# 2002 Nonforeign Area Cost-of-Living Allowance Survey Report: Caribbean and Washington, DC, Areas

> Briefs, arguments, decisions, and more.

URL: https://www.frixlaw.com/law-library/documents/fr%3A04-2226

## Record

- **Collection:** Federal Register
- **Document type:** Notice
- **Published:** February 9, 2004
- **Citation:** 69 FR 6023

## Text

OFFICE OF PERSONNEL MANAGEMENT
2002 Nonforeign Area Cost-of-Living Allowance Survey Report: Caribbean and Washington, DC, Areas

AGENCY:

Office of Personnel Management.

ACTION:

Notice.

SUMMARY:

This notice publishes the “2002 Nonforeign Area Cost-of-Living Allowance Survey Report: Caribbean and Washington, DC, Areas.” The Federal Government uses the results of these surveys to set cost-of-living allowance (COLA) rates for General Schedule, U.S. Postal Service, and certain other Federal employees in Alaska, Hawaii, Guam and the Commonwealth of the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands. This report contains the results of the COLA surveys that the Office of Personnel Management conducted in Puerto Rico, the U.S. Virgin Islands, and the Washington, DC, area during the summer of 2002.

DATES:

Comments on this report must be received on or before June 8, 2004.

ADDRESSES:

Send or deliver comments to Donald J. Winstead, Deputy Associate Director for Pay and Performance Policy, Strategic Human Resources Policy Division, Office of Personnel Management, Room 7H31, 1900 E Street NW., Washington, DC 20415-8200; fax: (202) 606-4264; or e-mail:
COLA@opm.gov.

FOR FURTHER INFORMATION CONTACT:

Donald L. Paquin, (202) 606-2838; fax: (202) 606-4264; or e-mail:
COLA@opm.gov.

SUPPLEMENTARY INFORMATION:

Section 591.229 of title 5, Code of Federal Regulations, requires the Office of Personnel Management (OPM) to publish nonforeign area cost-of-living allowance (COLA) survey summary reports in the
Federal Register
. We are publishing the complete “2002 Nonforeign Area Cost-of-Living Allowance Survey Report: Caribbean and Washington, DC, Areas” with this notice. This report contains the results of the COLA surveys OPM conducted in Puerto Rico, the U.S. Virgin Islands, and the Washington, DC, area during the summer of 2002.

OPM published final regulations on May 3, 2002, (at 67 FR 22339) that significantly modified the previous COLA survey methodology consistent with the settlement agreement in
Caraballo, et al.
v.
United States,
No. 1997-0027 (D.V.I.), August 17, 2000.
Caraballo
was a class-action lawsuit in which the plaintiffs contested the methodology OPM used to determine COLA rates. In the
Caraballo
settlement, the parties agreed that if the Government adopted and maintained certain changes in the COLA program, the plaintiffs would be forever barred from bringing suit over these issues. Exhibit A of the settlement agreement lists 26 “Safe Harbor Principles” that outline the changes to which the parties agreed. (The settlement agreement is available on OPM's Web site at
http://www.opm.gov/oca/cola.
)

The 2002 COLA surveys in Puerto Rico, the U.S. Virgin Islands, and the Washington, DC, area are the first that OPM conducted using the new methodology. The survey report that follows describes the methodology, calculations, and the results of these surveys.

Survey Results

Using an index scale with the Washington, DC, area living costs equal to 100, OPM computed index values of relative living costs in Puerto Rico and the U.S. Virgin Islands. Then, pursuant to the
Caraballo
settlement, OPM added an adjustment factor of 7.0 to the Puerto Rico index and 9.0 to the Virgin Islands index and rounded the results to the nearest whole percentage point. The results show that the existing COLA rates for Puerto Rico and the U.S. Virgin Islands (11.5 percent and 22.5 percent respectively) are above the levels indicated by the 2002 survey. However, pursuant to the
Caraballo
settlement, OPM will not reduce COLA rates in any nonforeign area until the effective date implementing the results of the Pacific surveys that are planned for 2004. OPM anticipates that the effective date of that final rule will be in mid-2005. At that time, OPM will reduce any COLA rates where reductions are warranted but not by more than 1 percent per year, as prescribed in 5 CFR 591.228(c).

Office of Personnel Management.

Kay Coles James,
Director.

2002 Nonforeign Area Cost-of-Living Allowance Survey Report: Caribbean and Washington, DC, Areas

Table of Contents

Executive Summary

1. Introduction

1.1 Report Objectives

1.2 New COLA Methodology

1.3 Significant Methodological Changes

2. Preparing for the Survey

2.1 COLA Advisory Committees

2.2 Pre-Survey Meetings

2.3 Survey Item Selection

2.3.1 Special Considerations

2.4 Outlet Selection

2.5 Geographic Coverage

3. Conducting the Survey

3.1 Pricing Period

3.2 Non-Housing Price Data Collection

3.2.1 Data Collection Teams

3.2.2 Data Collection Process

3.3 Housing (Rental) Price Data Collection

4. Analyzing the Results

4.1 Data Review

4.2 Special Price Computations

4.2.1 K-12 Private Education

4.2.2 Health Insurance

4.2.3 Water Utilities

4.2.4 Energy Utilities Model

4.2.5 Rental Data Hedonic Models

4.3 Averaging Prices by Item and Area

4.3.1 Special St. Thomas/St. John Computations

4.3.2 Computing DC Area Average Prices

4.4 Computing Price Indexes

4.4.1 Geometric Means

4.4.2 Special Private Education Computations

4.5 Applying Consumer Expenditure Weights

5. Final Results

6. Post Survey Meetings

List of Appendices

Appendix 1: Publication in the
Federal Register
of Prior Survey Results: 1990-1998

Appendix 2: Estimated DC Area Middle Income Annual Consumer Expenditures

Appendix 3: COLA Survey Items and Descriptions

Appendix 4: COLA Rental Survey Data Collection Elements

Appendix 5: Hedonic Rental Data Equations and Results

Appendix 6: Final Living-Cost Results for Puerto Rico

Appendix 7: Final Living-Cost Results for the U.S. Virgin Islands

Executive Summary

The Government pays cost-of-living allowances (COLAs) to Federal employees in nonforeign areas in consideration of living costs significantly higher than those in the Washington, DC, area. The Office of Personnel Management (OPM) conducts living-cost surveys to set the COLA rates. The methodology for conducting these surveys is prescribed in regulation at subpart B of part 591 of title 5 of the Code of Federal Regulations.

This report provides the results of the COLA surveys that OPM conducted in the summer of 2002 in Puerto Rico, the U.S. Virgin Islands, and the Washington, DC, area. The report details OPM's comparison of living costs in Puerto Rico and the U.S. Virgin Islands with living costs in the Washington, DC, area.

For the surveys, OPM contacted about 900 outlets and collected approximately 5,100 prices on more than 300 items representing typical consumer purchases. OPM then combined the data

using consumer expenditure information developed by the Bureau of Labor Statistics. The final results are a series of living-cost indexes, shown in Table 1, that compare living costs in the surveyed areas to those in the Washington, DC, area. The index for the DC area (not shown) is 100.00 because it is, by law, the reference area. The indexes for Puerto Rico and the U.S. Virgin Islands shown in Table 1 include the adjustment factor prescribed at 5 CFR 591.227.

Table 1.—Final Living-Cost Comparison Indexes

Allowance area
Index

Puerto Rico
103.60

U.S. Virgin Islands
121.44

1. Introduction

1.1 Report Objectives

This report provides the results of the 2002 (
i.e.
, “Caribbean”) nonforeign area cost-of-living allowance (COLA) surveys that OPM conducted in the summer of 2002. (Appendix 1 lists previous survey reports and their publication dates.) In addition to providing these results, this report describes how OPM prepared for and conducted the survey and how it analyzed the results. The results show comparative living-cost differences between the Caribbean areas,
i.e.
, Puerto Rico and U.S. Virgin Islands (USVI), and the Washington, DC, area. By law, Washington, DC, is the base or “reference” area for the COLA program.

1.2 New COLA Methodology

The Caribbean surveys are the first that OPM conducted using the new methodology that OPM adopted pursuant to the stipulation of settlement in
Caraballo, et al.
v.
United States
, No. 1997-0027 (D.V.I), August 17, 2000.
Caraballo
was a class-action lawsuit in which the plaintiffs contested the methodology OPM used to determine COLA rates. In the
Caraballo
settlement, the parties agreed that if the Government adopted and maintained certain changes in the COLA program, the plaintiffs would be barred from bringing suit over these issues. The complete stipulation for settlement is on OPM's Web site at
http://www.opm.gov/oca/cola/ html/cola-settlement.htm
.

Before the settlement, the parties entered into a memorandum of understanding under which they engaged in a cooperative process to study living-cost and compensation issues. The research was exhaustive and covered essentially all aspects of the COLA program. A summary of that research is available on OPM's Web site at
http://www.opm.gov/oca/COLA/html/cola-n.htm.

Exhibit A of the
Caraballo
settlement agreement lists 26 “Safe Harbor Principles” that outline the changes to which the parties agreed. These principles formed the basis for a new COLA methodology, which OPM incorporated into its regulations. In developing these regulations, OPM consulted with the Survey Implementation Committee, which was established under the
Caraballo
settlement and is composed of representatives of the parties in
Caraballo
. The Survey Implementation Committee in turn consulted with the Technical Advisory Committee, which was also established under the
Caraballo
settlement and is composed of three economists with expertise in living-cost comparisons. OPM published the new COLA regulations in the
Federal Register
as proposed on November 9, 2001 (66 FR 56741) and as final on May 3, 2002 (67 FR 22339).

1.3 Significant Methodological Changes

In the proposed rule, OPM described in detail the regulatory changes that it made to incorporate the new methodology. Among these are the following:

—OPM conducts the surveys in the COLA areas on a rotational basis once every 3 years and in the Washington, DC, area, which is the reference area, every year. Beginning after the first 3 survey years, OPM adjusts the price index for each area not surveyed during a given year based on the relative change in the Consumer Price Index (CPI) for the COLA area compared with the relative change in the CPI for the Washington, DC, area. Under the previous methodology, OPM surveyed every COLA area and the DC area annually (except during the period of negotiation of the
Caraballo
settlement agreement).

—OPM surveys rents and detailed characteristics of rental units in each area to compute relative shelter costs. OPM uses these data and regression analyses to estimate the cost of shelter for both owners and renters. Under the previous methodology, OPM surveyed rental prices and obtained data on home owner mortgage and maintenance costs.

—OPM surveys sale prices of specified items (with certain exceptions) in effect at the time of the survey. Under the previous methodology, OPM surveyed only non-sale prices.

—OPM uses a utility model to compute the energy requirements and cost to maintain the internal temperature of a standard home at a given temperature in each area. Under the previous methodology, OPM used local usage information provided by local utility companies.

—OPM uses estimated expenditure weights that reflect Washington, DC, area average spending patterns of households in central income groups as reported in tabulated Consumer Expenditure Survey (CES) data, published by the Bureau of Labor Statistics. Under the previous methodology, OPM estimated expenditures at three different income levels and weighted these together using Federal employment weights.

—OPM adds an adjustment factor to the index derived from the survey data to account for differences in need, availability of and access to goods and services, and quality of life between the COLA areas and the Washington, DC, area. The survey index plus the adjustment factor is the final price index for the COLA area. Under the previous methodology, OPM did not add adjustment factors to the living-cost index.

—OPM sets COLA rates by rounding the final living-cost index to the nearest whole percentage point. If COLA rate reductions are warranted, however, OPM limits such reductions to no more than one percentage point per year. Under the previous methodology, OPM set COLA rates to the nearest 2.5 percentage point, and reductions in COLA rates were limited only if caused by changes in the methodology, not relative changes in living costs.

—OPM involves employees in administering the COLA program. Before each survey, OPM establishes COLA Advisory Committees (CACs), which are described below.

2. Preparing for the Survey

2.1 COLA Advisory Committees

Before the Caribbean surveys, OPM established CACs in St. Croix, USVI, St. Thomas/St. John, USVI, and Puerto Rico. The
Caraballo
settlement provides for employee involvement in the administration of the COLA program, and in the previous two surveys under the COLA Partnership Pilot Project, OPM found it valuable to involve employee and agency representatives in planning and conducting the survey and reviewing the survey results.

Each CAC is composed of approximately 12 agency and employee representatives from the survey area and two representatives from OPM. The CACs' functions include:

—Advising and assisting OPM in planning COLA surveys;

—Providing or arranging for data collection observers during COLA surveys;

—Advising and assisting OPM in reviewing survey data;

—Advising OPM on its COLA program administration, including survey methodology;

—Assisting OPM in disseminating information to affected employees about the surveys and the COLA program; and

—Advising OPM on special situations or conditions, such as hurricanes and earthquakes, as they relate to OPM's authority to conduct interim surveys or implement some other change in response to conditions caused by a natural disaster or similar emergency.

2.2 Pre-Survey Meetings

To help OPM prepare for the COLA surveys, the CACs held 3-day meetings in each of the Caribbean areas. These were joint meetings of the CAC, Survey Implementation Committee (SIC), and Technical Advisory Committee (TAC). The CACs, SIC, and TAC reviewed the preliminary outlet and item lists that OPM had developed for the surveys. The committee members researched the outlets and availability and appropriateness of the items in each area and made recommendations to OPM concerning the survey. OPM incorporated these in its survey design.

OPM found the work of the CACs, SIC, and TAC in the Caribbean to be extremely helpful and informative. The SIC and TAC's knowledge about the
Caraballo
settlement, the new methodology, and the economic concepts underlying that methodology combined with the CACs' knowledge of the local area, the popularity of items and outlets, and other information about the COLA area were invaluable in helping OPM plan the survey. These joint CAC, SIC, and TAC meetings were particularly important because, under the Caraballo settlement, the SIC and TAC dissolve after the first 3 years of COLA surveys.

2.3 Survey Item Selection

As described above, OPM consulted with the CACs, SIC, and TAC as it selected survey items. OPM identified items to reflect a wide array of items consumers typically purchase. To determine what consumers purchase, OPM used the Bureau of Labor Statistics (BLS) 2000 Consumer Expenditure Survey (CES). OPM aggregated CES expenditures into the following nine major expenditure groups (MEGs):

—Food

—Shelter & Utilities

—Household furnishings and supplies

—Apparel

—Transportation

—Medical

—Recreation

—Education and Communication

—Miscellaneous

OPM further subdivided each MEG into primary expenditure groups (PEGs). In all, there were 45 PEGs. For example, OPM subdivided Food into the following nine PEGs:

—Cereals and Bakery Products

—Meats, Poultry, Fish, and Eggs

—Dairy Products

—Fresh Fruits and Vegetables

—Processed Foods

—Other Food at Home

—Nonalcoholic Beverages

—Food Away from Home

—Alcoholic Beverages

To select survey items, OPM chose a sufficient number of items to represent each PEG and reduce overall price index variability. To do this, OPM applied the following guidelines. Each survey item should be:

—Relatively important (
i.e.
, represent a fairly large expenditure) within the PEG;

—Relatively easy to find in both COLA and DC areas;

—Relatively common,
i.e.
, what people typically buy;

—Relatively stable over time,
e.g.
, not a fad item; and

—Subject to similar supply and demand functions.

