# Kamco Supply Corp. of Boston v. A-Plus Insulation, Inc.

> Superior Court of Maine · December 1, 2008

URL: https://www.frixlaw.com/law-library/cases/10809021

## Case

- **Court:** Superior Court of Maine
- **Decided:** December 1, 2008
- **Precedential status:** Unpublished
- **Opinion:** Opinion
- **Judges:** Robert E. Crowley
- **Cited by:** 0 later opinions in the Frix Law Library

## Citator (automated)

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## Opinion text

STATE OF MAINE SUPERIOR COURT
CUMBERLAND, SS CIVIL ACTION
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KAMCO SUPPLY CORP. OF BOSTON, (\ _.' J ,-)
Plaintiff
ORDER ON PLAINTIFF'S
MOTION FOR
v. SUMMARY JUDGMENT

A-PLUS INSULATION, INC., DANIEL COLE,
AND DANIEL COLLINS
Defendants

Before the Court is Plaintiff Kamco Supply Corp.'s (hereafter "Plaintiff" or

"Kamco") motion for summary judgment against Defendants Daniel Cole and Daniel

Collins as to their liability pursuant to a personal guaranty for the liabilities and

obligations of A-Plus Insulation, Inc (hereafter"A-Plus Insulation"), In their

opposition, Defendants A-Plus Insulation and Cole move for the entry of summary

judgment against Plaintiff Kamco.

PROCEDURAL HISTORY

Plaintiff filed a multi-count complaint against the three Defendants alleging

breach of contract and unjust enrichment. The Plaintiff seeks to recover damages in the

amount of A-Plus Insulation's outstanding principal balance, accrued interest, and

reasonable attorney fees totaling $ 171,522.49 plus pre- and post- judgment interest at

the contractual rate (% 18) and court costs. Defendants A-Plus Insulation and Colel

assert a cross-claim against Defendant Collins on the grounds of contribution and

indemnification. Likewise, Defendant Collins asserts a similar cross-claim against these

defendants.

1 Attorney David Turesky represents both A-Plus Insulation and Daniel Cole.

1
FACTUAL BACKGROUND
Plaintiff is a Massachusetts corporation that is in the business of providing

commercial building products and other related services and products. Defendant A-

Plus Insulation is in the business of installing insulation to commercial and residential

buildings. Defendant Daniel Cole and Defendant Daniel Collins operated the insulation

business as a partnership before incorporating the business on or about May 14, 2003.

Presently, Defendant Cole operates and manages A-Plus Insulation, while Defendant

Collins resigned as an officer and withdrew from active engagement in the business in

the spring of 2007. Defendant Collins remains a current shareholder. 2

The following facts are undisputed as between Defendants A-Plus Insulation and

Cole and Plaintiff Kamco. 3 On March 7, 2003, the three Defendants executed and

submitted a commercial credit application to the Plaintiff. The commercial credit

application consisted of three sections: Credit Application, Personal Guaranty of

Account (hereafter "Personal Guaranty"), 4 and Acknowledgement of Receipt of

Conditions of Sales and Terms of Payment (collectively referred hereafter as

"Commercial Credit Application"). Defendants submitted the Commercial Credit

Application to obtain a line of credit from Plaintiff. The Defendants initially requested a

line of credit for $10,000, but the Plaintiff only approved a line of credit for $3,500. The

Plaintiff's comptroller offered "to re-evaluate this line of credit" if it would not support

2 Defendants A-Plus Insulation and Cole indicate, "A-Plus Insulation, Inc. is no longer in business." Defs.' Opp. to
Pl.'s Mot. Summ. J. at 2. The company's particular stage of dissolution is unclear.
3 Defendant Collins failed to file any opposition to PlaintiffKamco's motion for summary judgment. "Facts
contained in a supporting ... statement of material facts, if supported by record citations.... shall be deemed
admitted unless properly controverted. M.R. Civ. P. 56(h)(4). Defendant Collins' failure to oppose this motion is
fatal to his case. The Court will judgment in favor of Plaintiff on the issue of Defendant Collins' personal liability
for the liabilities and obligations of A-Plus Insulation.
4 The parties cite primarily Maine cases for their arguments, but occasionally cite Massachusetts authority. The
Personal Guaranty states that "[a]1I rights and obligations, hereunder shall be governed by the laws of the
Commonwealth of Massachusetts and the undersigned hereby submits to the jurisdiction of the federal and state
courts in Massachusetts." Def.'s Ex. 4. Neither party submits this to the Court for consideration. Auspiciously,
Maine and Massachusetts are in agreement on the law relevant to this motion.

2
the business's needs. Ex. A attached to Mr. Cole's Affidavit. The parties never formally

enlarged the credit line, but the Plaintiff increased this line of credit substantially in the

years following the execution of the documents. During these years, A-Plus Insulation

utilized this commercial line of credit and a balance is claimed to be owed to Plaintiff.

DISCUSSION

I. Standard of Review

In a motion for summary judgment, the Court views the evidence in the light

most favorable to the nonmoving party to decide whether the parties' statements of

material facts and the referenced record material reveal a genuine issue of material fact.

Rogers v. Jackson, 2002 ME 140, .0. Box 287
, Maine 04112-0287

DAVID TURESKY ESQ
477 CONGRESS ST
SUITE 400
PORTLAND ME 04103-3409

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Source: Frix Law Library, https://www.frixlaw.com/law-library/cases/10809021. Public record. Not legal advice.
