and fees and add to price. Also try to obtain a bill from a local resident for comparison purposes.
Use:
Local DSL provider.

Jelly
. Eighteen ounce jar of grape jelly or jam.
Use:
Welch's.

Jewelry Earring Set
. A box set of fake diamond earrings and necklace.
Use:
Store brand.

Ketchup
. Twenty-four ounce plastic squeeze bottle.
Use:
Heinz.

Kitchen Range (Electric coil)
. Thirty inch free standing, self-cleaning, electric range with coil burners and standard size (small) glass window on oven door. Model numbers may vary slightly by dealer.
Use:
General Electric JBP24BBWH or CT, Kenmore model 22-92812, and Frigidaire FEF352AW.

Laptop Computer
. Laptop with Mobile Intel Pentium 4 processor, 2.6 GHz, 512 MB, 40GB Hard Drive, 24x/10x/24x CDRW and 8x DVD combo, 15-inch monitor. Include tax and shipping and handling.
Use:
Gateway M350S.

Laundry Soap
. Eighty fluid ounce of liquid household laundry detergent.
Use:
Cheer with Colorguard.

Lawn Care (Hourly Wage)
. Local wage for gardener/grounds keeper. BLS code 37-3011.
Use:
Government wage data.

Lawn Mower, Self Propelled
. Twenty-one to 22 inch, self-propelled 6.5-6.75 HP gas lawn mower.
Use:
Craftsman 37849, Toro 20017, and Troy-Bilt 200 (12A566N063).

Lawn Trimmer, Gas
. Gas powered 25cc 2-cycle engine, 17-18 inch wide cut. Straight or curved shaft okay. Bump or automatic line feed.
Note:
Model numbers may vary slightly by dealer.
Use:
Craftsman 79554, Homelite UT20778, and Troy-Bilt TB15CS (31cc).

LD Call Chicago
. Cost of a 10-minute call using regional carrier, received on a weekday in Chicago at 8 p.m. (Chicago time); direct dial. Itemize taxes and fees and add to price.
Use:
AT&T.

LD Call Los Angeles
. Cost of a 10-minute call using regional carrier, received on a weekday in Los Angeles at 8 p.m. (LA time); direct dial. Itemize taxes and fees and add to price.
Use:
AT&T.

LD Call New York
. Cost of a 10-minute call using regional carrier, received on a weekday in New York at 8 p.m. (NY time); direct dial. Itemize taxes and fees and add to price.
Use:
AT&T.

Lettuce, Leaf, Red or Green
. One each of red or green leaf lettuce. Note average weight in comments.
Use:
Available brand.

Lettuce, Romaine
. Price one pound of romaine lettuce. If only sold by each, note an average weight in comments.
Use:
Available brand.

Lipstick
. One tube, any color.
Use:
Revlon Super Lustrous and Maybelline.

Living Room Chair
. Padded microsuede rocker/recliner. Polyester fabric. 36
1/2
x 32
1/2
x 41
1/2
″. 20″ seat height. Include sales tax and shipping and handling.
Use:
Microsuede Rocker/Recliner, JC Penney catalog number A792-1069.

Lunch Full Service
. Pancake house and casual restaurants. Cheeseburger platter with fries and small soft drink. Check sales tax and include in price.
Use:
Cheeseburger platter.

Lunch Meat, All Beef
. Eight-ounce package, all-beef variety, sliced bologna.
Use:
Oscar Mayer Beef Bologna.

Lunch Meat, Regular
. Eight-ounce package, meat (i.e., chicken and pork) sliced bologna.
Use:
Oscar Mayer Meat Bologna.

Magazine
. Store price (not publisher's list price unless that is the store price) for a single copy.
Use:
People.

Magazine Subscription
. One-year home delivery price of a magazine. This is priced during the DC area survey via the Internet.
Use:
Time.com.

Man's Athletic Shoe (Shoe Store)
. Man's walking shoe, soft leather upper. Full-length Phylon midsole with low-pressure Air-Sole units in heel and forefoot. Composition rubber outsole.
Use:
Reebok Classic.