In all, OPM selected 312 non-housing items for survey. Appendix 2 shows how OPM organized the CES data into MEGs and PEGs, identifies the Detailed Expenditure Categories (DECs) for which OPM chose survey items, and shows estimated DC area middle income annual consumer expenditures for each DEC and higher level of aggregations.

Appendix 3 lists the non-housing items that OPM surveyed and their descriptions. Each of these items is specifically described with an exact brand, model, type, and size whenever practical. Thus, OPM priced exactly the same items in both the COLA and DC areas. For example, OPM priced a 10.5-ounce can of Campbell's vegetable soup in both the COLA and DC areas because it is typical of canned soups and consumers commonly purchase it.

2.3.1 Special Considerations

Automobile Insurance:
OPM was not able to compare exactly the same level of automobile insurance coverage in all areas. State and local jurisdictions regulate car insurance, and the coverage offered varies among the COLA areas and the Washington, DC, area. Therefore, OPM surveyed different levels of automobile insurance coverage in Puerto Rico as compared with the USVI. OPM, however, surveyed both levels of coverage, to the extent possible, in the Washington, DC, area. When OPM made the price comparisons, OPM based the comparison on comparable levels of coverage in the COLA survey area and in the DC area. Table 2 shows the coverage that OPM surveyed.

Table 2.—Automobile Insurance Coverage

Coverage
Puerto Rico and DC area limits and deductibles
USIV and DC area limits and deductibles

Bodily Injury
$100,000/$300,000
$25,000/$30,000.

Property Damage
$25,000
$25,000.

Medical
$15,000
$5,000.

Uninsured Motorist *
$100,000/$300,000
$25,000/$30,000.

Comprehensive
$100 Deductible
$250 Deductible.

Collision
$250 Deductible
$500 Deductible.

* Not available in Puerto Rico or the Virgin Islands. OPM excluded the Uninsured Motorist cost from Washington, DC, area policies before computing the price index.

Health Insurance:
It was not practical to compare the prices of exactly the same quality and quantity of health benefits insurance between the COLA and Washington, DC, areas because the same array of plans are not offered in

each area and a significant proportion of Federal employees in both the COLA and DC areas subscribe to plans that are not available nationwide. To compare the employee health benefit premium of these often highly different plans, OPM would have to adjust for differences in benefits and coverage. Research that the parties conducted prior to the
Caraballo
settlement indicated that this would not be feasible.

Therefore, OPM used the non-Postal Service employee's share of the Federal Employees Health Benefits premiums by plan for each plan offered in each area and obtained from OPM's Central Personnel Data File the number of Federal employees enrolled in each plan. As described in Section 4.2.2 below, OPM used these data to compute the average “price” of health benefits insurance for Federal employees in the COLA and DC areas.

Housing:
For housing items, OPM surveyed rental rates for specific kinds or classes of housing but collected a much broader range of information about each housing unit. OPM surveyed the following classes of housing:

—Four bedroom, single family unit, not to exceed 3200 square feet.

—Three bedroom, single family unit, not to exceed 2600 square feet.

—Two bedroom, single family unit, not to exceed 2200 square feet.

—Three bedroom apartment unit, not to exceed 2000 square feet.

—Two bedroom apartment unit, not to exceed 1800 square feet.

—One bedroom apartment unit, not to exceed 1400 square feet.

For each rental unit surveyed, OPM obtained detailed information about the unit. Appendix 4 lists the types of information that OPM collected. OPM did not collect homeowner data, such as mortgage payments, maintenance expenses, or insurance. Under the
Caraballo
settlement, the parties agreed to adopt a rental equivalence approach similar to the one BLS uses for the Consumer Price Index. Rental equivalence compares the shelter value (rental value) of owned homes rather than total owner costs because the latter are influenced by the investment value of the home (
i.e.
, influenced by what homeowners hope to realize as a profit when they sell their homes). As a rule, living-cost surveys do not compare how consumers invest their money.

In the 2002 survey, OPM surveyed rents and used that as a surrogate for rental equivalence. In the coming year, OPM plans to conduct a special research to obtain additional rent and rental equivalence information to determine whether the approach OPM is currently using is appropriate.

Although OPM surveyed rental rates for the same classes of housing in each area, the type, style, size, quality, and other characteristics of each unit varied within each area and between the COLA and DC areas. As described in Section 4.2.5, OPM used hedonic regression analyses to hold these characteristics constant between the COLA and Washington, DC, area to make rental price comparisons.

2.4 Outlet Selection

Just as it is important to select commonly-purchased items and survey the same items in both the DC area and COLA areas, it is important to select outlets frequented by consumers and find comparable outlets in both the COLA and DC areas. To identify comparable outlets, OPM categorized outlets by type (
e.g.
, grocery store, convenience store, discount store, hardware store, auto dealer, and catalog outlet). For example, OPM surveyed grocery items at supermarkets in all areas because most people purchase their groceries at such stores and because supermarkets exist in nearly all areas. Selecting comparable outlets is particularly important because of the significant price variations that may occur between dissimilar outlets (
e.g.
, comparing the price of milk at a supermarket with the price of milk at a convenience store).

OPM used the above classification criteria and existing data sources, including previous COLA surveys, phone books, and various business listings, to develop initial outlet lists for the survey. OPM provided these lists to the CACs, SIC, and TAC and consulted with them on outlet selection. The committees helped OPM refine the outlet lists and identify other/additional outlets where local consumers generally purchase the items that OPM planned to survey. For example, OPM planned to survey various department store items, such as clothing, but there are no major department stores in the USVI. The St. Croix and St. Thomas/St. John CACs helped OPM identify quality clothing, shoe, and jewelry stores in the USVI to survey. OPM surveyed these outlets and compared their prices with prices from similar quality department stores in the Washington, DC, area. Also, at the CACs' recommendation, OPM used catalog pricing in both Puerto Rico and the USVI, particularly in the USVI because catalog shopping is relatively more popular there.

Whenever OPM used catalog prices, it also priced the same item by catalog in the DC area for comparative purposes. To ensure consistent catalog pricing, OPM used only current catalogs for all catalog survey items. OPM priced 8 items by catalog in Puerto Rico and in the DC area and priced 16 items by catalog in the USVI and the DC area. All catalog prices included any charges for shipping and handling and all applicable taxes.

In all, OPM surveyed prices from approximately 900 outlets. In the COLA survey areas, described below, OPM attempted to survey three popular outlets of each type, to the extent practical. For some outlet types, such as local phone service, there were not three outlets, and in some areas, particularly in the USVI, there were not a sufficient number of businesses to find three outlets of each particular type. This was not generally a problem in Puerto Rico, however. In the Washington, DC, area, OPM attempted to survey nine popular outlets of each type, three in each of the DC survey areas, also described below.

2.5 Geographic Coverage

Table 3 shows the COLA and DC survey area boundaries.

Table 3.—Survey and Data Collection Areas

COLA areas and reference areas
Survey area

Puerto Rico
San Juan/Caguas area and eastern Puerto Rico.*

U.S. Virgin Islands
St. Croix, St. Thomas/St. John area.*

Washington, DC—DC
District of Columbia.**

Washington, DC—MD
Montgomery County and Prince Georges County.**

Washington, DC—VA
Arlington County, Fairfax County, Prince William County, City of Alexandria, City of Fairfax, City of Falls Church, City of Manassas, and City of Manassas Park.**

* OPM collects housing data in St. John and eastern Puerto Rico. OPM may also collect non-housing data from selected outlets in St. John and combine such data with St. Thomas data as provided in § 591.216(b).

** For selected items, such as golf and air travel, these survey areas include additional geographic locations beyond these jurisdictions.

On St. Croix and St. Thomas, OPM surveyed businesses in essentially all of the major commercial areas. As recommended by the St. Thomas/St. John CAC, OPM also surveyed selected businesses on St. John. OPM surveyed rental rates throughout the USVI, selecting sample sizes for each island roughly in proportion to the number of General Schedule employees whose duty station is on the island and who receive COLA.

In Puerto Rico, OPM surveyed businesses in the major commercial areas in the greater San Juan-Caguas area. OPM surveyed rental rates in the San Juan-Caguas area and in the communities north and east of San Juan including communities in the Roosevelt Roads area. In selecting these communities and sample sizes of each, OPM used the results of the 1993-94 Federal Employee Housing and Living Patterns Survey. Among other things, that survey obtained information on where Federal employees lived.

OPM divides the Washington, DC, area into three survey areas: the District of Columbia, the DC suburban areas of Maryland, and the DC suburban areas of northern Virginia. For certain items, OPM surveys prices in areas beyond the counties and cities shown in the table above. For example, OPM surveyed the cost of air travel from Ronald Reagan Washington National Airport, Washington Dulles International Airport, and Baltimore/Washington International Airport (BWI). OPM also surveyed the price of a 5-mile taxi ride originating at these airports. Both Dulles and BWI, however, are outside the counties and cities shown in the above table. Nevertheless, these airports are commonly used by residents of the DC area for air travel.

OPM surveyed rental rates in the same three DC survey areas. As with the Puerto Rico survey, OPM used the results of the 1993-94 Federal Employee Housing and Living Patterns Survey to select communities within these areas and to determine the sample size for each community.

3. Conducting the Survey

3.1 Pricing Period

OPM collected data from late June 2002 through early November. OPM collected non-housing price data onsite in the USVI from June 24 through July 12, 2002, and in Puerto Rico from July 15 through August 2, 2002. OPM collected non-housing data in the DC areas beginning August 5 and completed most of the collection by mid-September 2002. OPM continued to check and collect non-housing prices on an as-needed basis through November 2002. OPM contracted for the collection of rental data. That data collection began in the Caribbean areas in mid-July and ended with the delivery of the data to OPM on November 8, 2002.

3.2 Non-Housing Price Data Collection

3.2.1 Data Collection Teams

In both the COLA and Washington, DC, areas, OPM central office staff collected non-housing price data. In the COLA areas, data collection observers designated by the local CAC accompanied the OPM data collectors. Data collection observers were extremely helpful to OPM and the survey process by advising and assisting the data collectors in contacting outlets, matching items, and selecting substitutes. The observers also advised OPM on other living-cost and compensation issues relating to their areas. OPM did not use data collection observers in the Washington, DC, area, but OPM made available to the CACs all of the DC area data it collected.

3.2.2 Data Collection Process

The data collector/observer teams obtained most of the data by visiting stores, auto dealers, and other outlets. The teams also priced items, such as insurance, tax preparation fees, bank interest, and private education tuition, by telephone. As noted above, OPM surveyed some items via catalog, including all shipping costs and any applicable taxes in the price. OPM also collected other items, such as sales tax rates and airline fares, from Web sites on the Internet.

For all items subject to sales and/or excise taxes, OPM added the appropriate amount of tax to the price for computing COLA rates. For some items, such as restaurant meals, tax rates varied by location.

The data collectors collected the price of the item at the time of the visit to the outlet. Therefore, with certain exceptions, the data collectors collected the sale price, if the item was on sale, and that was used in the COLA calculations. The exceptions include coupon prices, going-out-of-business prices, clearance prices, and area-wide distress sales, which OPM does not use because they are atypical and/or seasonal. OPM also does not collect automobile “sale” or negotiated prices. Instead, OPM obtains the sticker (
i.e.
non-negotiated) price for the model and specified options. The prices are the manufacturer's suggested retail price (including options), destination charges, additional shipping charges, appropriate dealer-added items or options, dealer mark-up, and taxes, including sales tax, licensing and title fees, road use tax, and an excise tax (“arbitrio”) in Puerto Rico.

3.3 Housing (Rental) Price Data Collection

OPM contracted for the collection of rental data. The contractor was Delta-21 Resources, Incorporated, a research organization with expertise in housing and rental data collection. Delta-21 collected data throughout the Caribbean and DC areas. These data included rental prices, comprehensive information about the size and type of dwelling, number and types of rooms, amenities, and other important aspects of the dwelling that might influence the rental price. Appendix 4 lists the data elements that the contractor collected.

The contractor identified units for rent from various sources, including rental property managers, realtor brokers, listing services, newspaper ads, grocery store bulletin boards, and casual drive-by observation. The contractor then visited each rental unit, took a photograph of the unit, and made a sketch of the floor plan based on exterior dimensions and shape. OPM made these data available to the CACs, including the photographs and sketches.

4. Analyzing the Results

4.1 Data Review

During and after the data collection process, the data collectors reviewed the data for errors and omissions. This involved reviewing the data item-by-item and comparing prices across outlets within an area to spot data entry errors, mismatches, and other mistakes.

After all of the data had been collected in both the COLA areas and Washington, DC, area, OPM staff again reviewed the data by item across all of the areas. One purpose was to spot errors not previously detected, but the principle reasons were to look at equivalent brands and substitute items.

An equivalent brand is one that has the same size, quality, and price as another brand for the same type of item. Despite the pre-survey research, OPM discovered after the survey that some of the brands thought to be equivalent were often priced differently within the same outlet across areas. For example, prior to the survey, OPM specified Post Raisin Bran and Kellogg's Raisin Bran as equivalent brands. During the post-

survey data review, however, OPM found that within the same outlet the regular price of one brand was usually higher than the price of the other brand. Therefore, OPM concluded that the cereals were not equivalent in price; and during the post-survey review, OPM decided to use only the Post Raisin Bran prices.

A substitute is an item that is similar but does not exactly match the item description of the specified survey item. For example, OPM specified an Egg McMuffin Value Meal as an item to survey as a Fast Food Breakfast. The data collectors in Puerto Rico, however, discovered that McDonald's in the San Juan area do not sell Egg McMuffins. So, the data collectors priced a Ham, Egg, and Cheese Bagel Value meal as a substitute. OPM then priced both types of breakfast value meals in the DC area and used the Egg McMuffin Value Meal prices for the USVI and DC area comparison and the Bagel Value Meal prices for the Puerto Rico/DC area comparison.

4.2 Special Price Computations

After OPM completed its data review, it was essentially ready to begin the price averaging process described in section 4.3. First, however, OPM had to make special price computations for five survey items: K-12 private education, Federal Employees Health Benefits premiums, energy utility prices, and rental prices. For each of these, OPM used special processes to calculate appropriate values for each survey area.

4.2.1 K-12 Private Education

One of the items OPM surveyed is the average annual tuition for private education, grades K-12 in each area. Generally, tuition rates varied by grade level, so OPM computed an overall average tuition “price” for each school surveyed by averaging the tuition rates grade-by-grade. Section 4.4.2 below describes the additional special adjustments OPM applied to these “prices” in the price comparison process.

4.2.2 Health Insurance

As noted in Section 2.3.1, OPM surveyed the non-Postal employee's premium for the various Federal Employees Health Benefit plans offered in each survey area. Using enrollment information from OPM's Central Personnel Data File (CPDF), OPM computed two weighted average premium costs—one for self-only coverage and another for family coverage—for Federal white-collar employees in each of the COLA areas and the Washington, DC, area. As shown in Table 4, OPM then computed an overall weighted average premium for each survey area by applying the number of white-collar Federal employees nationwide enrolled in self-only and family plans. OPM used these overall weighted average premiums as “prices” in the price averaging process described in section 4.3 below.

