# Termination of Survivor Annuity Entitlement Based on Remarriage Before Age 55

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URL: https://www.frixlaw.com/law-library/documents/fr%3A94-19811

## Record

- **Collection:** Federal Register
- **Document type:** Uncategorized Document
- **Published:** August 15, 1994

## Text

SUMMARY: The Office of Personnel Management (OPM) is proposing
regulations concerning survivor annuity entitlement under the Civil
Service Retirement System and Federal Employees Retirement System. The
regulations would facilitate qualification for a current spouse
survivor annuity in certain cases involving a former spouse's
remarriage to a retiree. The regulations would also limit the scope of
the current regulations prohibiting reinstatement of a former spouse
survivor annuity after an annulment. The regulations are necessary to
implement the basic purpose of the statute.

DATES: Comments must be received on or before October 14, 1994.

ADDRESSES: Send comments to Reginald M. Jones, Jr., Assistant Director
for Retirement Policy Development; Retirement and Insurance Group;
Office of Personnel Management; P.O. Box 57; Washington, DC 20044; or
deliver to OPM, Room 4351, 1900 E Street, NW., Washington, DC.

FOR FURTHER INFORMATION CONTACT:
Harold L. Siegelman, (202) 606-0299.

SUPPLEMENTARY INFORMATION: Under sections 8341(h)(3)(B) and 8445(c)(2)
of title 5, United States Code, a former spouse's survivor annuity
entitlement terminates if the former spouse remarries before age 55. In
a recent case, a retiree's former spouse was eligible for a survivor
annuity, but she remarried the retiree before she reached age 55. They
remarried to make sure the former spouse would get a survivor annuity.
The retiree died 1 month after the remarriage without notifying OPM and
the survivor reduction in the retiree's annuity continued until his
death. The retiree, assuming the remarriage would assure his wife's
future, died without having filed a written election to provide a
survivor annuity for her. (See 5 U.S.C. 8339(j)(5)(B) and
8419(b)(2)(C). In our adjudication of this case, we decided to construe
the statute so that the widow's pre-age 55 remarriage to the retiree
under these circumstances does not disqualify her. To interpret the law
to prevent her from receiving a survivor annuity would produce an
unconscionable result that Congress never intended. Accordingly, we
decided to issue regulations to adopt a more reasonable approach to
this situation. Under these regulations, when a retiree remarries a
former spouse who would be entitled, if not for the remarriage, to a
former spouse survivor annuity based on the retiree's service, and the
retiree takes no action to terminate the annuity reduction, we will
deem the retiree to have elected to continue the reduction to provide a
current spouse annuity under section 8339(j)(5)(B)(iii) or section
8419(b)(2)(C) of title 5, United States Code. We will deem the election
to have occurred whether the former spouse's entitlement was based on
the retiree's election or on a court order. Of course, an election
would not be deemed if the retiree, in writing, asks OPM to stop the
reduction either before or after the remarriage.
Also, with respect to remarriages of former spouses, the proposed
regulations would clarify the scope of the current regulations
concerning reinstatement of a former spouse survivor annuity
entitlement after an annulment. Our current regulations provide that a
former spouse's entitlement will not be reinstated even if it ended due
to a remarriage that is later determined to be invalid and is annulled.
This rule is based on the State's courts' treatment of remarriage for
alimony purposes. Generally, the courts will not allow alimony to be
reinstated when the remarriage is annulled because the payer of the
alimony is allowed to rely on the act of remarriage (regardless of
validity) to plan for the future without the alimony obligation.
However, our alimony analogy is not appropriate when the former
spouse's entitlement is not related to any reduction in the retiree's
annuity. Section 4(b)(1)(B) and 4(b)(4) of the Civil Service Retirement
Spouse Equity Act of 1984, as amended, provide survivor annuity
benefits to former spouses who meet certain criteria, without requiring
a reduction in a retiree's benefit. Accordingly, we are proposing to
change section 831.644(d) of Title 5, Code of Federal Regulations, to
allow reinstatement of entitlements based on section 4(b)(1)(B) and
4(b)(4) of the Civil Service Retirement Spouse Equity Act of 1984, as
amended, if the remarriage before age 55 is later found to be invalid
from its inception. We would not reinstate the former spouse's
entitlement following an annulment in any situation in which a
reduction in the employee annuity is required to provide the former
spouse survivor annuity.

