# James Moran v. Board of Trustees, Police and Firemen's Retirement System

> New Jersey Superior Court Appellate Division · November 25, 2014

URL: https://www.frixlaw.com/law-library/cases/2756406

## Case

- **Court:** New Jersey Superior Court Appellate Division
- **Decided:** November 25, 2014
- **Precedential status:** Published
- **Opinion:** Opinion
- **Cited by:** 0 later opinions in the Frix Law Library

## Citator (automated)

- No negative treatment found by the automated citator. That is not the same as a confirmation that the case is good law; read the citing cases.
- Full citator and citing cases: https://www.frixlaw.com/law-library/cases/2756406

## How later opinions describe it (automated extraction)

- rejecting the Board's conclusion that a teacher did not suffer an "undesigned and unexpected" accident because "he should have anticipated the dangers involved" in helping students carry a heavy object
- rejecting Board's denial of benefits to a police officer, who suffered emotional trauma after being unexpectedly called upon to rescue five victims

## Opinion text

NOT FOR PUBLICATION WITHOUT THE
APPROVAL OF THE APPELLATE DIVISION

SUPERIOR COURT OF NEW JERSEY
APPELLATE DIVISION
DOCKET NO. A-1041-13T1

JAMES MORAN,
APPROVED FOR PUBLICATION
Petitioner-Appellant,
November 25, 2014
v.
APPELLATE DIVISION

BOARD OF TRUSTEES, POLICE AND
FIREMEN'S RETIREMENT SYSTEM,

Respondent-Respondent.
_____________________________

Argued October 15, 2014 - Decided November 25, 2014

Before Judges Reisner, Koblitz and Haas1.

On appeal from the Board of Trustees, Police and
Firemen's Retirement System, PFRS #3-10-44221.

John D. Feeley argued the cause for appellant
(Feeley & LaRocca, LLC, and The Blanco Law Firm,
LLC, attorneys; Pablo N. Blanco, of counsel and
on the brief).

Eileen S. DenBleyker, Senior Deputy Attorney
General, argued the cause for respondent (John J.
Hoffman, Acting Attorney General, attorney;
Melissa H. Raksa, Assistant Attorney General, of
counsel; Nels J. Lauritzen, Deputy Attorney
General, on the brief).

1
Judge Haas did not participate in oral argument. However, with
consent of counsel he has joined in this opinion. R. 2:13-2(b).
The opinion of the court was delivered by

REISNER, P.J.A.D.

James Moran, a firefighter, heroically saved two victims

from a burning building by kicking in the building's front door.

Although Moran suffered disabling injuries in this incident, the

Board of Trustees of the Police and Firemen's Retirement System

(Board) denied his application for an accidental disability

retirement pension. Applying Richardson v. Board of Trustees,

Police and Firemen's Retirement System, 192 N.J. 189, 212-13

(2007), the Board found that Moran's disability was not due to a

traumatic event within the meaning of N.J.S.A. 43:16A-7, because

the incident was "not 'unexpected and undesigned.'" We disagree

and reverse.

I

A.

As background, it is helpful to begin with the pension

statute, as construed in Richardson. Entitlement to an

accidental disability pension requires proof that, "during and

as a result of" performing "his regular or assigned duties," a

member suffered a disabling injury "as a direct result of a

traumatic event." N.J.S.A. 43:16A-7(1). To put these terms in

context, we quote the statute's proof requirements:

the member is permanently and totally
disabled as a direct result of a traumatic

2 A-1041-13T1
event occurring during and as a result of
the performance of his regular or assigned
duties and that such disability was not the
result of the member's willful negligence
and that such member is mentally or
physically incapacitated for the performance
of his usual duty and of any other available
duty in the department which his employer is
willing to assign to him.

[Ibid.]

In Richardson, the Court clarified the meaning of the term

"traumatic event," stating that "a traumatic event is

essentially the same as what we historically understood an

accident to be — an unexpected external happening that directly

causes injury and is not the result of pre-existing disease

alone or in combination with work effort." Richardson, supra,

192 N.J. at 212. The Court found that in using the term

"traumatic event," the Legislature did not mean generally to

raise the bar for injured employees to qualify for accidental

disability pensions. Id. at 210-11. Rather, the Legislature

intended "to excise disabilities that result from pre-existing

disease alone or in combination with work effort from the sweep

of the accidental disability statutes and to continue to allow

recovery for the kinds of unexpected injurious events that had

long been called 'accidents.'" Id. at 192. In making that

point, the Court noted that "some of our cases failed to

recognize that critical limitation in purpose and persisted in

3 A-1041-13T1
the entirely wrong notion that the term traumatic event was

intended, in itself, to more significantly narrow the meaning of

accident." Id. at 210-11.