Table 4.—2002 Average FEHB Premiums for Full-Time Permanent Employees—Employees' Share for Non-Postal Employees

Location

Self
premium

Family
premium

Bi-weekly
weighted
average
premium

Annual
weighted
average
premium

Puerto Rico
$23.47
$49.94
$39.85
$1,039.66

USVI
$43.77
$92.72
$74.05
$1,931.91

DC Area
$37.12
$84.96
$66.72
$1,740.68

50 States Enrollment
571,014
926,439

Percent
38.13
61.87

4.2.3 Water Utilities

OPM surveyed water utility rates in each of the COLA and Washington, DC, survey areas. In the USVI, where rainwater cisterns are widely used, OPM obtained water utility rates only for customers who are on municipal water systems. To compute the “price” of water utilities, OPM assumed that the average monthly water consumption in each area was 7,600 gallons. This is consistent with the consumption amount OPM used in the previous COLA survey. OPM used this quantity along with the rates charged to compute the average monthly water utility cost by survey area. OPM used these average monthly costs as “prices” in the price averaging process described in section 4.3 below.

4.2.4 Energy Utilities Model

For energy utilities (
i.e.
, electricity, gas and oil), OPM collected from local utility companies and suppliers in each of the COLA and DC survey areas the price of various energy utilities used for lighting, cooking, heating, cooling, and other household needs. In previous surveys, OPM also obtained average local household energy consumption and used this information along with the prices surveyed to compute annual utility costs. A shortcoming of this approach was that usage varies among areas depending on several variables including climate, type of home construction, and type of heating and/or cooling technology (
e.g.
, central air conditioning versus window-unit air conditioning). Therefore, in the
Caraballo
settlement, the parties agreed to a new methodology for computing utility costs.

The new methodology uses a heating and cooling engineering model along with local home construction information and climatic data from the National Oceanic and Atmospheric Administration (NOAA) to determine how many kilowatt hours of electricity, cubic feet of gas, and/or gallons of fuel oil are needed to maintain a home at a constant ambient temperature in each area. Although some homes use additional heating and cooling technologies, such as wood, coal, kerosene, and solar energy, OPM did not price or include these in the calculations because, based on the results of the 1992-93 Federal Employee Housing and Living Patterns Survey, relatively few Federal employees use these as primary sources of energy in their homes.

For Puerto Rico and the USVI, OPM surveyed the price of electricity for heating, cooling, and other household energy utility needs because the Employee Survey indicated that was by far the most popular energy source. For the Washington, DC area, OPM surveyed the prices of electricity, natural gas, and fuel oil to compute home energy costs for all electric homes, gas heated homes, and fuel oil heated homes. OPM then used the results of the Federal Employee survey to compute a weighted average cost for each of the DC areas based on the relative usage of each type of heating energy source.

Table 5 shows the energy usage and utility costs by month for the Caribbean and DC areas. The energy usage for both Puerto Rico and the USVI is the same because the model assumed that home construction is comparable in both areas and assumed that the weather is the same because NOAA publishes Caribbean data only for Puerto Rico. Therefore, the model used these data for the USVI. The table shows for comparison purposes only the energy usage by month for an all-electric home in the DC area, although as noted above, the model actually computed utility costs for all electric, gas and electric, and oil and electric homes. OPM used the weighted annual costs shown in the bottom row of the table as “prices” in the price averaging process described in section 4.3.

Table 5.—2002 Energy Utility Costs

Month
Caribbean areas
KWH

Puerto
Rico

USVI
Washington, DC, area
KWH *

All
electric

Gas and
electric

Oil and
electric

January
2318
$241.33
$366.10
3326
$238.29
$157.51
$171.41

February
2225
233.47
351.75
2688
194.20
122.49
142.59

March
2649
265.21
417.18
1812
133.66
95.64
108.20

April
2746
289.11
432.15
966
75.12
69.50
73.73

May
2980
345.82
468.26
1170
89.27
86.43
88.96

June
3086
346.27
484.62
1377
132.09
114.38
131.25

July
3197
354.48
501.75
1648
159.52
140.46
158.27

August
3226
335.89
506.23
1566
151.22
132.74
150.08

September
2938
315.63
461.78
1246
118.83
100.22
118.30

October
2921
321.60
459.16
975
88.21
69.82
86.41

November
2546
277.45
401.29
1797
132.62
95.63
107.63

December
2348
263.74
370.58
2797
210.21
140.22
153.37

Totals
33180
$3,590.00
$5,220.85
21368
$1,723.25
$1,325.04
$1,490.20

Relative Usage (in percent)

100
100

45
45
10

Wtd. Average

$3,590
$5,220.85

$1,520.75

* DC area all electric usage. Shown only for comparison with Caribbean usage. OPM used DC area all electric KWH usage only for all electric homes. OPM used lower KWH usages for gas and oil homes.

4.2.5 Rental Data Hedonic Models

As discussed in Section 3.3, OPM hired a contractor to collect rental data, including rents and data about the characteristics of each rental unit. OPM hired another contractor, the Center of International and Interarea Comparisons (CIIC), to analyze the housing data and estimate relative rental rates and rental indexes. CIIC is well-known for its work in international price comparisons, and one of its co-directors of research is a member of the TAC. CIIC consulted closely with the TAC and the SIC in analyzing the rental survey results.

As prescribed by OPM regulations and the
Caraballo
settlement, CIIC used hedonic regression analysis, which is a type of multiple linear regression analysis, to compare rents in the COLA areas with rents in the DC area. Multiple linear regression is used to determine how the dependent variable (in this case rent) is influenced by the independent variables (in this case the characteristics of the rental unit). CIIC found that only some of the housing characteristics that Delta-21 collected were statistically meaningful in determining what influenced rent in the Puerto Rico, USVI, and DC areas. CIIC tested various approaches using different characteristics and shared the results with the TAC. The TAC recommended one specific equation, which OPM adopted. This equation used the independent variables listed below, although some of the variables were “crossed” (
i.e.
, used interactively) with other variables:

Number of square feet

Number of bedrooms

Number of bathrooms

Number of years since built or extensively remodeled

Parking provided (yes/no)

Pets Allowed (yes/no)

Furnished (yes/no)

External condition (good, average, poor)

Quality of Neighborhood (desirable, less desirable)

Unit Type 1 (a: high rise apartment, b: garden or in-home apartment, c: house)

Unit Type 2 (a: high rise, garden, or in-home apartment, b: house)

Area (St. Croix, St. Thomas/St. John, Puerto Rico, Washington, DC, area)

As is common in this type of analysis and as was done in the research leading to the
Caraballo
settlement, CIIC used semi-logarithmic regressions. The regression produces parameter estimates for each independent variable, including Area. When the regression uses the Washington, DC, area as the base, the regression produces parameter estimates for each of the COLA survey areas: St. Croix, St. Thomas/St. John, and Puerto Rico. The exponent of the Area parameter estimate (
i.e.
, when the estimate is converted from natural logarithms) multiplied by 100 (following the convention used to express indexes) yields the Area's rent index. This index reflects the difference in rents for the COLA survey area relative to the Washington, DC, area, while (in effect) holding other significant housing characteristics constant.

The TAC recommended a technical adjustment to the above calculations to correct for a slight bias caused by the use of logarithms. The exponent of the average of the logarithms of a series of numbers is always less than the average of the numbers. Therefore, at the TAC's recommendation, OPM added one-half of the standard deviation of the Area parameter estimate before converting from natural logarithms. (See Arthur Goldberger, “Best Linear Unbiased Prediction in the Generalized Linear Regression Model,”
Journal of the American Statistical Association
, 1962.) Table 6 shows the resulting rental indexes. OPM used these indexes as “prices” in the price averaging process described in section 4.3.

Table 6.—Rent Indexes

Area

Rent
index

Puerto Rico
65.52

St. Croix, USVI
67.50

St. Thomas/St. John, USVI
84.22

Washington, DC, Area
* 100.00

* By definition, the index of the base area is always 100.00.

Appendix 5 shows the regression equation in SAS code and the regression results. (SAS is a proprietary statistical analysis computer software package.) The TAC recommended that OPM review the issue of which equation to use and how to choose among equations as additional rental data become available during the Alaska and Pacific COLA surveys. OPM plans to do this.

4.3 Averaging Prices by Item and Area

After OPM collected, reviewed, and made special adjustments as required to the data, OPM averaged the prices for each item by COLA survey area. For example, OPM priced canned soup at three different grocery stores on St. Croix, then averaged these prices to compute a single average price for canned soup on St. Croix. If the OPM data collectors reported more than one price for a particular item within the same outlet (
e.g.
, for equivalent items as described in Section 4.1 above), OPM used the lowest price by item by outlet to compute the average. (The concept is that if the item and brands are equivalent, consumers will choose the one with the lowest price.) OPM repeated this averaging process item-by-item and area-by-area.

4.3.1 Special St. Thomas/St. John Computations

For St. Thomas and St. John, OPM applied an additional step. As noted in Section 2.5 above, the St. Thomas/St. John CAC recommended that OPM survey and use non-housing price data from selected outlets on St. John. OPM did this and computed average prices by item on St. John. OPM then combined these St. John average prices with St. Thomas average prices on an item-by-item basis to compute a St. Thomas/St. John weighted average price for each item found in both areas. For weights, OPM used the number of General Schedule (GS) employees with duty stations on St. John and with duty stations on St. Thomas expressed as a percentage of the GS employment on St. Thomas and St. John combined. Table 7 shows the weights.

Table 7.—St. Thomas and St. John Employment Weights

Area
GS Employment

Weight
(percent)

St. Thomas, USIV
224
79.7

St. John, USVI
57
20.3

Total
281
100.00

4.3.2 Computing DC Area Average Prices

For Washington, DC, area prices, OPM first averaged prices within each of the three DC survey areas described in Section 2.5. Then OPM computed a simple average of the three DC area survey averages to derive a single DC area average price for each survey item.

4.4 Computing Price Indexes

Next, OPM computed a price index for each of the items found in both the COLA survey area and in the Washington, DC, area. To do this, OPM divided the COLA survey area average price by the DC area average price and (following the convention used to express indexes) multiplied this by 100. For the vast majority of survey items, OPM's next step was to apply consumer expenditure weights. For a few items, however, OPM first applied special processes as described below.

4.4.1 Geometric Means

As described in Section 2.3, OPM selected survey items to represent selected detailed expenditure categories (DEC). Generally, OPM surveyed only one item per DEC, but in a few cases, OPM surveyed multiple items at a single DEC. In these cases, OPM computed the geometric mean of the price indexes to derive a single price index for the DEC. (A geometric mean is the
n
th root of the product of
n
different numbers and is often used in price index computations.) For example, OPM surveyed two prescription drugs—Amoxicillin and Prilosec. These two different prescription drugs represent a single DEC called “prescription drugs.” To derive a single price index for the DEC, OPM computed the geometric mean of the price index for amoxicillin and the price index for Prilosec.

4.4.2 Special Private Education Computations

As noted in Section 4.2.1, OPM surveyed K-12 private education in the COLA and DC areas and computed an average tuition “price” that reflected all grade levels. Because not everyone sends children to private school, OPM made an additional special adjustment for K-12 education by applying “use factors.” These use factors reflect the relative extent to which Federal employees make use of private education in the COLA and DC areas. For example, Table 8 below shows a use factor of 4.1066 for Puerto Rico. OPM computed this by dividing 54.33 percent (the percentage of Puerto Rico Federal employees with at least one child in a private school) by 13.23 percent (the percent of DC area Federal employees with at least one child in a private school). OPM obtained the percentages from the results of the 1992/93 Federal Employee Housing and Living Patterns Survey. This is the most current comprehensive data available. The table below shows the use factors and the adjusted price indexes for each COLA survey area.

Table 8.—Summary of Private Education Use Factors and Indexes

COLA survey area

Employees w/children
in private schools

Local area
DC area
Use factor
Price index

Prince index
w/use factor

Puerto Rico
54.33
13.23
4.1066
52.68
216.35

St. Croix
57.27
13.23
4.3288
62.14
268.97

St. Thomas
51.90
13.23
3.9229
48.05
188.50

4.5 Applying Consumer Expenditure Weights

Next, OPM applied consumer expenditure weights to aggregate price indexes by expenditure group. As noted in Section 2.3, OPM used the results of the BLS Consumer Expenditure Survey to estimate the amounts that middle income level consumers in the DC area spend on various items. By using expenditure weights, OPM was able to combine the price indexes according to their relative importance. For example, shelter is the most important expenditure in terms of the COLA survey and represents about 28 percent of total consumer expenditures. On the other hand, the purchase of newspapers at newsstands represents less that a
1/10
th of 1 percent of total expenditures.

Beginning at the lowest level of expenditure aggregation (
e.g.
, sub-PEG), OPM computed the relative importance in percent of each survey item within the level of aggregation, multiplied the price index times its expenditure percentage, and summed the cross products for all of the items within the level of aggregation to compute a weighted price index for that level. OPM repeated this process at each higher level of aggregation (
e.g.
, PEG and MEG). Appendices 6 and 7 show these calculations for each COLA survey area at the PEG and MEG level.

The above process resulted in an overall price index for Puerto Rico (shown in Appendix 6) but not for the U.S. Virgin Islands, which has two separate COLA survey areas. To compute an overall price index for the U.S. Virgin Islands, OPM computed weights based on the number of GS employees stationed on St. Croix versus St. Thomas/St. John. OPM then multiplied each of the MEG indexes for St. Croix and St. Thomas/St. John by their respective GS employment weights and summed the cross products to produce an overall price index for the U.S. Virgin Islands. (See Appendix 7.) Table 9 shows the weights OPM used.

Table 9.—St. Croix, and St. Thomas/St. John Employment Weights

Area

GS
Employment

Weight
(percent)

St. Croix, US VI
221
48.3

St. Thomas/St. John, USVI
281
51.7

Total
502
100.00

5. Final Results

To compute the overall living-cost index, OPM added to the price index a non-price adjustment factor. The parties in
Caraballo
negotiated these factors to reflect differences in living costs that might not be captured by the surveys, and OPM adopted these factors in regulation as part of the new methodology. The factors for Puerto Rico and the U.S. Virgin Islands are seven and nine index points respectively. The resulting living-cost indexes are shown in Table 10.

Table 10.—Final Living-Cost Comparison Indexes

Allowance area
Index

Puerto Rico
103.60

U.S. Virgin Islands
121.44

6. Post Survey Meetings

In December 2002, the CACs, SIC, and TAC held 1-day joint meetings in each of the Caribbean survey areas to review the survey results. OPM provided the committee members with various reports showing all the data that OPM collected, examples of how OPM reviewed these data, the data that OPM used in its analyses, and the results at the PEG and MEG level, as shown in Appendix 6. Members of the TAC explained how the rental data were analyzed and how OPM used expenditure weights to combine price indexes to reflect overall living costs. OPM described changes that it planned to incorporate in its regulations as a result of what it learned in the 2002 surveys. (See OPM's proposed rulemaking under 5 CFR part 591 published concurrent with this notice.)