Regulatory Flexibility Act

I certify that this regulation will not have a significant economic
impact on a substantial number of small entities because the regulation
will only affect Federal agencies and retirement payments to retired
Government employees, spouses, and former spouses.

List of Subjects in 5 CFR Parts 831 and 842

Administrative practice and procedure, Air traffic controllers,
Claims, Disability benefits, Firefighters, Government employees, Income
taxes, Intergovernmental relations, Law enforcement officers, Pensions,
Reporting and recordkeeping requirements, Retirement.

U.S. Office of Personnel Management.
Lorraine A. Green,
Deputy Director.

Accordingly, OPM proposes to amend 5 CFR parts 831 and 842, as
follows:

PART 831--RETIREMENT

1. The authority citation for part 831 continues to read in part as
follows:

Authority: 5 U.S.C. 8347 * * *

Subpart F--Survivor Annuities

2. In section 831.644, paragraph (d) is revised to read as follows:

Sec. 831.644 Remarriage.

* * * * *
(d)(1) If present or future entitlement to a former spouse annuity
is terminated because of remarriage before age 55, the entitlement will
not be reinstated upon termination of the remarriage by death or
divorce.
(2) If present or future entitlement to a former spouse annuity is
terminated because of remarriage before age 55, the entitlement will
not be reinstated upon annulment of the remarriage unless--
(i) The decree of annulment states that the marriage is without
legal effect retroactively from the marriage's inception; and
(ii) The former spouse's entitlement is based on section 4(b)(1)(B)
or section 4(b)(4) of Pub. L. 98-615.
(3) If a retiree who is receiving a reduced annuity to provide a
former spouse annuity and who has remarried that former spouse (before
the former spouse attained age 55) dies, the retiree will be deemed to
have elected to continue the reduction to provide a current spouse
annuity unless the retiree requests (or has requested) in writing that
OPM terminate the reduction.

PART 842--FEDERAL EMPLOYEES RETIREMENT SYSTEM--BASIC ANNUITY

3. The authority citation for part 842 continues to read as
follows:

Authority: 5 U.S.C. 8461(g); Sec. Sec. 842.104 and 842.106 also
issued under 5 U.S.C. 8461(n); Sec. 842.105 also issued under 5
U.S.C. 8402(c)(1) and 7701(b)(2); Sec. 842.106 also issued under
section 7202(m)(2) of the Omnibus Budget Reconciliation Act of 1990,
Pub. L. 101-508 and 5 U.S.C. 8402(c)(1); Sec. Sec. 842.604 and
842.611 also issued under 5 U.S.C. 8417; Sec. 842.607 also issued
under 5 U.S.C. 8416 and 8417; Sec. 842.614 also issued under 5
U.S.C. 8419; Sec. 842.615 also issued under 5 U.S.C. 8418;
Sec. 842.703 also issued under section 7001(a)(4) of the Omnibus
Budget Reconciliation Act of 1990, Pub. L. 101-508; Sec. 842.707
also issued under section 6001 of the Omnibus Budget Reconciliation
Act of 1987, Pub. L. 100-203; Sec. 842.708 also issued under section
4005 of the Omnibus Budget Reconciliation Act of 1989, Pub. L. 101-
239 and section 7001 of the Omnibus Budget Reconciliation Act of
1990, Pub. L. 101-508; subpart H also issued under 5 U.S.C. 1104.

Subpart F--Survivor Elections

4. In section 842.612, paragraph (h) is added to read as follows:

Sec. 842.612 Post-retirement election of a fully reduced annuity or
one-half reduced annuity to provide a current spouse annuity.

* * * * *
(h) If a retiree who is receiving a reduced annuity to provide a
former spouse annuity and who has remarried that former spouse (before
the former spouse attained age 55) dies, the retiree will be deemed to
have elected to continue the reduction to provide a current spouse
annuity unless the retiree requests (or has requested) in writing that
OMP terminate the reduction.

[FR Doc. 94-19811 Filed 8-12-94; 8:45 am]
BILLING CODE 8625-01-M

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Source: Frix Law Library, https://www.frixlaw.com/law-library/documents/fr%3A94-19811. Public record. Not legal advice.
