# Germain v. Deuel

> New York Supreme Court, Broome County · December 18, 2025 · 2025 NY Slip Op 34615(U)

URL: https://www.frixlaw.com/law-library/cases/11230557

## Case

- **Court:** New York Supreme Court, Broome County
- **Decided:** December 18, 2025
- **Citations:** 2025 NY Slip Op 34615(U)
- **Precedential status:** Unpublished
- **Opinion:** Opinion by Eugene D. Faughnan
- **Cited by:** 0 later opinions in the Frix Law Library

## Citator (automated)

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## Opinion text

Germain v Deuel
2025 NY Slip Op 34615(U)
December 18, 2025
Supreme Court, Broome County
Docket Number: Index No. EFCA2024002767
Judge: Eugene D. Faughnan
Cases posted with a "30000" identifier, i.e., 2013 NY Slip
Op 30001(U), are republished from various New York
State and local government sources, including the New
York State Unified Court System's eCourts Service.
This opinion is uncorrected and not selected for official
publication.
At a Motion Term of the Supreme Court of
the State of New York held in and for the
Sixth Judicial District at the Broome County
Courthouse, Binghamton, New Yo~k, on the
24th day of October 2025.

PRESENT: HON. EUGENE D. FAUGHNAN
Justice Presiding

STATE OF NEW YORK
SUPREME COURT: COUNTY OF BROOME

ETIENNE GERMAIN,

Plaintiff,
DECISION AND ORDER
vs.
Index No.: EFCA2024002767

HEATHER G. DEUEL,

. Defendants.

APPEARANCES:

Counsel for Plaintiff: LAW OFFICE OF RONALD R. BENJAMIN
By: Ronald R. Benjamin, Esq.
126 Riverside Dr., P.O. Box 607
Binghamton, NY 13902-0607

Counsel for Defendant: RIVKIN RADLER LLP
By: Joseph T. Pidel, Esq.
66 Pearl Street, 11 th Floor
Albany, NY 12207

[* 1]
EUGENE D. FAUGHNAN, J.S.C.

This matter is before the Court upon the motion of Defendant Heather G. Deuel
("Deuel") to dismiss the Complaint of Plaintiff Etienne Germain (Plaintiff or "Germain")
pursuant to CPLR 321 l(a). Plaintiff filed opposition papers, and then Defendant filed a Reply
Affirmation and Memorandum in Reply. Oral argument was held on October 24, 2025, and only
Plaintiffs counsel was present. After due deliberation, this Decision and Order constitutes the
determination of this Court. 1

BACKGROUND FACTS

Plaintiff and Defendant were involved in a motor vehicle accident on September 27, 2023
on Conklin Ave in the City of Binghamton. The police accident report indicates that
Defendant's vehicle rear ended Plaintiffs vehicle.
Plaintiff filed a Summons and Complaint on October 7, 2024 for personal injuries,
including a torn rotator cuff in his right shoulder, which required surgery. Defendant filed an
Answer with Affirmative Defenses on January 30, 2025.
Defendant filed the instant motion to dismiss on September 5, 2025, on the basis of
CPLR 321 l(a). In the Memorandum of Law filed with the motion, Defendant specified that the
motion is made under CPLR 321 l(a)(l) and (5). Defendant also submitted an affidavit of
Margaret Boeselager, a claim specialist with State Farm Mutual Insurance Company ("State
Farm"), which provided automobile insurance to Defendant. Ms. Boeselager stated that she
spoke with Germain the day after the accident and made an offer to him to settle all claims for
$4,000, which was accepted. A release was emailed to Germain, which was executed by
Germain with an E-signature. The check for $4,000 was mailed to Plaintiff.
A copy of the release was included with Defendant's motion. Among other things, the
release states that that Plaintiff"fully and forever release[s] and discharge[s] Defendant ... from
any and all claims, demands, damages, actions, causes of action or suits of any kind or nature
whatsoever, and particularly on account ·of all injuries known and unknown, which have resulted

1
The Court has considered all the papers filed in support and opposition to the motion, as well as all the other
documents contained in the electronic case file.

2

[* 2]
or may in the future develop from an incident on or about the 27th day of SEPTEMBER, 2023,
at or near Conk~in Ave, Binghamton, NY."
Defendant's motion also attached an Attorney Affirmation of Joseph T. Pidel, which
stated that Defendant was seeking to enforce the release. Defendant's Memorandum of Law
acknowledged that Plaintiff has not cashed the Settlement Check (NYSECF Doc. No 13 at p.2),
but Defendant still seeks to enforce the settlement and release.
In opposition, Plaintiff submitted his own affidavit and a Memorandum of Law. Plaintiff
concedes that he was contacted by State Farm after the accident, and a settlement offer of$4,000
was extended, but he denies accepting that settlement. He to~d the adjuster he wanted to contact
an attorney. Therefore, he claims he did not agree to settle his claim for $4,000 and did not sign
the release electronically because he does not know how to do that. He further alleges that he is
from Haiti and has some difficulties understanding some English, which may have con~buted to
confusion regarding settlement. Plaintiff states he reviewed the release and the signature on that
document was not his and even misspelled his own name.