In the St. Thomas/St. John CAC, SIC, and TAC meeting, OPM briefed the committees on the results of the St. John non-housing price test survey. The St. Thomas/St. John CAC recommended that OPM include St. John non-housing price data in the 2002 survey and in future COLA surveys. OPM agreed with the CAC and included this change among the other proposed COLA regulatory changes.

Appendix 1.—Publication in the Federal Register of Prior Survey Results: 1990-1998

Citation
Contents

65 FR 44103
Report on 1998 living-cost surveys conducted in Alaska, Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

63 FR 56432
Report on 1997 living-cost surveys conducted in Alaska, Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

62 FR 14190
Report on 1996 living-cost surveys conducted in Alaska, Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

61 FR 4070
Report on winter 1995 living-cost surveys conducted in Alaska.

60 FR 61332
Report on summer 1994 living-cost surveys conducted in Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

59 FR 45066
Report on winter 1994 living-cost surveys conducted in Alaska.

58 FR 45558
Report on summer 1992 and winter 1993 living-cost surveys conducted in Alaska, Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

58 FR 27316
Report on summer 1993 living-cost surveys conducted in Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

57 FR 58556
Report on summer 1991 and winter 1992 living-cost surveys conducted in Alaska, Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

56 FR 7902
Report on summer 1990 living-cost surveys conducted in Alaska, Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

Appendix 2—Estimated DC Area Middle Income Annual Consumer Expenditures
[Asterisks show Detailed Expenditure Categories (DECs) at which OPM surveyed items]

