# Taylor v. State Farm Mutual Automobile Insurance

> Supreme Court of Louisiana · July 2, 1965 · 248 La. 246

URL: https://www.frixlaw.com/law-library/cases/9674413

## Case

- **Full name:** Archie G. TAYLOR v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY Et Al.
- **Court:** Supreme Court of Louisiana
- **Decided:** July 2, 1965
- **Citations:** 248 La. 246; 178 So. 2d 238; 1965 La. LEXIS 2152
- **Precedential status:** Published
- **Opinion:** Dissent by Hawthorne
- **Judges:** Hamlin, Hamiter, Hawthorne, McCaleb, Fournet
- **Cited by:** 81 later opinions in the Frix Law Library

## Citator (automated)

- No negative treatment found by the automated citator. That is not the same as a confirmation that the case is good law; read the citing cases.
- Full citator and citing cases: https://www.frixlaw.com/law-library/cases/9674413

## How later opinions describe it (automated extraction)

- stating that an un-emancipated minor is a legal resident of his father’s home, despite the lack of his physical presence in his father’s home
- holding that while an unemanci-pated minor was absent from his parent’s home, that absence could only be considered temporary

## Opinion text

HAWTHORNE, Justice
(dissenting).
Under the undisputed facts of this case Daniel Taylor is not an insured within the clear and unambiguous provisions of the policy issued to his father, Garnie Taylor, a resident of Camden, Arkansas.
The pertinent provisions of the policy read:
“* * * * the unqualified word 'insured’ includes (1) the named in *267 sured, and also includes (2) his relatives * * *.
“ ‘Relative’ means a relative of the named insured who is a resident of the same household.”
The facts disclose that Daniel Taylor left his father’s home in Camden, Arkansas, to get a job and earn his own living, and at the time of the accident he was working with and for his uncle, Archie Taylor, in whose home he lived at Pineville, Louisiana; and it was his intention to remain with his uncle for an indefinite period.
Under these facts Daniel was not a resident of the “household” of the named insured, Garnie Taylor. The word “household” has a definite and unambiguous meaning, as follows:
“Household * * * 2. Those who dwell under the same roof and compose a family * * Webster’s New International Dictionary (1938).
The majority has completely written out of the contract of insurance the term “household”.
I respectfully dissent.

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Source: Frix Law Library, https://www.frixlaw.com/law-library/cases/9674413. Public record. Not legal advice.