LEGAL DISCUSSION AND ANALYSIS

"In the context of a CPLR 3211 motion to dismiss, the pleadings are necessarily afforded
a liberal construction" Goshen v. Mutual Life Ins. Co.,. 98 NY2d 314, 326 (2002), see Leon v.
Martinez, 84 NY2d 83, 88 (1994). The Court must "accept the facts as alleged in the complaint
as true, accord plaintiff[] the benefit of every possible favorable inference, and determine only
whether the facts as alleged fit within any cognizable legal theory" Goldman v. Metropolitan Life
Ins., 5 NY3d 561, 570-571 (2005); see Leon v. Martinez, supra. The "ultimate criterion is
whether the proponent of the pleading has a cause of action, not whether he [or she] has stated
one" Schmidt & Schmidt, Inc. v. Town a/Charlton, 68 AD3d 1314, 1315 (3 rd Dept. 2009)
(quoting Leon v. Martinez, 84 NY2d 83, 88).
Defendant's argument for dismissal is based on the release. To the extent that Defendant
references documentary evidence in its motion, it appears to be based on the premise that the
release is documentary evidence under CPLR 321 l(a)(l).
To prevail on a motion to dismiss pursuant to CPLR 321 l(a)(l)_, the movant must
demonstrate that ''the documentary evidence utterly refutes plaintiffs factual allegations,

3

[* 3]
conclusively establishing a defense as a matter of law" R.L Is. Hous~, LLC v. North Town Phase
II Houses, Inc., 51 AD3d 890, 893 (2nd Dept. 2008), quoting Goshen v. Mutual Life Ins. Co., 98
NY2d at 326; see HSBC Bank USA, N.A. v. Decaudin, 49 AD3d 694, 695 (2008); Ko/chins v.
Evolution Mkts., Inc., 31 NY3d 100 (2018); see, Fontanetta v. John Doe 1, 73 AD3d 78 (2nd
Dept. 201 O); see also, Leon v. Martinez, supra at 88. "Materials that clearly qualify as
documentary evidence include documents reflecting out-of-court transactions such as mortgages,
deeds, contracts, and any other papers, the contents of which are essentially undeniable" Ganje v.
Yusuf, 133 AD3d 954, 956-957 (3 rd Dept. 2015); citing Midorimatsu, Inc. v. Hui Fat Co., 99
AD3d 680,682 (3 rd Dept. 2012), Iv dismissed22 NY3d 1036 (2013) (internal quotation marks
and citations omitted).
Assuming, without deciding, that a release, and in particular, this release, could be
documentary evidence, the real issue is the validity and effect of the release presented by the
Defendant. A party can move for judgment dismissing a case on the basis that "the cause of
action may not be maintained because of ... release" CPLR 3211 (a)(5). Defendant argues that
the release was signed by Germain and manifests an intention and binding agreement to resolve
the case.
"In resolving a motion for dismissal pursuant to CPLR 3211 (a) (5), the plaintiffs
allegations are to be treated as true, all inferences that reasonably flow therefrom are to be
resolved in his or her favor, and where, as here, the plaintiff has submitted an affidavit in
opposition to the motion, it is to be construed in the same favorable light" Ford v. Phillips, 121
AD3d 1232, 1234 (3 rd Dept. 2014). Here, Plaintiff stated in his affidavit that he did not agree to
settle his case for $4,000 and told the insuranc~ company that he wanted to speak with an
attorney. He also denied he signed the release and could not have done it electronically because
he does not know how to do so. He also references a language barrier, which could potentially
give rise to a claim of fraud, duress or mutual mistake, although such an argument is not clearly
articulated by Plaintiff.
While Defendant does make arguments that the evidence· shows Plaintiff responded to the
email offer, and accepted it by electronically signing the release, there has been no discovery
conducted in this case. Given Plaintiffs allegations, discovery is needed to determine what
transpired regarding the release and "resolution of this issue as a matter of law and dismissal of
the complaint [would be] premature. Id. at 1235.

4

[* 4]
CONCLUSION

Based on the foregoing, the Court concludes that it cannot make a determination based on
the current evidence concerning the validity of the purported release.

Accordingly, it is hereby

ORDERED, that Defendant's motion to dismiss is DENIED.

This constitutes the Decision and Order of this Court.

ENTER:

Dated: December \ <f ,2025
Binghamton, New York

Supreme Court Justice

5

[* 5]

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Source: Frix Law Library, https://www.frixlaw.com/law-library/cases/11230557. Public record. Not legal advice.