The Court then set forth the factors a pension system

member must prove to obtain accidental disability benefits:

1. that he is permanently and totally
disabled;

2. as a direct result of a traumatic event
that is

a. identifiable as to time and place,

b. undesigned and unexpected, and

c. caused by a circumstance external to the
member (not the result of pre-existing
disease that is aggravated or accelerated by
the work);

3. that the traumatic event occurred during
and as a result of the member's regular or
assigned duties;

4. that the disability was not the result of
the member's willful negligence; and

5. that the member is mentally or physically
incapacitated from performing his usual or
any other duty.

[Id. at 212-13 (emphasis added).]

Prior to Moran's administrative hearing, the parties

stipulated that Moran met all of the above-cited criteria,

except one. They disagreed as to whether the incident that

caused his disability "was undesigned and unexpected."

4 A-1041-13T1
B.

Undisputed evidence at the hearing established that

firefighting duties were divided between two different units,

each of which would arrive at a fire in a different fire truck. 2

Breaking into burning buildings was not Moran's normal unit

assignment. He was part of an "engine company" whose role was

to "take[] the hoses into the [burning] building . . . and put[]

out the fire." A different unit, the "truck company," was

responsible for forcing entry into a burning structure and

rescuing any occupants. The truck company carried various

special equipment specific to those functions. The two units

were supposed to respond to a fire scene at the same time.

At about 2:00 a.m., Moran's engine company responded to a

fire in what was reported to be a vacant, boarded-up house.

Hence, no one expected that it would be necessary to rescue

anyone inside. Instead, the plan was to mount a "defensive

attack" to keep the fire from spreading to other buildings.

When Moran started fighting the fire, the truck company had not

yet arrived on the scene. Moran stated that when he arrived, he

observed a "heavy, heavy body of fire" in the building, and his

2
At the Office of Administrative Law hearing, most of the facts
were stipulated. Moran testified briefly, as did a fire captain
who had been present at the fire. The Board presented no
witnesses.

5 A-1041-13T1
captain called "emphatically for a truck company for the

building."

As Moran was unrolling the hose toward the building, which

was engulfed in flames, he unexpectedly heard screams from

people trapped inside the structure. He testified that a truck

company would have had special equipment, such as a "[h]ydraulic

ram, a battering ram, [and a] haligon tool with an ax." He

testified that he had none of those tools with him and typically

would not have them. But, because he heard people screaming

inside the building, he used his "shoulder, leg and back" to

break down the door. He testified that the door "was well

fortified, but [he] eventually did" break through it.

Although his fire training involved using tools such as a

"hydraulic ram" to break down doors, not forcing entry with his

body, Moran testified that if he had not opened the door, the

people inside would have died. He also testified that, but for

the unexpected presence of the victims in the burning building,

and the unexpected absence of the truck company, he would not

have tried to open the door.

A fire captain, who was present at the scene as Moran's

commanding officer, corroborated Moran's testimony. On cross-

examination, the fire captain stated that the only tool the

engine company had on its truck which the truck company would

6 A-1041-13T1
also have had was an "ax." However, he stated that the ax was

not available to Moran when this emergency presented itself,

because Moran "was grabbing the hose line at the time which [was

what] he was supposed to be doing."

The Board presented no evidence to contradict Moran's

proofs that he encountered an unexpected life-and-death

emergency for which he was carrying no tools. The Board did not

present testimony from any other firefighter that, faced with

the same situation, he or she would have gone back to the truck

and looked for an ax, leaving the fire victims to their fate in

the meantime. Nor did the Board present evidence that the ax on

the truck was even the appropriate tool to use in breaking down

a fortified door.

In a lengthy opinion, the administrative law judge (ALJ)

found both Moran and the fire captain to be credible witnesses.

The ALJ found that the incident involved an unexpected situation

which required Moran to respond in a manner unanticipated by his

training and experience.