Level
Code

Category name
Expenditures

1
TOTALEXP

Total
$48,701.32

2
FOODTOTL
MEG
Food
6,407.88

3
CERBAKRY
PEG
Cereals and bakery products
477.67

4
CEREAL

Cereals and cereal products
157.97

5
010110

Flour
7.33

5
010120

Prepared flour mixes
15.88

5
010210

Ready-to-eat and cooked cereals*
89.31

5
010310

Rice*
19.07

5
010320

Pasta, cornmeal & other cereal products*
26.38

4
BAKERY

Bakery products
319.69

5
BREAD

Bread
88.26

6
020110

White bread*
39.13

6
020210

Bread, other than white
49.13

5
CRAKCOOK

Crackers and cookies
79.90

6
020510

Cookies*
55.56

6
020610

Crackers
24.34

5
020810

Frozen & refrigerated bakery products*
27.04

5
OTHBAKRY

Other bakery products
124.49

6
020310

Biscuits and rolls*
41.38

6
020410

Cakes and cupcakes*
39.84

6
020620

Bread and cracker products
4.65

6
020710

Sweetrolls, coffee cakes, doughnuts
24.13

6
020820

Pies, tarts, turnovers
14.49

3
ANIMAL
PEG
Meats, poultry, fish, and eggs
714.81

4
BEEF

Beef
192.11

5
030110

Ground beef*
71.80

5
ROAST

Roast
28.82

6
030210

Chuck roast*
10.33

6
030310

Round roast*
8.66

6
030410

Other roast
9.83

5
STEAK

Steak
78.30

6
030510

Round steak*
12.86

6
030610

Sirloin steak*
25.26

6
030710

Other steak
40.18

5
030810

Other beef
13.18

4
PORK

Pork
98.96

5
040110

Bacon*
15.17

5
040210

Pork chops*
23.31

5
HAM

Ham
22.35

6
040310

Ham, not canned*
21.13

6
040610

Canned ham*
1.23

5
040510

Sausage
13.87

5
040410

Other pork
24.25

4
OTHRMEAT

Other meats
91.73

5
050110

Frankfurters*
17.00

5
LNCHMEAT

Lunch meats (cold cuts)
61.47

6
050210

Bologna, liverwurst, salami*
20.68

6
050310

Other lunch meats
40.79

5
LAMBOTHR

Lamb, organ meats and others
13.26

6
050410

Lamb and organ meats
9.10

6
050900

Mutton, goat and game
4.16

4
POULTRY

Poultry
129.18

5
CHICKEN

Fresh and frozen chickens
102.64

6
060110

Fresh and frozen whole chicken*
28.33

6
060210

Fresh and frozen chicken parts*
74.32

5
060310

Other poultry
26.54

4
FISHSEA

Fish and seafood
175.60

5
070110

Canned fish and seafood*
25.31

5
070230

Fresh fish and shellfish*
101.05

5
070240

Frozen fish and shellfish*
49.24

4
080110

Eggs*
27.24

3
DAIRY
PEG
Dairy products
316.36

4
MILKCRM

Fresh milk and cream
105.55

5
090110

Fresh milk, all types*
96.70

5
090210

Cream
8.85

4
OTHDAIRY

Other dairy products
210.81

5
100110

Butter
17.39

5
100210

Cheese*
108.29

5
100410

Ice cream and related products*
60.12

5
100510

Miscellaneous dairy products
25.01

3
FRUITVEG
PEG
Fruits and vegetables
356.11

4
FRSHFRUT

Fresh fruits
186.75

5
110110

Apples*
33.23

5
110210

Bananas*
37.03

5
110310

Oranges*
21.81

5
110510

Citrus fruits, excluding oranges
16.87

5
110410

Other fresh fruits
77.80

4
FRESHVEG

Fresh vegetables
169.35

5
120110

Potatoes*
30.09

5
120210

Lettuce*
22.63

5
120310

Tomatoes*
33.65

5
120410

Other fresh vegetables
82.98

3
PROCFOOD
PEG
Processed Foods
748.33

4
PROCFRUT

Processed fruits
127.16

5
FRZNFRUT

Frozen fruits and fruit juices
14.55

6
130110

Frozen orange juice*
6.32

6
130121

Frozen fruits
3.75

6
130122

Frozen fruit juices
4.48

5
130310

Canned fruits*
17.90

5
130320

Dried fruit
5.68

5
130211

Fresh fruit juice
24.72

5
130212

Canned and bottled fruit juice*
64.32

4
PROCVEG

Processed vegetables
113.36

5
140110

Frozen vegetables*
35.60

5
CANDVEG

Canned and dried vegetables and juices
77.76

6
140210

Canned beans*
16.60

6
140220

Canned corn
9.51

6
140230

Canned miscellaneous vegetables
23.67

6
140320

Dried peas
0.36

6
140330

Dried beans
3.64

6
140340

Dried miscellaneous vegetables
9.69

6
140310

Dried processed vegetables
0.68

6
140410

Frozen vegetable juices
0.45

6
140420

Fresh and canned vegetable juices
13.16

4
MISCFOOD

Miscellaneous foods
507.81

5
FRZNPREP

Frozen prepared foods
87.37

6
180210

Frozen meals*
26.12

6
180220

Other frozen prepared foods
61.25

5
180110

Canned and packaged soups*
34.37

5
SNACKS

Potato chips, nuts, and other snacks
95.21

6
180310

Potato chips and other snacks*
76.37

6
180320

Nuts
18.83

5
CONDMNTS

Condiments and seasonings
86.66

6
180410

Salt, spices, other seasonings*
20.88

6
180420

Olives, pickles, relishes
9.46

6
180510

Sauces and gravies*
39.77

6
180520

Baking needs & misc. products
16.55

5
OTHRPREP

Other canned & pkgd prepared foods
144.39

6
180611

Prepared salads
18.08

6
180612

Prepared desserts*
9.58

6
180620

Baby food*
38.38

6
180710

Miscellaneous prepared foods
78.20

6
180720

Vitamin supplements
0.15

5
190904

Food prepared by consumer on trips
59.81

3
OTHRFOOD
PEG
Other food at home
202.69

4
SWEETS

Sugar and other sweets
126.14

5
150110

Candy and chewing gum*
85.89

5
150211

Sugar*
17.15

5
150212

Artificial sweeteners
2.84

5
150310

Jams, preserves, other sweets*
20.25

4
FATSOILS

Fats and oils
76.55

5
160110

Margarine*
10.13

5
160211

Fats and oils*
20.82

5
160212

Salad dressings*
26.16

5
160310

Nondairy cream and imitation milk
9.00

5
160320

Peanut butter
10.44

3
NALCBEVG

Nonalcoholic beverages
239.71

4
170110

Cola*
86.72

4
170210

Other carbonated drinks
47.55

4
COFFEE

Coffee
37.70

5
170310

Roasted coffee*
25.07

5
170410

Instant and freeze dried coffee
12.63

4
170510

Noncarbonated fruit flavored drinks*
18.80

4
170520

Tea
14.47

4
200112

Nonalcoholic beer
0.37

4
170530

Other nonalcoholic beverages and ice*
34.10

3
FOODAWAY
PEG
Food away from home
2,885.84

4
RESTRANT

Meals at restaurants, carry-outs and other
2,459.35

5
LUNCH

Lunch
938.18

6
190111

Lunch at fast food, take-out, etc.*
515.26

6
190112

Lunch at full service restaurants*
284.21

6
190113

Lunch at vending machines & vendors
9.97

6
190114

Lunch at employer and school cafeterias
128.73

5
DINNER

Dinner
947.59

6
190211

Dinner at fast food, take-out, etc.*
311.43

6
190212

Dinner at full service restaurants*
629.98

6
190213

Dinner at vending machines & vendors
1.76

6
190214

Dinner at employer and school cafeterias
4.43

5
SNKNABEV

Snacks and nonalcoholic beverages
344.59

6
190311

Snacks, etc. at fast food, take-out, etc.*
229.29

6
190312

Snacks, etc. at full service restaurants
26.13

6
190313

Snacks, etc. at vending machines, etc
70.07

6
190314

Snacks, etc. at non-public cafeterias
19.10

5
BRKFBRUN

Breakfast and brunch
228.99

6
190321

Breakfast at fast food, take-out, etc.*
110.28

6
190322

Breakfast at full service restaurants*
110.80

6
190323

Breakfast at vending machines, etc.
1.71

6
190324

Breakfast at non-public cafeterias
6.20

4
NONRESME

Non Restaurant Meals
426.48

5
190901

Board (including at school)
21.15

5
190902

Catered affairs
49.65

5
190903

Food on out-of-town trips
251.16

5
790430

School lunches
79.99

5
800700

Meals as pay
24.54

3
ALCBEVG
PEG
Alcoholic beverages
466.36

4
ALCHOME

At home
269.33

5
200111

Beer and ale*
151.40

5
200210

Whiskey
20.56

5
200310

Wine*
72.76

5
200410

Other alcoholic beverages
24.61

4
ALCAWAY

Away from home
197.04

5
BEERNALE

Beer and ale
97.03

6
200511

Beer & ale at fast food, take-out, etc.
19.20

6
200512

Beer & ale at full service restaurants*
65.30

6
200513

Beer & ale at vend. machines & vendors
1.09

6
200516

Beer & ale at catered affairs
11.44

5
WINE

Wine
24.93

6
200521

Wine at fast food, take-out, delivery, etc.
2.06

6
200522

Wine at full service restaurants*
21.66

6
200526

Wine at catered affairs
1.21

5
OTHALCBV

Other alcoholic beverages
75.07

6
200531

Other alcohol at fast food, take-out, etc.
4.90

6
200532

Other alcohol at full service restaurants
31.55

6
200533

Other alcohol at vending machines, etc.
0.53

6
200536

Other alcohol at catered affairs
5.04

6
200900

Alcoholic beverages purchased on trips
33.04

2
SHEL&UTL
MEG
Shelter and Utilities
15,244.33

3
SHELTER
PEG
Shelter
13,669.60

4
RNTLEQ

Rented Equivalence*
9,870.46

4
RENTXX

Rented Dwelling*
3,060.99

4
OTHLODGE

Other Lodging
707.16

4
350110

Tenants Insurance*
30.99

3
ENERUT
PEG
Energy Utilities*
1,289.59

3
WATERX
PEG
Water and other public services*
285.14

2
HHF&SUPP
MEG
Household Furnishings and Supplies
2,952.82

3
HHOPER
PEG
Household operations
664.63

4
HHPERSRV

Personal services
319.42

5
340210

Babysitting and child care*
78.76

5
340906

Care for elderly, invalids, & handicapped
24.12

5
340910

Adult day care centers
2.78

5
670310

Day-care centers, nursery, & preschools*
213.76

4
HHOTHXPN

Other household expenses
345.21

5
340310

Housekeeping services*
74.34

5
340410

Gardening, lawn care service*
82.64

5
340420

Water softening service
5.03

5
340520

Laundry & dry clean (nonclothing)
2.28

5
340530

Coin-op laundry & dry clean (nonclothng)
6.63

5
340914

Services for termite/pest control
14.95

5
340915

Home security system service fee
31.84

5
340903

Other home services
21.34

5
330511

Termite/pest control products
0.52

5
340510

Moving, storage, freight express*
52.63

5
340620

Appliance repair, including service center
21.64

5
340630

Reupholstering, furniture repair
14.75

5
340901

Repairs/rentals of lawn & garden equip.
7.54

5
340907

Appliance rental
6.66

5
340908

Rental of office equip. for nonbus. use
1.06

5
340913

Repair of misc. equip. and furnishings
1.15

5
990900

Rental & installation of dishwashers, etc.
0.20

3
HKPGSUPP
PEG
Housekeeping supplies
517.77

4
LAUNDRY

Laundry and cleaning supplies
111.39

5
330110

Soaps and detergents*
60.63

5
330210

Other laundry cleaning products
50.75

4
HKPGOTHR

Other household products
293.49

5
330310

Toilet tissue, paper towels, napkins, etc.*
83.22

5
330510

Miscellaneous household products
123.71

5
330610

Lawn and garden supplies*
86.56

4
POSTAGE

Postage and stationery
112.90

5
330410

Stationery, stationery supplies, giftwraps*
59.15

5
340110

Postage
52.76

6
STAMP

Stamp*
51.60

6
PARPST

Parcel Post*
1.16

5
340120

Delivery services
0.98

3
TEX&RUGS
PEG
Textiles and Area Rugs
122.91

4
HHTXTILE

Household textiles
116.04

5
280110

Bathroom linens*
18.65

5
280120

Bedroom linens*
58.59

5
280130

Kitchen and dining room linens
10.38

5
280210

Curtains and draperies
13.44

5
280220

Slipcovers, decorative pillows
3.55

5
280230

Sewing mtls. for slipcovers, curtains, etc.
10.30

5
280900

Other linens
1.14

4
FLOORCOV

Floor coverings
6.87

5
RNTCARPT

Wall-to-wall carpeting (renter)
0.60

6
230134

Wall-to-wall carpet (renter)
0.49

6
320163

Wall-to-wall carpet (replacemnt) (renter)
0.11

5
320111

Floor coverings, nonpermanent *
6.27

3
FURNITUR
PEG
Furniture
513.48

4
290110

Mattress and springs *
79.17

4
290120

Other bedroom furniture
105.79

4
290210

Sofas
101.92

4
290310

Living room chairs *
59.83

4
290320

Living room tables
19.19

4
290410

Kitchen, dining room furniture *
54.91

4
290420

Infants' furniture
12.70

4
290430

Outdoor furniture
13.68

4
290440

Wall units, cabinets & other furniture
66.29

3
MAJAPPL
PEG
Major appliances
178.09

4
230116

Dishwashers, garbage disposals, etc.
15.01

4
300110

Refrigerators, freezers *
47.17

4
300210

Washing machines *
21.05

4
300220

Clothes dryers
14.08

4
300310

Cooking stoves, ovens *
26.21

4
300320

Microwave ovens
7.99

4
300330

Portable dishwasher
0.97

4
300410

Window air conditioners
6.23

4
320511

Electric floor cleaning equipment *
25.51

4
320512

Sewing machines
5.59

4
300900

Miscellaneous household appliances
8.28

3
SMAPPHWR
PEG
Small appliances, misc. housewares
102.30

4
HOUSWARE

Housewares
76.57

5
320310

Plastic dinnerware
2.17

5
320320

China and other dinnerware *
11.30

5
320330

Flatware
3.07

5
320340

Glassware
13.35

5
320350

Silver serving pieces
2.51

5
320360

Other serving pieces
1.21

5
320370

Nonelectric cookware *
21.73

5
320380

Tableware, nonelectric kitchenware
21.24

4
SMLLAPPL

Small appliances
25.73

5
320521

Small electric kitchen appliances *
19.60

5
320522

Portable heating and cooling equipment
6.13

3
MISCHHEQ
PEG
Miscellaneous household equipment
853.64

4
320120

Window coverings *
14.72

4
320130

Infants' equipment
11.50

4
320140

Laundry and cleaning equipment
16.28

4
320150

Outdoor equipment *
21.95

4
320210

Clocks
46.99

4
320220

Lamps and lighting fixtures
17.10

4
320231

Other household decorative items
324.95

4
320232

Telephones and accessories *
41.77

4
320410

Lawn and garden equipment *
77.17

4
320420

Power tools *
43.40

4
320901

Office furniture for home use *
20.40

4
320902

Hand tools *
12.12

4
320903

Indoor plants, fresh flowers *
70.25

4
320904

Closet and storage items
14.56

4
340904

Rental of furniture
4.36

4
430130

Luggage
14.38

4
690210

Telephone answering devices
3.00

4
690220

Calculators
3.22

4
690230

Business equipment for home use
3.32

4
320430

Other hardware
30.67

4
690242

Smoke alarms
1.05

4
690245

Other household appliances
15.17

4
320905

Miscellaneous household equip. & parts
45.30

2
APPAREL
MEG
Apparel and services
1,949.90

3
MENBOYS
PEG
Men and boys
364.49

4
MENS

Men, 16 and over
281.87

5
360110

Men's suits *
21.47

5
360120

Men's sportcoats, tailored jackets
7.89

5
360210

Men's coats and jackets *
33.75

5
360311

Men's underwear *
15.47

5
360312

Men's hosiery
10.08

5
360320

Men's nightwear
2.93

5
360330

Men's accessories
20.30

5
360340

Men's sweaters and vests
11.48

5
360350

Men's active sportswear
15.40

5
360410

Men's shirts *
71.11

5
360511

Men's pants *
52.02

5
360512

Men's shorts, shorts sets
13.35

5
360901

Men's uniforms
4.37

5
360902

Men's costumes
2.25

4
BOYS

Boys, 2 to 15
82.61

5
370110

Boys' coats and jackets
6.28

5
370120

Boys' sweaters
2.63

5
370130

Boys' shirts*
19.64

5
370211

Boys' underwear
5.59

5
370212

Boys' nightwear
2.42

5
370213

Boys' hosiery
3.81

5
370220

Boys' accessories
2.56

5
370311

Boys' suits, sportcoats, vests
2.62

5
370312

Boys' pants *
20.90

5
370313

Boys' shorts, shorts sets
7.86

5
370903

Boys' uniforms
2.97

5
370904

Boys' active sportswear
3.24

5
370902

Boys' costumes
2.08

3
WMNSGRLS
PEG
Women and girls
812.23

4
WOMENS

Women, 16 and over
699.16

5
380110

Women's coats and jackets *
51.84

5
380210

Women's dresses *
82.20

5
380311

Women's sportcoats, tailored jackets
6.09

5
380312

Women's vests and sweaters *
54.09

5
380313

Women's shirts, tops, blouses *
126.65

5
380320

Women's skirts
17.14

5
380331

Women's pants *
102.08

5
380332

Women's shorts, shorts sets
29.78

5
380340

Women's active sportswear
32.51

5
380410

Women's sleepwear
34.86

5
380420

Women's undergarments
40.91

5
380430

Women's hosiery
25.24

5
380510

Women's suits
37.03

5
380901

Women's accessories *
42.19

5
380902

Women's uniforms
10.70

5
380903

Women's costumes
5.84

4
GIRLS

Girls, 2 to 15
113.07

5
390110

Girls' coats and jackets
6.39

5
390120

Girls' dresses and suits *
21.31

5
390210

Girls' shirts, blouses, sweaters *
25.04

5
390221

Girls' skirts and pants *
22.27

5
390222

Girls' shorts, shorts sets
7.79

5
390230

Girls' active sportswear
7.38

5
390310

Girls' underwear and sleepwear
7.42

5
390321

Girls' hosiery
3.59

5
390322

Girls' accessories
5.57

5
390901

Girls' uniforms
3.72

5
390902

Girls' costumes
2.60

3
INFANT
PEG
Children under 2
88.68

4
410110

Infant coat, jacket, snowsuit
3.17

4
410120

Infant dresses, outerwear
23.90

4
410130

Infant underwear *
48.52

4
410140

Infant nightwear, loungewear *
4.19

4
410901

Infant accessories
8.90

3
FOOTWEAR
PEG
Footwear
340.80

4
400110

Men's footwear *
115.74

4
400210

Boys' footwear
33.69

4
400310

Women's footwear *
160.44

4
400220

Girls' footwear
30.92

3
OTHAPPRL
PEG
Other apparel products and services
343.71

4
420110

Material for making clothes
6.82

4
420120

Sewing patterns and notions
11.17

4
430110

Watches *
26.92

4
430120

Jewelry *
136.82

4
440110

Shoe repair and other shoe service
2.28

4
440120

Coin-op. apparel laundry & dry clean *
53.13

4
440130

Alteration, repair & tailoring of apparel
7.48

4
440140

Clothing rental
5.64

4
440150

Watch and jewelry repair
6.28

4
440210

Apparel laundry & dry clean not coin-op *
86.70

4
440900

Clothing storage
0.46

2
TRANS
MEG
Transportation
8,245.76

3
MOTVEHCO
PEG
Motor Vehicle Costs
4,401.84

4
VEHPURCH

Vehicle purchases (net outlay)
3,497.61

5
NEWCARS

Cars and trucks, new
1,900.46

6
450110

New cars *
1,190.89

6
450210

New trucks
709.58

5
USEDCARS

Cars and trucks, used
1,574.79

6
460110

Used cars
899.09

6
460901

Used trucks
675.70

5
OTHVEHCL

Other vehicles
22.36

6
450220

New motorcycles
10.69

6
460902

Used motorcycles
11.67

4
VEHFINCH

Vehicle finance charges
403.33

5
510110

Automobile finance charges *
212.51

5
510901

Truck finance charges
167.71

5
510902

Motorcycle and plane finance charges
1.69

5
850300

Other vehicle finance charges
21.42

4
LEASVEH

Leased vehicles
315.82

5
450310

Car lease payments
155.21

5
450313

Cash downpayment (car lease)
11.23

5
450314

Termination fee (car lease)
1.96

5
450410

Truck lease payments
134.22

5
450413

Cash downpayment (truck lease)
10.39

5
450414

Termination fee (truck lease)
2.81

4
VEHXP&LV

Other Vehicle Expenses and Licenses
185.07

5
520110

State and local registration *
104.55

5
520310

Driver's license
7.87

5
520410

Vehicle inspection*
12.05

5
PARKING

Parking fees
30.22

6
520531

Parking fees in home city, exc. residence
25.57

6
520532

Parking fees, out-of-town trips
4.66

5
520541

Tolls
9.63

5
520542

Tolls on out-of-town trips
4.13

5
520550

Towing charges
6.19

5
620113

Automobile service clubs
10.42

3
GASOIL
PEG
Gasoline and motor oil
1,314.01

4
470111

Gasoline*
1,191.85

4
470112

Diesel fuel
13.42

4
470113

Gasoline on out-of-town trips
95.76

4
470211

Motor oil
12.01

4
470212

Motor oil on out-of-town trips
0.97

3
CARP&R
PEG
Maintenance and repairs
878.76

4
CARPAR

Maintenance and Repair Parts
228.80

5
470220

Coolant, additives, brake, trans. fluids
6.11

5
480110

Tires—purchased, replaced, installed*
127.40

5
480213

Parts, equipment, and accessories*
84.17

5
480214

Vehicle audio equipment, excluding labor
2.65

5
480212

Vehicle products
8.47

4
CARREP

Maintenance and Repair Service*
649.97

5
490000

Misc. auto repair, servicing
45.18

5
490110

Body work and painting
30.46

5
490211

Clutch, transmission repair
62.11

5
490212

Drive shaft and rear-end repair
5.66

5
490221

Brake work, including adjustments
70.91

5
490231

Repair to steering or front-end
24.55

5
490232

Repair to engine cooling system
26.42

5
490311

Motor tune-up
55.13

5
490312

Lube, oil change, and oil filters
82.42

5
490313

Front-end alignment, wheel balance, etc.
13.27

5
490314

Shock absorber replacement
4.91

5
490316

Gas tank repair, replacement
7.03

5
490318

Repair tires and other repair work
39.11

5
490319

Vehicle air conditioning repair
25.24

5
490411

Exhaust system repair
18.69

5
490412

Electrical system repair
44.53

5
490413

Motor repair, replacement
87.68