Man's Dress Shirt
. White or solid color long sleeve button cuff plain collar dress shirt, 100 percent cotton.
Use:
Ralph Lauren (Macys) and Lands End (Sears).

Man's Dress Shoe Leather Sole
. Full leather lining, oak tanned/buffed leather outsoles, polished leather uppers, steel shank.
Use:
Bostonian Akron (Macys).

Man's Dress Shoe Rubber Sole
. Leather oxford with cushioned insole and heel pad. Shoe has combination leather and rubber sole.
Use:
Rockport (Macys).

Man's Dress Shoe, Catalog
. Full-grain leather captoe oxford, leather upper, leather outsole, with leather lining and a comfort heel cup. Slip-resistant sole. Include sales tax and shipping and handling.
Use:
Florsheim Lexington Captoe, JC Penney catalog number A014-9043.

Man's Jacket
. Man's lightweight nylon jacket with drawstring hood and zip front, two front pockets with self-adhesive closure, elastic cuffs, drawcord bottom with polyester mesh lining; washable. Price regular size. Include sales tax and shipping and handling.
Use:
Woodlake Nylon Jacket, JC Penney catalog number A518-5055.

Man's Jeans
. Relaxed-fit jeans.
Use:
Levis Red Tab 550.

Man's Khaki Pants
. Man's casual khakis, any color, relaxed-fit or classic fit, no wrinkle, flat-front or pleated, cotton twill. Do not price expandable waistband.
Use:
Dockers.

Man's Khakis Stain Defender
. Man's khaki with stain-repellant fabric, no wrinkles and permanent creases, cuffed hems, cotton/micro polyester fabric, washable, regular size.
Use:
Dockers Go Khaki Stain Defender.

Man's Regular Haircut
. Regular haircut for short to medium length hair.
Use:
Unisex hair salon.

Man's Sport Watch
. Digital compass, 100-hour chronograph, INDIGLO night-light, water-resistant up to 100 meters, digital display, alarm, countdown timer. Strap/watch colors may vary. Different models represent different color of face or strap.
Use:
K-Mart: Timex Expedition (47512). If available, price same watch without digital compass as a substitute. Wal-Mart: Timex Expedition (77862).

Man's Suit
. Six-button, double-breasted worsted wool suit coat, flap pockets, chest pocket, dry clean only. Regular size with full acetate lining. Price coat as a separate, not combo with trousers. Include sales tax and shipping and handling.
Use:
Stafford Suit Coat, JC Penney catalog number A957-0249.

Man's Undershirt
. One package of three men's v-neck T-shirts, White, 100 percent cotton undershirts with short sleeves, regular size.
Use:
Jockey (Macys) and Hanes (Sears).

Margarine
. One pound (4 sticks) regular margarine. If stick not available, price tub as a match. Do not price reduced fat variety.
Use:
Parkay and Fleischmann's.

Mattress and Foundation
. Full-size mattress and foundation. Plush Sealy fiber quilted on top of a thick layer of Sealy foam and convoluted foam. Mattress thickness: 12″. Foundations consist of “Shock Abzzorber” wood slats over steel center rails. Include sales tax and shipping and handling.
Use:
Sealy Posturepedic Plush, JC Penney catalog numbers A799-5702 and A799-5703.

Mayonnaise
. Thirty-two ounce jar of mayonnaise. Do not price light or fat free.
Use:
Kraft.

Measuring Tape
. Twenty-five foot tape measure with powerlock.
Use:
Stanley (33-425).

Milk, Two Percent
. One gallon, two percent milk. If multiple brands available, match the lowest priced item and note in comments.
Use:
Available brand.

Motor Scooter, Honda
. Motor scooter, moped-legal, 49cc liquid-cooled single-cylinder four-stroke engine.
Use:
Honda 2007 CHF50P Metropolitan II.

Motor Scooter, Yamaha
. Motor scooter, moped-legal, 49cc fan-cooled single-cylinder four-stroke engine.
Use:
Yamaha 2007 Vino.

Mover Driver (Hourly Wage)
. Local government hourly rate for truck driver light. BLS code 53-3033.
Use:
Government wage data.

Moving (Hourly Wage)
. Local hourly wage for a mover/material handler. BLS code 53-7062.
Use:
Government wage data.