[P]etitioner was dispatched to a burning,
purportedly vacant house as a member of the
fire department's engine company that
advances hoses to extinguish fires and
relies upon the truck company to provide
access and perform search-and-rescue
operations. Quite unexpectedly, as
petitioner performed his assigned duties and
prepared an external defensive attack to
contain the raging blaze, he heard voices

7 A-1041-13T1
from within the boarded building. Also
unexpectedly, and contrary to standard
procedure, the truck company was not on the
scene. For the first time in his ten-year
career as a firefighter, he was confronted
with a raging fire in a purportedly vacant
house that actually had occupants trapped
inside, and the fire squad that provides
access and performs rescue operations was
unpredictably absent. But for that sudden
and emergent circumstance, he would not have
used and injured his body in entering the
building.

Relying on Richardson, the ALJ rejected the Board's

argument that the incident was not undesigned or unexpected

because it resulted from Moran's intentional act of breaking

down the door. The ALJ reasoned that Moran was responding to a

"sudden and emergent circumstance" that required him to respond

with unanticipated extreme physical exertion, causing his

injury.

In its decision, the Board adopted the ALJ's factual

findings. However, the Board rejected his legal conclusions,

reasoning that "[s]imply kicking in a door or intentionally

using one's back to force entry does not constitute an

'unexpected happening,' as Mr. Moran's very intent in partaking

in these happenings would necessarily render such happenings to

be expected."

The Board also reasoned that, according to the Civil

Service job description, a fire fighter's job duties included

8 A-1041-13T1
rescuing people and, hence, Moran "did intentionally perform a

duty within the scope and performance of his regular duties for

which he had been specifically trained."

Here, the work activity itself was not
undesigned or unexpected. Mr. Moran was
disabled as a direct result of performing
the work he intentionally set out to do.
When he heard screams from inside the
building, he intentionally slammed his body
against a door in order to force it open.
These facts do not lend themselves to any
unexpected activity or accident. . . . Mr.
Moran's disabling injury, while unfortunate,
was caused by ordinary and intended, if
dire, work effort -- not by an undesigned
and unexpected external mishap.

II

On this appeal, we defer to the agency's factual findings,

but we owe no deference to its legal conclusions, "particularly

when 'that interpretation is inaccurate or contrary to

legislative objectives.'" Russo v. Bd. of Trs., Police &

Firemen's Ret. Sys., 206 N.J. 14, 27 (2011) (quoting G.S. v.

Dep't of Human Servs., Div. of Youth & Family Servs., 157 N.J.

161, 170 (1999)). In this case, we are persuaded that in

denying accidental disability benefits to a firefighter whose

heroic response to an undesigned and unexpected traumatic event

left him disabled, the Board has misconstrued Richardson and

9 A-1041-13T1
reached a result at odds with the legislative intent in adopting

the "traumatic event" standard.3

As previously noted, the 1964 amendments to the disability

pension statute were not intended to make it generally more

difficult for injured employees to obtain an accidental

disability pension. Richardson, supra, 192 N.J. at 210-11.

Rather, the amendments were intended to weed out disabilities

stemming from a member's pre-existing medical condition, even if

the condition was exacerbated by a work incident. Id. at 211.

Thus, a firefighter with a heart condition could not collect an

accidental disability pension for a disabling heart attack

suffered while fighting a fire, and a custodian likewise is not

entitled to such benefits if he suffers a heart attack while

performing his janitorial duties. See Cattani v. Bd. of Trs.,

Police & Firemen's Ret. Sys. 69 N.J. 578, 586-87 (1978); Russo

v. Teacher's Pension & Annuity Fund, 62 N.J. 142, 154 (1973).

3
This is not the first time the Board's cramped view of the
Richardson standards has resulted in an unjustified denial of
benefits. See Russo, supra, 206 N.J. at 26-27 (rejecting
Board's denial of benefits to a police officer, who suffered
emotional trauma after being unexpectedly called upon to rescue
five victims); Brooks v. Bd. of Trs., Public Emps.' Ret. Sys.,
425 N.J. Super. 277, 283-84 (App. Div. 2012) (rejecting the
Board's conclusion that a teacher did not suffer an "undesigned
and unexpected" accident because "he should have anticipated the
dangers involved" in helping students carry a heavy object).

10 A-1041-13T1
In this case, the Board determined that Moran's injury did

not qualify him for an accidental disability pension because it

occurred while he was conducting one of his expected work-

related duties, rescuing fire victims. The Board further

reasoned that what occurred was not an "accident" because Moran

intended to throw his body against the door. We conclude that

the Board's decision misread Richardson, misapplied the statute,

and took an unduly narrow view of what constitutes an

"unexpected and undesigned" traumatic event.