5
490900

Auto repair service policy
6.67

3
500110
PEG
Vehicle insurance*
839.60

3
CARNTL
PEG
Rented vehicles
44.75

3
PUBTRANS
PEG
Public transportation
766.79

4
530110

Airline fares*
450.04

4
530901

Ship fares
104.86

4
530210

Intercity bus fares
27.89

4
530510

Intercity train fares
38.04

4
LOCTRANS

Local Transportation
145.96

5
530902

School bus
2.90

5
530311

Intracity mass transit fares
83.27

5
530312

Local trans. on out-of-town trips
17.89

5
530411

Taxi fares and limousine service on trips
10.50

5
530412

Taxi fares and limousine service*
31.40

2
MEDICAL
MEG
Medical
2,161.20

3
HEALTINS
PEG
Health insurance*
1,015.06

3
MEDSERVS
PEG
Medical services
698.31

4
560110

Physician's services*
166.71

4
560210

Dental services*
295.45

4
560310

Eyecare services
44.63

4
560400

Service by other than physician
45.77

4
560330

Lab tests, x-rays
21.17

4
570110

Hospital room*
36.78

4
570210

Hospital service other than room
42.44

4
570220

Care in convalescent or nursing home
34.69

4
570230

Other medical care services
10.68

3
DRGS&MED
PEG
Drugs and medical Supplies
447.83

4
DRUGS

Drugs
327.32

5
550210

Nonprescription drugs*
59.18

5
550410

Nonprescription vitamins
44.63

5
540000

Prescription drugs*
223.50

4
MEDSUPPL

Medical supplies
120.51

5
550110

Eyeglasses and contact lenses*
74.50

5
550340

Hearing aids
10.23

5
550310

Topicals and dressings*
26.72

5
550320

Medical equipment for general use
2.28

5
550330

Supportive & convalescent medical equip.
3.57

5
570901

Rental of medical equipment
1.31

5
570903

Rental of supportive, convalescent equip.
1.89

2
RECREATN
MEG
Recreation
3,032.20

3
FEESADM
PEG
Fees and admissions
708.94

4
610900

Recreation expenses, out-of-town trips
37.92

4
620111

Social, recreation, civic club membership*
113.43

4
620121

Fees for participant sports*
107.29

4
620122

Participant sports, out-of-town trips
45.09

4
620211

Movie, theater, opera, ballet*
139.56

4
620212

Movie, other admissions, out-of-town trips
67.91

4
620221

Admission to sporting events
47.02

4
620222

Admission to sports events, out-of-town
22.63

4
620310

Fees for recreational lessons*
90.17

4
620903

Other entertainment services, out-of-town
37.92

3
TVAUDIO
PEG
Television, radios, sound equipment
375.46

4
TELEVSN

Televisions
163.24

5
310110

Black and white TV
1.22

5
310120

Color TV—console
36.90

5
310130

Color TV—portable, table model*
42.90

5
310210

VCR's and video disc players*
28.60

5
310220

Video cassettes, tapes, and discs
27.98

5
310230

Video game hardware and software
22.29

5
340610

Repair of TV, radio, & sound equipment
3.20

5
340902

Rental of televisions
0.15

4
AUDIO

Radios, sound equipment
212.22

5
310311

Radios
18.25

5
310313

Tape recorders and players
3.73

5
310320

Sound components and systems*
29.63

5
310331

Miscellaneous sound equipment
0.40

5
310332

Sound equipment accessories
5.53

5
310334

Satellite dishes
4.12

5
310341

Compact disc & tape mail order clubs*
12.40

5
310342

Records, CDs, audio tapes, needles
51.07

5
340905

Rental of VCR, radio, & sound equip.
0.78

5
610130

Musical instruments and accessories
33.27

5
620904

Rental and repair of musical instruments
1.70

5
620912

Rental of video cassettes, tapes, discs*
51.34

3
PETSPLAY
PEG
Pets, toys, and playground equipment
560.22

4
PETS

Pets
359.15

5
610310

Pet food*
155.98

5
610320

Pet purchase, supplies, medicine
61.37

5
620410

Pet services
29.65

5
620420

Vet services*
112.15

4
610110

Toys, games, hobbies, and tricycles*
197.38

4
610120

Playground equipment
3.70

3
ENTEROTH
PEG
Other entertainment supplies, equipment, and services
472.20

4
UNMTRBOT

Unmotored recreational vehicles
52.15

5
600121

Boat without motor and boat trailers
15.59

5
600122

Trailer and other attachable campers
36.56

4
PWRSPVEH

Motorized recreational vehicles*
85.80

5
600141

Purchase of motorized camper
29.86

5
600142

Purchase of other vehicle
25.07

5
600132

Purchase of boat with motor
30.88

4
RNTSPVEH

Rental of recreational vehicles
3.59

5
520904

Rental noncamper trailer
0.30

5
520907

Boat and trailer rental out-of-town trips
1.01

5
620909

Rental of campers on out-of-town trips
1.58

5
620919

Rental of other vehicles on out-of-town trips
0.68

5
620922

Rental of other RV's
0.01

4
600110

Outboard motors*
5.32

4
520901

Docking and landing fees
9.53

4
RECEQUIP

Sports, recreation and exercise equipment
193.09

5
600210

Athletic gear, game tables, and equip.*
78.85

5
600310

Bicycles*
11.98

5
600410

Camping equipment
16.00

5
600420

Hunting and fishing equipment
50.58

5
600430

Winter sports equipment
4.54

5
600901

Water sports equipment
10.82

5
600902

Other sports equipment
18.12

5
620908

Rental and repair of misc. sports equip.
2.20

4
PHOTOEQ

Photographic equip., supplies and services
105.39

5
610210

Film*
23.42

5
610220

Other photographic supplies
1.15

5
620330

Film processing*
35.03

5
620905

Repair & rental of photographic equip.
0.33

5
610230

Photographic equipment
23.27

5
620320

Photographer fees
22.19

4
610901

Fireworks
2.56

4
610902

Souvenirs
1.70

4
610903

Visual goods
2.90

4
620913

Pinball, electronic video games
10.18

3
PERSPROD
PEG
Personal care products
336.66

4
640110

Hair care products*
73.16

4
640120

Nonelectric articles for the hair
6.72

4
640130

Wigs and hairpieces
1.36

4
640210

Oral hygiene products, articles
35.09

4
640220

Shaving needs
18.84

4
640310

Cosmetics, perfume, bath preparation*
155.44

4
640410

Deodorants, hygiene, misc. personal care
34.75

4
640420

Electric personal care appliances
11.31

3
PERSSERV
PEG
Personal care services
342.23

4
650310

Personal care service*
342.23

3
READING
PEG
Reading
236.49

4
590110

Newspapers
91.52

5
590111

Newspaper subscriptions*
69.14

5
590112

Newspaper, non-subscriptions*
22.38

4
590210

Magazines
50.39

5
590211

Magazine subscriptions*
33.86

5
590212

Magazines, non-subscriptions*
16.52

4
590220

Books thru book clubs
14.49

4
590230

Books not thru book clubs*
79.69

4
660310

Encyclopedia and other reference books
0.40

2
EDU&COMM
MEG
Education and Communication
1,991.01

3
EDUCATN
PEG
Education
100.84

4
670210

Elementary and high school tuition*
85.25

4
660210

School books, supplies, equipment
15.59

3
COMMICAT
PEG
Communications
1,579.20

4
PHONE

Telephone services
1,101.68

5
270101

Telephone services, exc. cell phones*
941.68

5
270102

Telephone services for cell phones*
160.01

4
690114

Computer information services*
114.65

4
270310

Community antenna or cable TV*
362.87

3
COMP&SVC
PEG
Computers and Computer Services
310.97

4
690113

Repair of computers for nonbusiness use
3.85

4
690111

Computers & hardware nonbusiness use*
279.53

4
690112

Software & accessories for nonbus. use
27.59

2
MISCMEG
MEG
Miscellaneous
6,716.22

3
TOBACCO
PEG
Tobacco products and smoking supplies
236.00

4
630110

Cigarettes*
218.42

4
630210

Other tobacco products
15.83

4
630220

Smoking accessories
1.76

3
MISC
PEG
Miscellaneous
1,015.55

4
620911

Miscellaneous fees, pari-mutuel losses
57.67

4
680110

Legal fees*
124.11

4
680140

Funeral expenses*
53.22

4
680210

Safe deposit box rental
5.19

4
680220

Checking accounts & bank service charges
27.73

4
680901

Cemetery lots, vaults, maintenance fees
18.12

4
680902

Accounting fees*
74.37

4
680903

Miscellaneous personal services
56.04

4
710110

Credit card interest and annual fees*
375.49

4
900001

Occupational expenses
133.33

4
790600

Expenses for other properties
87.52

4
880210

Interest paid, home equity line of credit
2.75

3
INSPENSN
PEG
Personal insurance and pensions
5,464.66

4
LIFEINSR

Life and other personal insurance*
660.18

4
PENSIONS

Pensions and Social Security*
4,804.48

Appendix 3 COLA Survey Items and Descriptions

Adhesive bandages.
1 box of 30 adhesive bandages. Assorted sizes. Clear or flexible ok to use. (Note: in Virginia, add tax to this item.) Use: Band Aid brand, Nexcare.

Airfare—Los Angeles.
Lowest cost round trip ticket to Los Angeles, CA, 3-week advance reservation, departing and returning midweek, including Saturday night stay. Price nonrefundable ticket. Disregard restrictions, super-saver fares, and special promotions. (In reference area, price all flights from BWI, Reagan/National, and Dulles. Price all flights via Internet on same day.) Use: Round Trip.

Airfare—Miami.
Lowest cost round trip ticket to Miami, FL, 3-week advance reservation, departing and returning midweek, including Saturday night stay. Price nonrefundable ticket. Disregard restrictions, super-saver fares, and special promotions. (In reference area, price all flights from BWI, Reagan/National, Dulles. Price all flights via Internet on same day.) Use: Round Trip.

Airfare—Seattle.
Lowest cost round trip ticket to Seattle, WA, 3-week advance reservation, departing and returning midweek. (Including Saturday night stay). Price nonrefundable ticket. Disregard restrictions, super-saver fares, and special promotions. (In reference area, price all flights from BWI, Reagan/National, Dulles. Price all flights via Internet on same day.) Use: Round Trip.

Airfare—St. Louis.
Lowest cost round trip ticket to St. Louis, MO, 3-week advance reservation, departing and returning midweek. (Including Saturday night stay). Price nonrefundable ticket. Disregard restrictions, super-saver fares, and special promotions. (In reference area, price all flights from BWI, Dulles, and Reagan/National Airport. Price all flights via Internet on same day.) Use: Round Trip.

Alternator (Ford).
Price of a 95 Amp alternator for a 1996 Ford Explorer 4.0L Fuel Injected V6 with A/C and AT to the consumer at a dealership. Use: Alternator (Ford).

Alternator (Honda).
Price of an alternator for a 1996 Honda Civic DX, 4 Door 1.7L, 4 cylinder, with A/C and AT to the consumer at a dealership. Use: Honda, Mitsubishi.

Alternator (Toyota).
Price of an 80 Amp alternator for a 1996 Toyota Camry LE, 4 Door, 2.4L, 4 cylinder, with A/C and AT to the consumer at a dealership. Use: Alternator (Toyota).

Antacid.
One large size bottle of extra or ultra strength tablets. Count varies from 72 to 96 tablets. Use: Tums EX 96 tablets, Tums Ultra 72 tablets.

Antibacterial ointment.
1 ounce tube of antibacterial ointment. (Note: in Virginia, do not add tax to this item.) Use: Neosporin.

Apples.
Price per pound, loose (not bagged). If only bagged available, report bag weight. Note quality. Use: Red Delicious, Golden Delicious.

Area Rug (Catalog).
Approximately 8′ X 11′ braided rug, flat woven, 3-ply yarn. Wool/nylon/rayon. Multi-colored accents. Include shipping and handling. Use: Area rug (A751-0449 C).

Area Rug (Furn Store).
Approximately 8′ X 11′ braided rug, flat woven, 3-ply yarn. Wool/nylon/rayon. Multi-colored accents. Use: Area Rug.

Aspirin.
50 count bottle. If no Bayer, report Bufferin or Excedrin as a substitute. Use: Bayer.

Auto Finance Rate.
Interest rate for a 4-year loan on a new car with a down payment of 20 percent. Assume the loan applicant is a current bank customer who will make payments by cash/check and not by automatic deduction from the account. Use: Interest Percentage Rate (times 100).

Auto Inspection.
Annual cost of auto safety and emissions inspection required by local government. If not required annually prorate to annual. Assume 4-year trade cycle. Use: Auto Inspection.

Baby Food.
4 oz jar strained vegetables or fruit. Use: Gerber Seconds Baby Food, Heinz Baby Food.

Babysitter.
Minimum hourly wage appropriate to area. Use: Babysitting.

Baking Dish.
8 inch square glass, clear or tinted. Exclude baking dish with cover or lid. Use: Pyrex, Anchor Hocking.

Bananas.
Price per pound If sold by bunch, report price and weight of average sized bunch. Note quality. Use: Available Brand.

Basic Funeral Services.
Basic services of Funeral Director and staff, including overhead. Price covers conducting the arrangements conference; planning the funeral; consulting with family and clergy; shelter of remains; preparing and filing of necessary notices; obtaining necessary authorizations and permits; coordinating with the cemetery, crematory or other third parties; proportionate share of basic overhead costs. Note any other services that are included in price. Use: Basic Funeral Services.

Bath Towel.
54
1/2
″×30″ wide (aprox.) 100% cotton, medium weight. Side hem is woven selvage. Bottom hem may be folded. Use: Martha Stewart Everyday #246943286, Store brand.

Beer at Home (bottles).
6 pack of bottled beer, 12 oz size. Use: Budweiser.

Beer at Home (cans).
Six-pack of 12 oz cans of Budweiser. Do not price refrigerated beer unless that is the only type available. In Puerto Rico, price 10 oz cans and report as substitutes. Use: Budweiser.

Beer Away—(CH type).
One glass of Budweiser/Miller Lite beer. Price only at Chart House type restaurants where dinner is priced. Use: Budweiser, Miller Lite.

Beer Away—(RC type).
One glass of Budweiser/Miller lite beer. Price only at Ruth's Chris type restaurants where dinner is priced. Use: Budweiser, Miller Lite.

Beer Away—Casual.
One glass of Budweiser/Miller Lite beer. Price only at casual restaurants where dinner is priced. Use: Budweiser, Miller Lite.

Bicycle 20″.
1-speed boy's bike with kickstand. Solid frame and front forks (i.e., no shock absorbers). Coaster brake in rear. Caliper brake in front. Use: Huffy Turbo Blast, Quasar, Mongoose.

Board Game.
Standard edition, Not deluxe. Use: Sorry, Scrabble, Life.

Book.
Store price (not publisher's list price unless that is the store price) for top selling paperback book. Also price via Amazon.com. Use: Kentucky Rich (Michaels), On the Street Where you Live (Clark), Dust To Dust (Hoag).

Bottled water.
One gallon (128 fl oz) spring water. Do not price sparkling or distilled water. Record brand in comments. Use: Store brand, Local brand.

Bowling.
One game of open (or non-league) 10-pin bowling on Saturday night. Exclude shoe rental. If priced by the hour, report hourly rate divided by estimated number of games per hour and note hourly rate in comments. Do not price duck-pin bowling. Use: Bowling.

Boy's Jeans.
Regular fit, size range 9-14, inexpensive jeans. Not bleached, stone-washed or designer jeans. Use: Rustler, Wrangler.

Boy's Polo Shirt.
Knit polo-type shirt with collar, solid color, size range 7-14. Prefer no embroidered emblem. Not Izod or Polo brand. Use: Local brand.

Boy's Polo Shirt (Name brand).
Name brand, knit polo shirt with collar, solid color, preferably without embroidered emblem. Size 7-14. Use: Polo, Calvin Klein.

Boy's T-Shirt.
Screen-printed t-shirt for boys ages 8 thru 10 (size 7-14). Pullover with crew neck, short sleeves and polyester/cotton blend. Do not price team logo shirts. Use: Store brand.

Bread, White.
22-24 oz loaf, sliced. Not store brand. Use: Wonder, Sunbeam, Holsum.

Breakfast full-service.
2 strips of bacon or 2 sausages, 2 eggs, toast, coffee, and juice. Check sales tax and INCLUDE in price. Use: Bacon and Eggs.

Breakfast, Fast Food (Bagel).
Ham, Egg and Cheese Bagel, hash brown and coffee. Use value meal, medium size. Check sales tax and INCLUDE in price. Use: Ham, Egg & Cheese Bagel value meal.

Breakfast, Fast Food (Egg McMuffin).
Egg McMuffin, hash brown and coffee. Use value meal, medium size. Check sales tax and

INCLUDE in price. Use: Egg McMuffin value meal.

Cable TV, Basic Service.
One month lowest level service. Report number of channels. If 12 or less, price next service level unless it includes premium (e.g., movie) channels. Do not report hook-up charges. Use: 1 month of cable TV.

Cable TV, Level 1 Service.
One month of the next level of service above lowest level. If premium (e.g., movie) channels included, please note in remarks (e.g., HBO1, Disney, Home Team Sports). Use: Level I Cable.

Camera Film.
Single roll, 35 millimeter, 24 exposure, 100 ASA (speed). If only multi-roll packs available, note number of rolls and ASA of each in comments. Use: Kodak Gold, Fuji.

Candy Bar.
One regular size, weight approx. 1.55 oz to 2.13 oz. Not king-size or multi-pack. Use: Snickers, Hershey's.

Canned Chopped Ham.
12 oz can of processed luncheon meat. Do not price turkey, light or smoked. Use: SPAM.

Canned Green Beans.
14-15 oz can of plain cut green beans. Do not price French cut style, Italian style, canned vegetable mixtures, or similar specialty variations. Use: Del Monte, Green Giant.

Canned Ham—2 pound.
2 pound canned ham. Use: DAK, Hormel Black Label.

Canned Ham—3 pound.
3 pound canned ham. Use: DAK, Hormel Black Label, Dubuque.

Canned Peaches.
15-16 oz can of sliced peaches. Do not price lite or juice pack. Use: Libby's, Del Monte.

Canned Soup.
Regular size (approx 10 oz). Not hearty, reduced fat or salt free varieties. Use: Campbell's Vegetable Soup, Campbell's Chicken Noodle Soup.

Canned Tuna.
Chunk light, packed in water (6.0 oz to 6.13 oz). Do not price fancy style or albacore. Use: Star Kist, Bumble Bee.

Cellular Phone Middle Plan.
Middle level monthly cellular phone service with a minimum of 500 anytime minutes and 3000 weekend and evening minutes per month. Use: Cingular, Sprint.

Cellular Telephone Service.
Basic monthly cellular phone service with a minimum of 250 anytime minutes and 1000 weekend and evening minutes per month. Use basic minimum offers from carriers that have similar monthly phone plans. Use: Monthly Service.

Cereal.
18 to 20 oz box of raisin bran cereal. Use: Post Raisin Bran, Kellogg's Raisin Bran.

Charcoal grill.
Charcoal grill, heavy gauge, porcelain enameled, steel lid, approx. 22.5″ in diameter. Use: Weber1touchsilver (741001).

Cheese.
10 oz package cheese. Price mild cheddar if available. Use: Kraft Cracker Barrel.

Chicken breast.
Price per pound of USDA grade boneless, skinless chicken breasts. Price store brand if available, otherwise record brand. Note: Most “fresh” (i.e., not frozen) chicken is “chilled” to almost freezing. Do not price frozen chicken. Use: Boneless, skinless breast.

Chicken, Whole.
Price per pound of USDA graded, whole fryer chicken. Price store brand if available, otherwise record brand. Note: Most “fresh” (i.e., not frozen) chicken is “chilled” to almost freezing. Do not price frozen chicken. Use: Whole fryer.

Cigarettes.
One pack filter kings soft pack. Not generic. Use: Winston, Marlboro.

Clean and Check Up.
Current patient charge for routine exam, including 2-bite wing x-rays and cleaning of teeth (light scaling and polishing). No special treatment of gums or teeth. Not initial visit. Not specialist or oral surgeon. Price for an adult. Use: Dentist check-up.

Coffee, Ground.
13 oz can. Do not price decaffeinated or special roasts. Use: Folger's, Maxwell House.

Compact Disc (Discount Store).
Current best-selling CD. Do not price double CD's. Use: Spiderman Soundtrack, C'mon, C'mon (Sheryl Crow).