Newspaper Subscription, Local
. One-year of home delivery of the largest selling daily local paper (including Sunday edition) distributed in the area. Do not include tip.
Use:
Major local newspaper.

Newspaper, Newsstand, Local
. Price of a local newspaper at a newsstand (in box), weekday issue. If a newsstand box is not available, price at a newsstand and indicate whether price includes tax.
Use:
Newspaper, newsstand, local.

Newspaper, Newsstand, National
. Price of a New York Times newspaper, weekday issue, at a newsstand.
Use:
NY Times (newsstand).

Non-Aspirin Pain Reliever
. Acetaminophen 500 mg.
Use:
Tylenol Extra Strength Geltabs 50-count and 100-count.

Oranges
. Price per pound of loose, large, navel oranges. If only bagged oranges are available, also report the weight of the bag.
Use:
Available brand.

Parcel Post
. Cost to mail a 5 pound package to Chicago, Los Angeles, and New York using regular mail delivery service.
Use:
United States Postal Service.

Pen
. Ten-pack round stick medium point pen. Do not price crystal or clear type pens.
Use:
BIC (K-Mart) and Paper Mate (Wal-Mart).

Pet Food
. Adult dry dog food.
Use:
Iams Chunks 8 lb. and 20 lb., and Purina O.N.E., 20 lb.

Piano Lessons
. Monthly fee for half hour beginner private piano lessons for an adult, one lesson per week. Price through a music studio if possible. If only per lesson price is available, prorate using
1/2
hour lesson × 52 / 12. If only 1 hour lesson is available prorate accordingly.
Use:
Piano lessons.

Plant Food
. Twenty-four ounce container of granulated all purpose plant food.
Use:
Miracle-Gro.

Pork Chops Center Cut, Boneless
. Price per pound, fresh (not frozen or previously frozen) pork chops, center cut, boneless, loin chops. Use average size package, i.e., not family-pack, value-pack, super-saver pack, or equivalent. If multiple brands available, match the lowest priced item and note in comments.
Use:
Available brand.

Portable CD Player
. Portable CD player, AM/FM-TV, weather bands, electronic skip protection, CD-R/RW compatible, with headphones.
Use:
Sony Walkman (D-FJ-210).

Potato Chips
. One 5.2 to 6 ounce container of regular potato chips. Do not price fat free.
Use:
Pringles.

Potatoes
. Price per pound of loose potatoes. If only bag potatoes available, report smallest size bag as substitute and note weight.
Use:
Russet or Idaho baking.

Prescription Drug 1
. Nexium, 30 capsules 20 mg. Do not price generic.
Use:
Nexium.

Prescription Drug 2
. Generic Amoxicil (i.e., Amoxicillin), 30 capsules, 250 mg.
Use:
Amoxicillin.

Printer, Color, Photo
. Color inkjet printer, 5760 x 720 optimized dpi, 8 color ppm, USB

connection. USB cable is not included. Include tax and shipping and handling.
Use:
Gateway, Epson Stylus Photo 825.

Red Roses
. One dozen long stemmed, fresh cut red roses wrapped in floral paper, purchased in store—not delivered. Do not price boxed or roses arranged in vase.
Use:
Dozen red roses.

Refrigerator (Side-by-Side)
. Side-by-side refrigerator, approximately 25 to 26 cubic feet, with ice and water dispenser, and up-front temperature controls.
Use:
GE GSS25JFPWW, Frigidaire FRS26HF6BW, Frigidaire FRS26R2AW, and GE GSL25JFP.

Rental Data
. Rental index from hedonic regressions.
Use:
Rental data.

Renter Insurance
. One year of renters insurance (HO-4) coverage for $25,000 (low), $30,000 (middle), and $35,000 (upper) of contents. Policy must cover hurricane, earthquake, and other catastrophic damage. Note amount of liability coverage in comments; price minimum liability coverage if it varies. In Guam, assume concrete structure.
Use:
Major carrier.

Rice
. Enriched white rice.
Use:
Mahatma 5-lb bag, extra long grain; Uncle Ben's Original 1-lb and 2-lb boxes, parboiled converted long grain.