We harken back to Richardson, in which the Board made a

similar error in denying an application from a corrections

officer injured during a scuffle with an inmate:

The Board contends that because
subduing an inmate is part of the
anticipated work of a corrections officer
and was not unexpected or unintended,
Richardson cannot satisfy the traumatic
event standard. That is a misreading of the
statute, which requires that the traumatic
event occur "during and as a result of the
performance of [the member's] regular or
assigned duties." To be sure, when the
"normal stress and strain" of the job
combines with a pre-existing disease to
cause injury or degeneration over time, a
traumatic event has not occurred. See
Cattani, supra, 69 N.J. at 585; Russo,
supra, 62 N.J. at 151. That is quite
different from saying that a traumatic event
cannot occur during ordinary work effort.
Indeed it can. A policeman can be shot
while pursuing a suspect; a librarian can be
hit by a falling bookshelf while re-shelving
books; a social worker can catch her hand in

11 A-1041-13T1
the car door while transporting a child to
court. Each of those examples is
identifiable as to time and place;
undesigned and unexpected; and not the
result of pre-existing disease, aggravated
or accelerated by the work. Thus, each
meets the traumatic event standard. So long
as those members also satisfy the remaining
aspects of the statute, including total and
permanent disability, they will qualify for
accidental disability benefits.

In sum, the fact that a member is
injured while performing his ordinary duties
does not disqualify him from receiving
accidental disability benefits; some
injuries sustained during ordinary work
effort will pass muster and others will not.
The polestar of the inquiry is whether,
during the regular performance of his job,
an unexpected happening, not the result of
pre-existing disease alone or in combination
with the work, has occurred and directly
resulted in the permanent and total
disability of the member.

[Id. at 213-14 (alteration in original)
(final emphasis added).]

We agree with the ALJ that in this case the traumatic event

must be viewed with a wider lens than the one the Board applied.

The undesigned and unexpected event here was the combination of

unusual circumstances that led to Moran's injury: the failure of

the truck unit to arrive, and the discovery of victims trapped

inside a fully engulfed burning building, at a point when Moran

did not have available to him the tools that would ordinarily be

12 A-1041-13T1
used to break down the door.4 As a result, he was forced to

carry out his paramount duty to rescue fire victims, by manually

kicking in the door. Had he not responded immediately to break

down the door, the victims would have died. That was Moran's

unrebutted, credible testimony.

While this was not a classic "accident" in the sense that

the house did not collapse on Moran, nor did he trip while

carrying a fire hose, it was clearly an unexpected and

undesigned traumatic event that resulted in Moran's suffering a

disabling injury while performing his job. Viewed in context,

the injury was also caused by an event, or series of events,

"external" to Moran. Richardson, supra, 192 N.J. at 212-13; see

Brooks, supra, 425 N.J. Super. at 283. By analogy, had Moran

become hopelessly trapped by fire on an upper floor of the

house, and saved himself by jumping out a window thereby

suffering disabling injuries, he would not be disqualified for

benefits because he "intentionally" jumped.

Nor was this a situation in which Moran should have

expected to find himself. We acknowledge that in Russo, supra,

206 N.J. at 33, the Court reasoned that an ambulance squad

4
We reject the Board's backhanded criticism of Moran, in
referring to his "deviating" from his training in failing to use
the ax on the truck. The Board presented no testimony at the
hearing to dispute the captain's assertion that the ax was not
available to Moran at the time he needed it.

13 A-1041-13T1
member disabled by emotional trauma after coming upon a horrible

auto accident "will not satisfy Richardson's 'undesigned and

unexpected' standard because that is exactly what his training

has prepared him for." Ibid. However, this case is different.

The Board, having adopted the ALJ's factual findings, was

obligated to render its legal conclusions based on those

findings. In this case, the ALJ found that Moran's training had

not prepared him to break into burning buildings without the

battering rams and other specialized equipment used by the truck

company. Indeed, there was no evidence to the contrary.

Further, as the ALJ found, no equipment was available to Moran

at the moment he had to make the life-or-death decision that

confronted him. Nothing in the history of the pension statute,

as exhaustively reviewed in Richardson, suggests that the

Legislature would have intended to deny Moran an accidental

disability pension in these circumstances.

Accordingly we reverse the Board's decision and remand with

direction to grant Moran an accidental disability pension.

14 A-1041-13T1

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Source: Frix Law Library, https://www.frixlaw.com/law-library/cases/2756406. Public record. Not legal advice.