Compact Disc (Music Store).
Current best-selling CD. Do not price double CD's. Use: Spiderman Soundtrack, C'mon, C'mon (Sheryl Crow).

Compact Disc Player.
5 disc rotary changer, 32-track programming, 10 key access, 8 times over sampling, and remote. IMPORTANT: Specific model numbers may vary by dealer. Use: Sony CDPCE275, JVC XLFZ158, RCA RP8075.

Computer.
Laptop computer with 14 inch screen, Intel® Pentium® III 1.2 GHZ processor, 20 GB hard drive, 128MB memory, and DVD-CDRW ROM, 56K modem, Windows XP Home operating system. Use: HP Pavilion ZT1135 Notebook PC, Compaq 1700 series, Gateway 500Seb.

Contact Lenses.
One box of disposable contact lenses, 3 pairs in the box, a pair lasts two weeks. Price of 1 box only. Use: Sequence, Medalists, Acuvue.

Cookies.
18—20 oz package. Use: Keebler Chips Deluxe, Nabisco Chips Ahoy.

Cooking oil.
48 FL oz plastic bottle. Not blends, corn oil, olive oil, or canola oil. Use: Crisco, Wesson Oil.

Cordless phone.
Cordless phone with approx. 30 channels and caller id. 900 MHz to 2.4 GHz. Use: Panasonic (KXTGA100N), Uniden (TRU246), Vtech (VT2421).

Credit Card.
Interest and Annual Fee Sum of charge card interest rate applied to the national average balance ($8,562) plus any annual fees charged by the bank. Do not use Gold or Platinum cards. Use: Total Cost.

Cremation Services.
Direct cremation. Includes removal of remains, local transportation to crematory, necessary body care and minimal services of the staff. Include crematory fee and obtain minimum container fee. Use: Cremation Services.

Day Care.
One month of day care for a 3 year old child, 5 days a week, about 10 hours per day. If monthly rate is not available, 1) obtain weekly rate, and record in the comments section 2) multiply weekly rate by 4.33 to obtain monthly rate. Price at day care center (in a Federal building is ok, but not on a military base). Try private first, then at a Federal center next. If subsidized, ask details. Use: DAY CARE.

Dental Crown.
Cost of composite on lower molar without restoration. Price for an adult. Use: Dental crown.

Dental filling.
Lower molar, two surfaces amalgam filling. Price for an adult. Use: Dental filling.

Dining table set (Catalog).
Contemporary style, rectangular table, solid hardwood, no leaf, four legs. Imported. 48×30″. Two side chairs: 18×22×37″, and two end chairs with arms: 23
1/2
×20
3/4
×37″. No or minimum pads on chairs. Include shipping and handling. Use: Manhattan Collection.

Dining table set (Furn Store).
Contemporary style, rectangular table, solid hardwood, no leaf, four legs. Imported. 48×30″. Two side chairs: 18×22×37″, and two end chairs with arms: 23
1/2
×20
3/4
×37″. No or minimum pads on chairs. Use: Manhattan Collection.

Dinner-Full Service (Chart House type).
Large steak dinner (10 to 16 oz), salad, rice or potato, no coffee. Do not include tip. Check sales tax and INCLUDE in price. Use: Large steak dinner.

Dinner-Full Service (Pancake House type).
8-12 oz steak, small side dish (e.g., rice or potato), side salad or salad bar, and coffee. Meal should not include dessert. If 8-12 oz unavailable, price closest size and note in comments. Check sales tax and INCLUDE in price. Do not include tip. Use: Steak Dinner.

Dinner-Full Service (Ruth's Chris type).
8-10 oz petite filet, salad, potato, no coffee. Check sales tax and INCLUDE in price. Do not include tip. Use: Petite filet dinner.

Dinner-Full Service (Casual).
8-12 oz steak, small side dish (e.g., rice or potato), side salad or salad bar, and coffee. Meal should not include dessert. If 8-12 oz unavailable, price closest size and note in comments. Check sales tax and INCLUDE in price. Do not include tip. Use: Steak Dinner.

Dish Set.
Corelle Abundance pattern tableware 20-piece set. Includes: 4 dinner plates, 4 luncheon plates, 4 bowls, 4 cups, and 4 saucers. Pattern is beige with a fruit and flower motif. Use: Corelle Impressions, New Corelle.

Disposable diapers.
34 count package, Stage 2 (child 12-18 pounds). Not jumbo, overnight or larger size diapers. Use: Pampers, Huggies.

Doctor Office Visit.
Typical fee when medical advice or simple treatment is needed. Not initial visit. Exclude regular physical examination, injections, medications, or lab tests. Use general practitioner not pediatrician or other specialist. Use: Doctor visit.

Drill, Cord.

1/2
″ reversible, variable speed, key-type chuck, 5.5 amp electric drill with cord. Use: Black & Decker DR500.

Drill, Cordless.
Variable speed, reversible, key-less chuck, 9.6 volt, electric drill with fast recharge. Use: Makita Model 6095DWBE, DeWalt DW926K-2.

Dry clean Man's Suit.
2-piece man's suit of typical fabric. Do not price for silk, suede or other unusual materials. Use: Dry cleaning.

DVD player.
5 disc DVD/CD player with remote, with on-screen menus. Jacks are located in the back. Use: Panasonic (DVD-CV52K).

Education, K-12 Private.
Cost of tuition. Note if books & uniforms are included. If price varies by grade, record in comments price for each grade. Note any annual, recurring fees, i.e., registration, computer, activity, etc. Avoid pricing at church-affiliated schools if possible. If not possible, note any rate differences for church members versus others. Use: Ed, K-12 Private.

Eggs (brown, large)
One dozen large, brown eggs. Record brand in comments. Use: Store brand, Local brand.

Eggs (white, large).
One dozen large eggs. Not brown eggs. Record brand in comments. Use: Local Brand, Store Brand.

Eggs (white, medium).
One dozen medium, white eggs. Do not price brown eggs. Record brand in comments. Use: Store brand, Local brand.

Electric Bill.
Price per KWH, plus any additional monthly charges. Obtain local electrical utility bill, as possible. Use: utility worksheet.

Electric Broom.
Electric broom style vacuum cleaner w/ approx. 2-6 amps, 120 volts. Electric bagless broom, dirt cup. Use: HooverTempoStikVacORQuikBroomSuprem, Bissel Easy Vac Plus 5 amp 3102-D, Eureka Boss Lite.

Embalming.
Price for embalming non-autopsied remains. Use: Embalming.

Fast food Dinner Burger.
Hamburger meal consisting of a Big Mac, Medium fries and medium soft drink. Check sales tax and INCLUDE in price. Use: Big Mac Value Meal.

Fast food Dinner Pizza.
Medium cheese pizza with salad and small soft drink. Check sales tax and INCLUDE in price. Use: Medium Cheese Pizza.

Fast food Lunch Burger.
Hamburger meal consisting of a Big Mac, Medium fries and medium soft drink. Check sales tax and INCLUDE in price. Use: Big Mac Value Meal.

Fast food Lunch Pizza.
Personal size cheese pizza or 1 slice of cheese pizza, and a small soft drink. Do NOT include salad. Check sales tax and INCLUDE in price. Use: Cheese Pizza.

FEGLI (Life Insurance).
Federal Life Insurance. Not surveyed. Constant across all areas. Use: OPM.

FEHB Insurance.
Self Only and Self and Family. OPM provides data on Federal Health Benefits Insurance premiums. Use: OPM.

FERS/CSRS Contributions.
Federal Retirement Contributions. Not surveyed. Assumed to be constant across all areas. Use: FERS/CSRS.

Filing cabinet.
2 drawer metal vertical file cabinet, approx. 24″×14″× 8″ file drawer sides may accommodate hanging files. Use: Hirsh Industries, Space Solutions, or Work.Org brand.

Film processing.
1 hour color film processing, in store. 24 exposure, 35 mm, 3×5 single print. Use: Film processing 1 hour.

Ford Explorer—2WD.
Purchase price of a 2002 Ford Explorer XLS, 2 wheel drive, 4 door, 4.0 liter, 6 cylinder, 5-speed automatic overdrive transmission. Please note the price of any special option packages. Use Worksheet. Use: Ford Explorer XLS 2 WD-AT.

Ford Explorer—4WD.
Purchase price of a 2002 Ford Explorer XLT, 4x4, 4 door, 4.0 liter, 6 cylinder, 5-speed automatic overdrive transmission. Please note the price of any special option packages. Use Worksheet. Use: Ford Explorer XLT.

Ford License, Reg, & Taxes (2WD).
Annual license, registration and personal property taxes for a Ford Explorer, 2 wheel drive Use: Ford 2WD License, Reg & Taxes.

Ford License, Reg, & Taxes (4WD).
License, registration, and periodic taxes (
e.g
., road or personal property tax, but NOT one-time taxes such as sales tax) on a 2002 Ford Explorer XLT, 4x4, 4 door, 4.0 liter, 6 cylinder, 5-speed automatic overdrive transmission. Use: FORD 4 WD MISC TAXES & REG.

Fresh Mahi-Mahi.
Price per pound of fresh mahi-mahi fillet. Do not price previously frozen (PF) or specially prepared varieties. Do not price family-pack, value-pack, super-save pack, or equivalent. Use: Mahi-Mahi fillet.

Fresh Red Snapper.
Price per pound of fresh Red Snapper. Use: Red Snapper.

Fresh Salmon.
Price per pound of fresh salmon fillet. Do not price previously frozen (PF) or specially prepared varieties. Do not price family-pack, value-pack, super-save pack, or equivalent. Use: Salmon fillet.

Fresh Shrimp.
Price per pound of fresh tiger shrimp-size 16 to 20 count per pound. Do not price previously frozen (PF) or specially prepared varieties. Do not price family-pack, value-pack, super-save pack, or equivalent. Use: Tiger Shrimp.

Frozen fish fillet.
Price of frozen ocean whitefish fillet prepared with a sauce (
e.g.
, lemon-butter, teriyaki, or Cajun sauce). Do not price breaded filets. Use: Gorton's grilled fillets, Mrs. Paul's.

Frozen orange juice.
12 fl oz orange juice concentrate (makes 48 fl oz). Do not price calcium fortified, pulp free, country style, etc. Use: Sunkist, Minute Maid.

Frozen peas.
16 oz package. Do not price peas with sauce or Green Giant Select. Use: Green Giant, Birdseye, Hanover.

Frozen TV Dinner.
One 11.5-oz (approximate) frozen dinner with vegetable and/or other condiment. Do not price Hungry Man or equivalent extra-portion sizes. Use: Swanson Turkey Dinner, Swanson Fried Chicken Dinner.

Frozen waffles.
8 to 10 waffles per package. Use: Aunt Jemima, Kellogg's, Eggo.

Fruit Drink.
64 fl oz bottle. Not powdered mixes or individual serving sized drinks. Use: Hi-C, Hawaiian Punch.

Fruit Juice.
48 oz glass or plastic bottle of juice. Do not price frozen or boxed drink or drink in significantly different size bottle. Use: Ocean Spray Cranberry Juice Cocktail, Ocean Spray Cranapple.

Gasoline.
Self-Serve Price per gallon for self-service unleaded regular gasoline. Use: Gas for cars.

Gelatin.
3 oz box gelatin dessert. Use: JELL-O, Royal.

General Admission.
Adult price for regular length, current-release (currently advertised on television) evening film. Report weekend evening price if different from weekday. Use: Movie.

Girl's dress.
Cotton blend short or long-sleeved dress appropriate for school. Exclude extra ornamentation. Size range 7-14 (for ages 8-10). Use: Store brand.

Girl's Dress (Catalog).
Girls shantung dress, braided trim, empire waist, back zip, dry clean. Include shipping and handling. Use: Shantung dress.

Girl's jeans.
Basic plain jeans for girls ages 8-10 (size 7-14). Store brand,
e.g.,
Arizona for JC Penney. Use: Store brand.

Girl's Jeans (Catalog).
Girls 5 pocket, pre-washed jeans, machine washable. Include shipping and handling. Use: 5 pocket jeans.

Girl's jeans (CK type).
Designer basic plain jeans for girls ages 8-10 (size 7-14). Use: Calvin Klein Classics.

Girl's Polo type top.
Girl's polo cotton blend, not stretchy material (that has lycra), striped or solid pattern. Sizes 7-14. Use: Store brand.

Gold Ball Earrings (Dept Store).
One pair 6mm, 14K hollow, gold ball earrings for pierced ears. If not available, but 4, 5, 7 or 8mm are available, record each separately as a substitute. Do not price gold filled. Use: Store Brand.

Gold Ball Earrings (Jewelry Store).
One pair 6mm, 14K hollow, gold ball earrings for pierced ears. If not available, but 4, 5, 7 or 8mm are available, record each separately as a substitute. Do not price gold filled. Use: store brand.

Golf.
18 holes of golf on weekend w/cart. No par 3 courses or early-bird/off-hours prices. If only 9 holes available, double price. If only daily rate available (unlimited number of holes), report the Sat/Sun rate. If at resort, price RESIDENT FEE only. Use: golf.

Ham, Cured, not canned.
Price per pound a boneless cured ham. Do not price honey glazed. Use: Store Brand.

Hamburger Buns.
8-count package of sliced enriched white hamburger buns. Do not price store brand, lite, whole wheat, or sesame seed buns. Use: Wonder, Sunbeam, Holsum.

Hammer (Graphite Fiber Handle).
Smooth head, 16 oz nail hammer, curved or straight claw, with graphite handle. Use: Stanley 51-505.

Hammer (wood handle).
16-oz curved claw, high carbon steel head, black finish, wood handle. Overall length 13
1/4
″. This is a typical homeowner's hammer. Do not price hammers with non-wooden handles or those typically used by carpenters or cabinet makers. Use: Stanley 51616, Stanley 51416.

Health club membership.
1 year regular individual membership for EXISTING MEMBER. No special offers. If no yearly rate, price month and prorate. Service must include free weights, cardiovascular equip., and aerobic classes. Note if pool, tennis, racquet ball, or other service included. Use: Health club.

Honda Civic.
Purchase price of a 2002 Honda Civic Sedan DX, 4 door, 1.7 liter, 4 cylinder, automatic transmission. Please note the price of any special option packages. Use Worksheet. Use: Honda Civic DX.

Honda License, Reg, & Taxes.
License, registration, and periodic taxes (
e.g.,
road or personal property tax, but NOT one-time taxes such as sales tax) on a 2002 Honda Civic Sedan DX, 4 door, 1.7 liter, 4 cylinder, automatic transmission. Use: HONDA MISC TAXES & REGISTRATION.

Hospital Room (Private).
Daily charge for a PRIVATE ROOM ONLY. Include food and routine care. Exclude cost of operating room, surgery, medicine, lab fees, etc. Do not price specialty rooms,
e.g.
, those in cardiac care units. Use: Private Room.

Hospital Room (Semi-Private).
Daily charge for a SEMI-PRIVATE ROOM ONLY. Include food and routine care. Exclude cost of operating room, surgery, medicine, lab fees, etc. Do not price specialty rooms,
e.g.,
those in cardiac care units, medicine, lab fees, etc. Use: Semi-Private Room.