Rip Claw Hammer
. Twenty ounce, rip claw hammer with jacketed graphite handle and nylon vinyl grip.
Use:
Estwing E3-20S and Stanley 51-508.

Salt
. Twenty-six ounce box of iodized salt.
Use:
Morton.

Shampoo
. Fifteen ounce bottle for normal hair.
Use:
VO5.

Sheets
. Sheets, 250 and 300 thread count cotton or cotton polyester blend. Queen size fitted or flat sheet, not a set.
Use:
Martha Stewart Everyday 4 Star, 250 thread count (K-Mart) and Springmaid, 300 thread count (Wal-Mart).

Shop Rate
. Hourly shop rate for a mechanic at Chrysler, Ford, and Toyota dealerships. (Use auto dealer worksheet.)
Use:
Dealer shop rate.

Sirloin Steak, Boneless
. Price per pound, fresh (not frozen or previously frozen) boneless beef top sirloin steak. Price USDA Select or un-graded if available. If not available, note USDA grade in comments. Use average size package; i.e., not family-pack, value-pack, super-saver pack, or equivalent. If multiple brands available (e.g., Angus), match the lowest priced item and note in comments.
Use:
Available brand.

Sliced Bacon
. Sixteen ounce package USDA grade, regular slice. Do not price Canadian bacon, extra thick sliced, or extra lean bacon.
Use:
Oscar Mayer.

Snack Cake
. One box (10 to a box) cream-filled type cake deserts. Not fresh baked desserts, individual servings, or larger family-style containers.
Use:
Hostess Twinkies.

Soft Drink
. Twelve-pack of soft drink in 12 ounce cans.
Use:
Coca-Cola 12-pack (cans).

Spaghetti, Dry (National Brand)
. Sixteen ounce box or bag of pasta spaghetti.
Use:
Barilla.

Stamp
. Cost of mailing a one ounce letter first class.
Use:
United States Postal Service.

Stand Mixer
. Stand mixer with tilt-up head, 10-speeds, and 4
1/2
quart stainless steel bowl. Includes flat beater, dough hook, wire whip, and power hub for additional attachments. Last two characters of model number denote color.
Use:
KitchenAid Ultra Power Series 300 watt KSM90WH (Macys and Sears) and KitchenAid Classic Series 250 watt K45SSWH (Wal-Mart).

Sugar
. Five pound bag of granulated cane or beet name brand sugar. Do not price superfine, store brand, or generic.
Use:
National brand. C&H brand is an equivalent.

Tax Preparation
. Flat rate for preparing individual tax Federal 1040 (long form), Schedule A, plus State or local equivalents. (Note: Some areas only have local income taxes.) Note number of forms in comments. Assume typical itemized deductions. If only hourly rate available, obtain estimate of the time necessary to prepare forms, prorate, and report as a substitute.
Use:
H&R Block type.

Taxi Fare
. Cab fare, one way, from major airport to destination 5 miles away. Price fare for one passenger with two suitcases. In reference area, price rides from Baltimore Washington International for Maryland, Reagan National for the District of Columbia, and Dulles for Virginia.
Use:
Taxi fare.

Telephone Service
. Monthly cost for unmeasured touchtone service. Exclude options such as call waiting, call forwarding or fees for equipment rental. Itemize taxes and fees and add to price. Also try to obtain a bill from a local resident for comparison purposes.
Use:
Local provider.

Television 27” flat-screen
. Flat-screen, 27 inch, stereo, color, with remote. Note: Model numbers may vary slightly by dealer.
Use:
Sony Trinitron WEGA (KV-27FS100) and RCA 27F530T and Sanyo DS-27930 (Wal-Mart).

Tennis Balls
. One can, 3 pressurized tennis balls designed for recreational play. Do not price premium type balls.
Use:
Wilson Championship.

Tire Regular (Chrysler)
. One tire, size P205/65R15 service description 92T, “original equipment” quality, black sidewall for the 2001 Chrysler Sebring sedan. Do not inclu

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Source: Frix Law Library, https://www.frixlaw.com/law-library/documents/fr%3AE8-28833. Public record. Not legal advice.