Hot Dogs.
16 oz package, all beef, USDA graded. Do not price chicken, turkey, extra lean, or fat free frankfurters. Use: Oscar Mayer.

Housekeeping (hourly wage).
Local hourly wage for a housekeeper or janitor. Use: Local Government wage data.

Housekeeping Service (Hourly).
Hourly rate for one person to clean a private residence on a periodic basis. If hourly rate not available, price job rate, number of people, and total hours required to clean house twice a month. House has 2000 sq. ft., 3 bedrooms, living room, den, kitchen, 2 full baths. Family has 2 adults, 2 children, no pets. Use: Housekeeping Hourly.

Ice Cream (Name brand).

1/2
gallon (2 QT) vanilla flavored. Not ice milk, fat free, sugar free, or frozen yogurt. Use: Breyer's.

Ice Cream (Store brand).

1/2
gallon (2 QT) vanilla flavored. Not ice milk, fat free, sugar free, or frozen yogurt. Record brand in comments. Use: Store Brand, Local brand.

Ice Cream Cone.
Regular (one scoop) vanilla ice cream cone. Not frozen yogurt or soft-serve ice cream. Use: Ice Cream Cone.

Ice Cream Cone (gourmet).
Regular (one scoop) vanilla ice cream cone. Not frozen yogurt or soft-serve ice cream. Use: Ice Cream Cone.

Infant's Sleeper.
One-piece sleeping garment with legs, covering the body including the feet. Can be packaged or hanging. Use: Gerber, Playskool, Sesame Street, Store brand.

Insurance, Ford Min.
DC AND VI ONLY. Annual minimum premium for Ford. 35-year old married male, currently insured, no accidents/violations. Commuting 15 miles one-way/day, annual 15,000 mi. BI 25/30 PD 25, Med 5 or PIP 25, UM 25/30. Comp 250 deductible. Col 500 deductible. If this level of coverage is not available, price the policy with the closest coverage. Use: FORD INSURANCE MIN.

Insurance, Ford Reg.
DC AND PR ONLY. Annual premium for Ford. 35-year old married male, currently insured, no accidents/violations. Commuting 15 miles one-way/day, annual 15,000 mi. BI 100/300, PD 25, Med 15 or PIP 50, UM 100/300. Comp 100 deductible. Col 250 deductible. If this level of coverage is not available, price the policy with the closest coverage. Use: Ford insurance.

Insurance, Honda Min.
DC AND VI ONLY. Annual minimum premium for Honda. 35-year old married male, currently insured, no accidents/violations. Commuting 15 miles one-way/day, annual 15,000 mi. BI 25/30 PD 25, Med 5 or PIP 25, UM 25/30. Comp 250 deductible. Col 500 deductible. If this level of coverage is not available, price the policy with the closest coverage. Use: HONDA INSURANCE MIN.

Insurance, Honda Reg.
DC AND PR ONLY. Annual premium for Honda. 35-year old married male, currently insured, no accidents/violations. Commuting 15 miles one-way/day, annual 15,000 mi. BI 100/300, PD 25, Med 15 or PIP 50, UM 100/300. Comp 100 deductible. Col 250 deductible. If this level of coverage is not available, price the policy with the closest coverage. Use: Honda insurance.

Insurance, Toyota Min.
DC AND VI ONLY. Annual minimum premium for Toyota. 35-year old married male, currently insured, no accidents/violations. Commuting 15 miles one-way/day, annual 15,000 mi. BI 25/30 PD 25, Med 5 or PIP 25, UM 25/30. Comp 250 deductible. Col 500 deductible. If this level of coverage is not available, price the policy with the closest coverage. Use: Insurance, Toyota Min.

Insurance, Toyota Reg.
DC AND PR ONLY. Annual premium for Toyota. 35-year old married male, currently insured, no accidents/violations. Commuting 15 miles one-way/day, annual 15,000 mi. BI 100/300, PD 25, Med 15 or PIP 50, UM 100/300. Comp 100 deductible. Col 250 deductible. If this level of coverage is not available, price the policy with the closest coverage. Use: Toyota Insurance Reg.

Internet Service.
Monthly charge for unlimited Internet access via standard telephone modem connection. Use: Local provider, AOL, MSN.

Jelly.
18 oz jar of grape jelly. Use: Welch's.

Jet Ski.
2002 Yamaha jet ski XLT800, 120 hp, 2 cylinder, 3 seater. (If only SeaDo GTX is available, record as a substitute). Use: Yamaha (XLT800).

Ketchup.
24 oz plastic squeeze bottle. Use: Heinz.

Kitchen Range (Electric).
30 inch wide electric range. Features upswept cook top, removable coils elements, electronic clock w/timer, oven light, delay, start cook controls, storage drawer, glass front with see through window, self cleaning oven w/2 oven racks and a porcelain enamel broiler pan. Black door and black panel. Don't use white door. Use: GE Spectra (JBP24BBWH), Maytag Performa (PER5505BAH).

Kitchen Range (Gas).
30″ wide gas, self-cleaning range. Features: upswept cook-top, electronic clock with timer, oven light, large glass front with see-thru window, and a porcelain enamel broiler pan. Color: White-on-white. Use: Whirlpool SF367LEKQ.

Laptop (Compaq).
Compaq Presario 720US, 56K, 14.1″ screen, DVD, 64KB, 256MB, (Radio Shack catalog number 25-985). Use: Compaq Presario (720US).

Laptop Computer.
Processor: Intel Pentium 4; 2.0 GHz; memory: 512MD DDR SDRAM; storage: 20 GB hard drive; drives: 3.5 floppy diskette drive, 16x/10x/24x CDRW/8x DVD combo; graphics: 14.1″ XGA Monitor. Full sized keyboard and EZ Pad pointing device; operating system: Microsoft® Windows XP; software: Microsoft® Works Suite 2002. Use: Gateway Laptop.

Laundry Soap.
100 fl oz of liquid household laundry detergent. Do not price detergent with bleach or whiteners. Use: Wisk, Tide.

Lawn Care (hourly wage).
Local hourly wage for gardener/grounds keeper. Use: Local Government.

Lawn Care Service (hourly).
Hourly rate for one person to cut and edge lawn. If hourly rate not available, price job rate, number of people, and total hours required to cut and edge a
1/4
acre lawn. Do not include any other services,
e.g.,
fertilizing, raking, watering, weeding. Use: Hour of lawn care service.

Lawn trimmer.
Gas powered 31cc two-cycle engine, dual feed line, 16″-17″ wide cut. Straight or curved shaft okay. No brush blade. Bump or semi-automatic line feed. Use: Ryobi 766R or 765R, Weedeater 17″ 25cc trimmer, Homelite UT20811 (17″).

Lawnmower (push).
Gas powered 6.5 hp 20″ push (NOT self propelled), mulching lawn mover. Use: Yard Man 106C.

Lawnmower (self-propelled).
21″-22″ self-propelled, 6.5 hp gas lawnmower. Use: Toro/Lawnboy (M20013), Craftsman (37844).

LD Call Chicago.
Cost of a 10 min call using regional carrier, recd on a weekday in Chicago at 8:00 p.m. (Chicago time); direct dial. Include any Federal, State, local or excise tax that is applicable. Use: AT&T.

LD Call Los Angeles.
Cost of a 10 min call using regional carrier, recd on a weekday in LA at 8:00 p.m. (LA time); direct dial. Include any Federal, State, local or excise tax that is applicable. Use: AT&T.

LD Call New York.
Cost of a 10 min call using regional carrier, recd on a weekday in NY at 8:00 p.m. (NY time); direct dial. Include any Federal, State, local or excise tax that is applicable. Use: AT&T.

Lettuce.
Price per head of iceberg lettuce. (Note weight of an average head. Note quality.) Use: Available Brand.

Lipstick.
One tube. Use: Revlon Super Lustrous, Revlon Moondrops.

Living Room Chair (Catalog).
Flexsteel rocker/recliner. Large scale pad-over-chaise, side-handle for reclining. High arms and wide seat. Polypropylene/polyester upholstery. Include shipping and handling. Use: Action Lane.

Living Room Chair (Furniture Store).
Flexsteel rocker/recliner. Large scale pad-over-chaise, side-handle for reclining. High arms and wide seat. Polypropylene/polyester upholstery. Use: Living Room Chair.

Lunch full-service (Casual).
Cheeseburger platter with fries and small soft drink. Check sales tax and INCLUDE in price. Record burger weight in comments. Use: Cheeseburger Platter.

Lunch full-service (Pancake House type).
Cheeseburger platter with fries and small soft drink. Check sales tax and INCLUDE in price. Record burger weight in comments. Use: Cheeseburger Platter.

Lunch Meat.
8 oz pkg. Do not price all beef variety. Use: Oscar Mayer Bologna, Oscar Mayer Cotto Salami.

Magazine subscription.
1-year home delivery price of a magazine. Use: Newsweek, Time.

Magazine, Newsstand-Bookstore.
Store price (not publisher's list price unless that is the store price) for a single copy. Use: Time, Newsweek.

Man's athletic shoe (DEPT).
Soft leather upper. Full-length Phylon midsole with low-pressure Air-Sole units in heel and forefoot. Composition rubber outsole. Use: Nike Air Essential III, Nike Resolve Plus, Nike Air Jokul, Reebok Classic.

Man's athletic shoe (Shoe Store).
Soft leather upper. Full-length Phylon midsole with low-pressure Air-Sole units in heel and forefoot. Composition rubber outsole. Use: Nike Air Essential III, Nike Resolve Plus, Nike Air Jokul, Reebok Classic.

Man's Dress Shirt.
White or solid color long sleeve button cuff plain collar dress shirt. Approximately 35%cotton/65%polyester. Use: Arrow, Van Heusen.

Man's Dress Shoe (Leather DEPT).
100% leather uppers, wing tips or plain toe. Leather

sole. Use: Bostonian, Steeplegate, Clark, Rockport, Florsheim.

Man's Dress Shoe (Leather SHOE).
100% leather uppers, wing tips or plain toe. Leather sole. Use: Bostonian, Steeplegate, Clark, Rockport, Florsheim.

Man's Dress Shoe (Rubber Sole CTLG).
Men's rubber sole dress shoe, wing tip, Rockport Share. Include shipping and handling. Use: Rockport Share.

Man's Dress Shoe (Rubber Sole SHOE).
Men's rubber sole dress shoe, wing tip, Rockport Share. Use: Rockport Share.

Man's Dress Shoe (Rubber Sole) DEPT.
100% leather uppers, wing tips or plain toe. Remaining parts are man-made materials. Lightweight with rubber/EVA sole. Do not price leather sole. Use: Bostonian, Rockport.

Man's Haircut.
Typical haircut. Do not include wash. Use: Man's Haircut.

Man's Jeans.
Regular loose fit non designer jeans. Do not price bleached or stone washed. Use: Rustler, Wrangler.

Man's khaki pants.
Man's casual khakis, any color, flat front or pleated. Cotton twill. Use: Dockers flat front, Dockers pleated.

Man's Khaki Pants (Catalog).
Man's khaki pants from a catalog. Flat front or pleated, machine wash. Include shipping and handling. Use: Docker's flat front, Docker's pleated.

Man's Lightweight Jacket (Catalog).
Lightweight, breathable, cotton jacket. Front pockets, fully lined, long sleeves, made of cotton and nylon, front zipper, elastic waist. (Use regular sizes, not tall). Include shipping and handling. Use: Lightweight Jacket.

Man's Sport Watch (Discount Store).
Quartz movement, water resistant, digital watch with 2 or 3 alarms, lap counter, timer, INDIGLO night-light, leather, plastic, and/or fabric band. Use: Timex Expedition T73601, 107350.

Man's Suit-Catalog.
Double-breasted worsted wool, ventless back. Black, regular suit. Inside pocket and full acetate lining. Include shipping and handling. Use: Catalog brand.

Man's Suit-Dept Store.
Double-breasted worsted wool, ventless back. Black, regular suit. Inside pocket and full acetate lining. Use: Store brand.

Man's Undershirt.
1 package (of 3) Men's t-shirts. V-neck. White 100% cotton undershirts with short sleeves. Use: Hanes, Fruit of the Loom.

Man's watch (Dept Store).
Sweep second hand and date window. Has Eco-Drive mechanism, which charges in sunlight or indoors and maintains a 180 day power reserve. Use: Citizen ECO-drive (BM0310-54L), Citizen ECO-drive (BM8080-59M).

Man's watch (Jewelry Store).
Sweep second hand and date window. Has Eco-Drive mechanism, which charges in sunlight or indoors and maintains a 180 day power reserve. Use: Citizen ECO-drive (BM0310-54L), Citizen ECO-drive (BM8080-59M).

Man's Wed Band Non-Cmfrt-Jewelry.
Men's 14K gold 4mm plain wedding band, size 10 or less, non-comfort fit. Do not price gold-filled rings. Use: man's noncomfort fit ring.

Man's Wed Band Non-Cmft-Dept.
Men's 14K gold 4mm plain wedding band, size 10 or less, non-comfort fit. Do not price gold-filled rings. Use: Store brand.

Man's Wedding Band-Cmfrt fit-Dept.
Men's 14K solid gold, 4mm wide, plain wedding band, size 10 or less, comfort fit. Do not price gold-filled rings. Use: Store Brand.

Man's Wedding Band-Cmfrt fit-Jewel.
Men's 14K solid gold, 4mm wide, plain wedding band, size 10 or less, comfort fit. Do not price gold-filled rings. Use: store brand.

Margarine.
1 pound (4 sticks) regular margarine. Do not price reduced fat variety. Use: Parkay, Fleishman's.

Mattress and Foundation (Catalog).
Queen-size mattress and foundation. Quilted cotton/polyester blend layers. Thick layers of convoluted polyfoam. Innerspring system. Mattress thickness, 9
1/4
″, 448 coils. Wood reinforced foundation. Include shipping and handling. Use: Sealy Posture Premier Generation.

Mattress and Foundation (Furn).
Queen-size mattress and foundation. Quilted cotton/polyester blend layers. Thick layers of convoluted polyfoam. Innerspring system. Mattress thickness, 9
1/4
″, 448 coils. Wood reinforced foundation. Use: Sealy Posture Premier Generation

Mayonnaise.
32 oz jar of mayonnaise. Use: Kraft, Hellmann's.

Meat, Chuck Roast.
Price per pound of an average size USDA graded package. Do not price family-pack, value-pack, super-saver pack or equivalent. Do not price frozen roast. Use: Chuck roast with bone.

Meat, Ground Beef (90% lean).
Price per pound, fresh (not frozen or previously frozen) USDA graded lean ground beef (approximately 10 percent fat). Use average size package. Not family-pack, value-pack, super-saver pack, or equivalent. Use: Lean Ground Beef (10% fat).

Meat, Ground Beef (95% lean).
Price per pound of 95% lean. (5% fat) ground beef. Do not price choice. Use Select. Use average size package. Not family-pack, value-pack, super-saver pack, or equivalent. Use: Ground beef.

Meat, Ground Chuck or 20% Ground Beef.
Price per pound, fresh (not frozen or pre

[Text truncated at 120,000 characters. The full text is on the page linked above.]

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/documents/fr%3A04-2226. Public record. Not legal advice.